JSB INVESTMENTS GROUP LTD

🌱Startupactive
SC814495 · ltd · incorporated 2024-06-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
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Turnover
year to Oct 2025
Net worth
£10.3k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 1.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.5 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
8 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £10,321

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
£10k
Current Assets
£826
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-31
Total assets£95.3k
Current assets£826
Net assets£10.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-03-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-06-17
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2024-11-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2024-11-20
    🔒
    Charge registered #1
    Lender: Paragon Bank PLC
  5. 2024-08-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-08-22
    BHATTI, Jai Singh resigned
    director
  7. 2024-08-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-08-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2024-06-25
    🏢
    Company incorporated
    As JSB INVESTMENTS GROUP LTD
  10. 2024-06-25
    BHATTI, Kashmira Singh appointed
    director
  11. 2024-06-25
    BHATTI, Jai Singh appointed
    director
  12. 2024-06-25
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Young company: Only 1.9 years old — management layer unlikely to be developed.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Kashmira Singh Bhatti
Individual · British · DOB 10/1968 · age 58
75100%
25–50%board control75-100% shares · 75-100% voting · board control25/06/2024
1 historic (ceased) PSC
  • Mr Jai Singh Bhatticeased 22/08/2024· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-06-25
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

59 Newton Grove
Newton Mearns
Glasgow
G77 5QJ
Scotland

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-07-08
Last: 2025-06-24

Officers (1 active · 1 resigned)

BHATTI, Kashmira Singh
director · ~58y · appointed 2024-06-25
View their other companies + combined net worth →
Active
BHATTI, Jai Singh
director · ~22y · appointed 2024-06-25 · resigned 2024-08-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property20/11/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (8 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-30
change-account-reference-date-company-current-extended
accounts · AA01
2025-06-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-23
termination-director-company-with-name-termination-date
officers · TM01
2024-08-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-22
incorporation-company
incorporation · NEWINC
2024-06-25