BP20 LTD

🌱Startupactive
SC850856 · ltd · incorporated 2025-06-03
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
ALSO REGISTERED FOR
  • 68100Buying and selling of own real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 0.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.7 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 persons-with-significant-control
Last 90 days
1
filing
  • 1 persons-with-significant-control
Last 180 days
2
filings
  • 1 persons-with-significant-control
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
  1. 2026-04-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  2. 2025-11-19
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  3. 2025-09-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-09-05
    🔒
    Charge registered #2
    Lender: Allica Bridging Finance Limited
  5. 2025-08-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-08-19
    🔒
    Charge registered #1
    Lender: Allica Bridging Finance Limited
  7. 2025-07-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-06-03
    🏢
    Company incorporated
    As BP20 LTD
  9. 2025-06-03
    CAMPBELL, Catherine Ann appointed
    director
  10. 2025-06-03
    PANTON, Harry Michael appointed
    director
  11. 2025-06-03
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 0.9 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Blagden Property Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Blagden Property Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
BP20 LTD
This company · SC850856

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Blagden Property Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control03/06/2025
Mr Harry Michael Panton
Individual · British · DOB 05/1980 · age 46
sig. influencesignificant influence03/06/2025
Mrs Catherine Ann Campbell
Individual · British · DOB 05/1976 · age 50
sig. influencesignificant influence03/06/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-06-03
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

The Auction Rooms
22 Queen Street
Edinburgh
EH2 1JX
Scotland

Filing status

Accounts
Next due: 2026-08-31
Last made up to:
Confirmation statement
Next due: 2026-06-16
Last:

Officers (2 active · 0 resigned)

CAMPBELL, Catherine Ann
director · ~50y · appointed 2025-06-03
View their other companies + combined net worth →
Active
PANTON, Harry Michael
director · ~46y · appointed 2025-06-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Allica Bank
Allica Bridging Finance Limited
A registered charge1 property05/09/2025
outstanding
Allica Bank
Allica Bridging Finance Limited
A registered charge19/08/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (6 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-21
change-account-reference-date-company-current-shortened
accounts · AA01
2025-11-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-15
incorporation-company
incorporation · NEWINC
2025-06-03