MONCRIEFF ROSS-SMITH LTD
🌱Startupactive
SC870447 · ltd · incorporated 2025-11-17
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: low (54/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 capital
- • 2 resolution
- • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (9 events)Click to expand
- 2026-01-30📄capital-name-of-class-of-sharescapital · SH08
- 2026-01-30📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-01-30📄memorandum-articlesincorporation · MA
- 2026-01-30📄resolutionresolution · RESOLUTIONS
- 2026-01-30📄resolutionresolution · RESOLUTIONS
- 2025-11-17🏢Company incorporatedAs MONCRIEFF ROSS-SMITH LTD
- 2025-11-17➕MONCRIEFF, Kieran appointeddirector
- 2025-11-17➕ROSS-SMITH, Rachel Jane appointeddirector
- 2025-11-17📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MONCRIEFF" — strong identity link between founder and business.
- +Young company: Only 0.5 years old — management layer unlikely to be developed.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kieran Moncrieff Individual · British · DOB 02/1985 · age 41 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/11/2025 |
Ms Rachel Jane Ross-Smith Individual · British · DOB 01/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/11/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| INDEPENDENT SHETLAND FINANCE LTD→ SC500203 · est 2015 | — | — | £9.4k | — | 11y | 78 | 61y |
| AJH SCATSTA LTD→ SC657947 · est 2020 | — | — | — | 0 | 6y | 76 | 59y |
| IBA INVESTMENT COMPANY LTD→ SC664274 · est 2020 | — | — | — | 0 | 5y | 76 | 78y |
| PRESTONHILL DEVELOPMENTS LTD→ SC560900 · est 2017 | — | — | £436 | — | 9y | 72 | 36y |
| SCATSTA INVESTMENTS LIMITED→ SC571247 · est 2017 | — | — | £934.0k | — | 8y | 71 | 88y |
| AGR TRADING LTD→ SC840576 · est 2025 · no financials extracted | — | — | — | — | 1y | 70 | 30y |
| LCNTRADING LTD→ SC853192 · est 2025 · no financials extracted | — | — | — | — | — | 70 | 24y |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-11-17
Jurisdictionscotland
Primary SIC64304 — Activities of open-ended investment companies
Registered office
86 St. Olaf Street
Shetland
Shetland Islands
ZE1 0ES
Scotland
Filing status
Accounts
Next due: 2027-08-17
Last made up to: —
Confirmation statement
Next due: 2026-11-30
Last: —
Officers (2 active · 0 resigned)
MONCRIEFF, Kieran→
Activedirector · ~41y · appointed 2025-11-17
View their other companies + combined net worth →
ROSS-SMITH, Rachel Jane→
Activedirector · ~39y · appointed 2025-11-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (6 total)
capital-name-of-class-of-shares
capital · SH08
2026-01-30
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-01-30
memorandum-articles
incorporation · MA
2026-01-30
resolution
resolution · RESOLUTIONS
2026-01-30
resolution
resolution · RESOLUTIONS
2026-01-30
incorporation-company
incorporation · NEWINC
2025-11-17