KIRKLO HOMES LIMITED
🌱Startupactive
SC863878 · ltd · incorporated 2025-09-23
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 0.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.5 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
5 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2025-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-17🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2025-11-17🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2025-09-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-23🏢Company incorporatedAs KIRKLO HOMES LIMITED
- 2025-09-23➕HUNTER, Deborah Anne appointedsecretary
- 2025-09-23➕HUNTER, Deborah Anne appointeddirector
- 2025-09-23➕HUNTER, Scott Seagrave Masson appointeddirector
- 2025-09-23📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 0.6 years old — management layer unlikely to be developed.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Deborah Anne Hunter Individual · British · DOB 05/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/09/2025 |
Scott Seagrave Masson Hunter Individual · British · DOB 10/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/09/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| L&P PROPERTIES SCOTLAND LTD→ SC725621 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| LML PROPERTIES LIMITED→ SC347772 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| LO BIANCO'S PROPERTY LTD→ SC768954 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LOBRAICO PROPERTY LTD→ SC635695 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LOCH VIEW PROPERTIES LTD→ SC655602 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| LOCHALSH ESTATES LIMITED→ SC106710 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| LOCHWOOD PROPERTY MANAGEMENT LTD→ SC469289 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| LODESTONE WORKSPACES LTD→ SC792147 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LOKULE PROPERTY LTD→ SC881637 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LONGVIEW LAND LTD→ SC489665 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| LOOKING TO RENT UK LTD→ SC385770 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| LOPEZ MILLON INVESTMENTS LIMITED→ SC777916 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-09-23
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
8 Moray Gate
Bothwell
Glasgow
G71 8BY
Scotland
Filing status
Accounts
Next due: 2027-06-23
Last made up to: —
Confirmation statement
Next due: 2026-10-06
Last: —
Officers (3 active · 0 resigned)
HUNTER, Deborah Anne→
Activesecretary · appointed 2025-09-23
View their other companies + combined net worth →
HUNTER, Deborah Anne→
Activedirector · ~58y · appointed 2025-09-23
View their other companies + combined net worth →
HUNTER, Scott Seagrave Masson→
Activedirector · ~59y · appointed 2025-09-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 17/11/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 17/11/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (5 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-29
incorporation-company
incorporation · NEWINC
2025-09-23