I M INVEST LTD
🌱Startupactive
SC846029 · ltd · incorporated 2025-04-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
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Refinance opportunity
1 live charge · oldest 0.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.7 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
2 filings — limited history
30
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (6 events)Click to expand
- 2025-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-04🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2025-04-23🏢Company incorporatedAs I M INVEST LTD
- 2025-04-23➕SUGDEN, Lisa appointeddirector
- 2025-04-23➕SUGDEN, Stuart appointeddirector
- 2025-04-23📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.1 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart Sugden Individual · Scottish · DOB 08/1983 · age 43 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 23/04/2025 |
Mrs Lisa Sugden Individual · Scottish · DOB 12/1985 · age 41 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 23/04/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AKZ PROPERTIES LIMITED→ SC198072 · est 1999 | £2.10M £1.78M–£2.41M | — | £2.10M | — | 26y | 82 | 83y |
| LETSLET.ME.UK LIMITED→ SC282162 · est 2005 | £17.0k £14.4k–£19.5k | — | £17.0k | — | 21y | 83 | 64y |
| TOB PROPERTY MANAGEMENT & INVESTMENTS LIMITED→ SC277632 · est 2004 | — | £429.0k | — | 200 | 21y | 93 | 63y |
| ARGYLL ESTATE AGENTS LTD→ SC590358 · est 2018 | — | £188.0k | — | 200 | 8y | 84 | 55y |
| DUNOLLIE HALLS LIMITED→ SC761592 · est 2023 | — | £128.5k | — | 200 | 3y | 89 | 65y |
| THE ROCKS PROPERTY HOLDINGS LIMITED→ SC713460 · est 2021 | — | £45.1k | — | 100 | 4y | 87 | 48y |
| PB PROPERTIES (OBAN) LIMITED→ SC711888 · est 2021 | — | £25.5k | — | 200 | 4y | 100 | 59y |
| SHIAN PROPERTY LIMITED→ SC553357 · est 2016 | — | £25.0k | — | 500 | 9y | 83 | 65y |
| TOB FISHSELLING COMPANY LIMITED→ SC267726 · est 2004 | — | £17.3k | — | 200 | 22y | 95 | 73y |
| CHATCO LIMITED→ SC313959 · est 2006 | — | — | — | 0 | 19y | 83 | 86y |
| NMG INVESTMENTS LIMITED→ SC344855 · est 2008 | — | — | — | 0 | 17y | 83 | 68y |
| OUR HYDRO LIMITED→ SC367358 · est 2009 | — | — | — | 0 | 16y | 83 | 84y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
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See pricing →Company details
Statusactive
Typeltd
Incorporated2025-04-23
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Mccreath Accountancy Phoenix House
Ground Floor Left, Phoenix Business Park
Linwood
Renfrewshire
PA1 2BH
United Kingdom
Filing status
Accounts
Next due: 2027-01-23
Last made up to: —
Confirmation statement
Next due: 2026-05-06
Last: —
Officers (2 active · 0 resigned)
SUGDEN, Lisa→
Activedirector · ~41y · appointed 2025-04-23
View their other companies + combined net worth →
SUGDEN, Stuart→
Activedirector · ~43y · appointed 2025-04-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 04/09/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (2 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-05
incorporation-company
incorporation · NEWINC
2025-04-23