S & RC PROPERTIES LTD

🌱Startupactive
SC822664 · ltd · incorporated 2024-09-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 1.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.5 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-30
Average employees2

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-02-05
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  2. 2026-02-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-10-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-10-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-12-20
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  6. 2024-12-10
    📄
    capital-name-of-class-of-shares
    capital · SH08
  7. 2024-12-05
    📄
    memorandum-articles
    incorporation · MA
  8. 2024-12-05
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2024-12-05
    📄
    capital-allotment-shares
    capital · SH01
  10. 2024-12-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2024-12-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2024-12-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2024-12-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2024-12-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2024-12-01
    CHOHAN, Rukhsana appointed
    director
  16. 2024-11-29
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  17. 2024-11-29
    🔒
    Charge registered #2
    Lender: Aldermore Bank PLC
  18. 2024-11-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2024-11-22
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  20. 2024-09-13
    🏢
    Company incorporated
    As S & RC PROPERTIES LTD
  21. 2024-09-13
    CHOHAN, Shakil Raza appointed
    director
  22. 2024-09-13
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +Young company: Only 1.7 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Rukhsana Chohan
Individual · British · DOB 06/1973 · age 53
2550%
25–50%25-50% shares · 25-50% voting01/12/2024
Mr Shakil Raza Chohan
Individual · British · DOB 08/1972 · age 54
2550%
25–50%25-50% shares · 25-50% voting13/09/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-09-13
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

5 South Gyle Crescent Lane
Edinburgh
EH12 9EG
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-02-25
Last: 2026-02-11

Officers (2 active · 0 resigned)

CHOHAN, Rukhsana
director · ~53y · appointed 2024-12-01
View their other companies + combined net worth →
Active
CHOHAN, Shakil Raza
director · ~54y · appointed 2024-09-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
A registered charge10 properties29/11/2024
outstanding
Aldermore
Aldermore Bank PLC
A registered charge3 properties29/11/2024
outstanding
Aldermore
Aldermore Bank PLC
A registered charge22/11/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (18 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-23
change-account-reference-date-company-current-shortened
accounts · AA01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-04
change-person-director-company-with-change-date
officers · CH01
2025-10-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-11
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-12-20
capital-name-of-class-of-shares
capital · SH08
2024-12-10
memorandum-articles
incorporation · MA
2024-12-05
resolution
resolution · RESOLUTIONS
2024-12-05
capital-allotment-shares
capital · SH01
2024-12-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-05
appoint-person-director-company-with-name-date
officers · AP01
2024-12-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-02