O.C.O. GROUP LIMITED
🌱Startupactive
SC848452 · ltd · incorporated 2025-05-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 72/100 (strong), bankability 70/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 0.3y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.3 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
7
filings
- • 3 resolution
- • 2 capital
- • 1 persons-with-significant-control
Last 180 days
9
filings
- • 3 resolution
- • 3 capital
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-02-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-02-04📄memorandum-articlesincorporation · MA
- 2026-02-04📄resolutionresolution · RESOLUTIONS
- 2026-02-04📄capital-allotment-sharescapital · SH01
- 2026-02-02📄resolutionresolution · RESOLUTIONS
- 2026-02-02📄capital-allotment-sharescapital · SH01
- 2026-02-02📄resolutionresolution · RESOLUTIONS
- 2026-01-27📄capital-allotment-sharescapital · SH01
- 2026-01-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-06🔒Charge registered #1Lender: Hsbc UK Bank PLC (Crn: 09928412)
- 2025-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-13🏢Company incorporatedAs O.C.O. GROUP LIMITED
- 2025-05-13➕HAY, Andrew appointeddirector
- 2025-05-13➕O'HARA, Elaine Samantha appointeddirector
- 2025-05-13➕O'HARA, James Joseph appointeddirector
- 2025-05-13📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.0 years old — management layer unlikely to be developed.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Selloco Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Selloco Limited
Corporate parent · holds 25-50% shares
⬇
O.C.O. GROUP LIMITED
This company · SC848452
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Selloco Limited Corporate entity | 25–50% | — | 25-50% shares | 06/01/2026 |
Elaine Samantha O'Hara Individual · British · DOB 04/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/05/2025 |
Mr James Joseph O'Hara Individual · Irish · DOB 04/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/05/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| GUILLERPROPERTYSERVICES LTD→ SC777312 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| MMCGRATH PROPERTIES LTD→ SC798884 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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| ORRO INVESTMENTS LIMITED→ SC486898 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| PITULA INVESTMENT LTD→ SC868668 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PRO CONCEPT GROUP LTD→ SC710997 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-05-13
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Pavilion 3 12 Marchburn Drive
Glasgow Airport Business Park
Paisley
Scotland
PA3 2SJ
United Kingdom
Filing status
Accounts
Next due: 2027-02-13
Last made up to: —
Confirmation statement
Next due: 2026-05-26
Last: —
Officers (3 active · 0 resigned)
Active
O'HARA, Elaine Samantha→
Activedirector · ~51y · appointed 2025-05-13
View their other companies + combined net worth →
O'HARA, James Joseph→
Activedirector · ~56y · appointed 2025-05-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC (Crn: 09928412) | A registered charge | — | 06/01/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (11 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-02-05
memorandum-articles
incorporation · MA
2026-02-04
resolution
resolution · RESOLUTIONS
2026-02-04
capital-allotment-shares
capital · SH01
2026-02-04
resolution
resolution · RESOLUTIONS
2026-02-02
capital-allotment-shares
capital · SH01
2026-02-02
resolution
resolution · RESOLUTIONS
2026-02-02
capital-allotment-shares
capital · SH01
2026-01-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-13
change-person-director-company-with-change-date
officers · CH01
2025-05-16
incorporation-company
incorporation · NEWINC
2025-05-13