LARGS CHANDLERS HOLDINGS LIMITED
🌿Early-stageactive
SC805778 · ltd · incorporated 2024-04-04
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£89.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 72/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 1.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.8 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £89,857
Very low cash
Cash position: £2
Key financials
1 year extracted from filed iXBRL accountsCash
£2
Net Worth
£90k
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 |
|---|---|
| Total assets | £184.7k |
| Cash | £2 |
| Net assets | £89.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-04📄legacymiscellaneous · RPCH01
- 2024-10-02📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-09🔒Charge registered #1Lender: Jane Elizabeth Ashdown
- 2024-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-04-04🏢Company incorporatedAs LARGS CHANDLERS HOLDINGS LIMITED
- 2024-04-04➕MACAULAY-SMITH, Graham Stevenson appointeddirector
- 2024-04-04➕MACAULAY-SMITH, Nicola Mary appointeddirector
- 2024-04-04➕RANKIN, Chloe Rosemarie appointeddirector
- 2024-04-04📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 2.1 years old — management layer unlikely to be developed.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chloe Rosemarie Rankin Individual · British · DOB 10/1996 · age 30 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/06/2024 |
Mrs Nicola Mary Macaulay-Smith Individual · British · DOB 06/1976 · age 50 | — | — | sig. influencesignificant influence | 18/06/2024 |
Mr Graham Stevenson Macaulay-Smith Individual · British · DOB 11/1969 · age 57 | — | — | sig. influencesignificant influence | 18/06/2024 |
1 historic (ceased) PSC
- Mr Jonathan Richard Miles Bellceased 18/06/2024· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MICROTECH GROUP LIMITED→ SC372953 · est 2010 | £9.91M £8.43M–£11.40M | — | £9.91M | — | 16y | 83 | 63y |
| KL HOLDINGS LIMITED→ SC147187 · est 1993 | £210.0k £178.5k–£241.4k | — | £210.0k | — | 32y | 82 | 70y |
| CASTLEHILL RESIDENTIAL LETTINGS LIMITED→ SC355876 · est 2009 | £142.6k £121.2k–£164.0k | — | £142.6k | — | 17y | 82 | 58y |
| HEATHERGEMS LIMITED→ SC047180 · est 1970 | £130.3k £110.8k–£149.9k | — | £130.3k | — | 56y | 83 | 72y |
| CALEBRIDGE LIMITED→ SC201077 · est 1999 | £91.1k £77.4k–£104.7k | — | £91.1k | — | 26y | 82 | 67y |
| DAVID COOK DEVELOPMENTS LIMITED→ SC166098 · est 1996 | £99 £84–£114 | — | £99 | — | 29y | 82 | 71y |
| BWA (HOLDINGS) LIMITED→ SC404782 · est 2011 | — | — | — | 1 | 14y | 92 | 62y |
| RS BOOST LIMITED→ SC368181 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| SKYTOR LTD→ SC616612 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SOUTHWOOD HOLDINGS LTD→ SC751533 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| STEVEN COWAN PLUMBING & HEATING LTD→ SC687687 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| STONEFIELD (GROUP) LIMITED→ SC725720 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-04-04
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Largs Chandlers Largs Yacht Haven
Irvine Road
Largs
KA30 8EZ
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09
Officers (3 active · 0 resigned)
MACAULAY-SMITH, Graham Stevenson→
Activedirector · ~57y · appointed 2024-04-04
View their other companies + combined net worth →
MACAULAY-SMITH, Nicola Mary→
Activedirector · ~54y · appointed 2024-04-04
View their other companies + combined net worth →
RANKIN, Chloe Rosemarie→
Activedirector · ~30y · appointed 2024-04-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Jane Elizabeth Ashdown | A registered charge | 1 property | 09/07/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-09
legacy
miscellaneous · RPCH01
2024-10-04
change-account-reference-date-company-current-shortened
accounts · AA01
2024-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-18
incorporation-company
incorporation · NEWINC
2024-04-04