GSM PROPERTY INVESTMENT LIMITED
Opportunity 70/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 0.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.9 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (13 events)Click to expand
- 2025-09-05📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-06-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-04🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
- 2025-06-02🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2025-06-02🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2025-05-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-27🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
- 2025-01-21🏢Company incorporatedAs GSM PROPERTY INVESTMENT LIMITED
- 2025-01-21➕MILNE, Colin Andrew appointeddirector
- 2025-01-21➕SOUTER, Murray David appointeddirector
- 2025-01-21📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Young company: Only 1.3 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-06-04: A registered charge; 2025-06-02: A registered charge; 2025-06-02: A registered charge
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Murray David Souter Individual · British · DOB 10/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/01/2025 |
Mr Colin Andrew Milne Individual · British · DOB 09/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| HOMARNA ECOSTORE LIMITED→ SC254848 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| HURRIKANE PROPERTIES LIMITED→ SC655545 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| INDIGO (SCOTLAND) LIMITED→ SC193859 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| INTRINSECUS HOLDINGS LIMITED→ SC652246 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| INVER PROPERTY (WEST GRANTON ROAD) LIMITED→ SC615715 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| INVER PROPERTY GROUP LIMITED→ SC544975 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| INVESTMENT ST LTD→ SC671769 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| INVESTWORKS LTD→ SC692316 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| IQRA LUQMAN PROPERTIES LTD→ SC633000 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| IRAW PROPERTIES LIMITED→ SC842957 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ISES PROPERTIES LIMITED→ SC424143 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ISHAAQ PROPERTY LTD→ SC857543 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 04/06/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | — | 02/06/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 02/06/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 27/05/2025 | — |