CompanyCore
UK company intelligence
Company profile report
Prepared 19 July 2026

FAIR MORTGAGES LIMITED

09308386 · ltd · incorporated 2014-11-12

1. Company facts

Status
active
Lifecycle
🌳 Mature — Long-running with flat or slow growth. Steady cash, limited upside.
Jurisdiction
england-wales
Registered office
Kings House, 14 Orchard Street, Bristol, BS1 5EH
SIC codes
64999 — Financial intermediation not elsewhere classified
Accounts next due
2027-01-31
Confirmation statement next due
2026-11-26

2. Directors (2 active)

CALDWELL, James Alexander
director · appointed 2014-11-12 · born 1/1968 (age 58)
ROYLANCE-SMITH, Oliver
director · appointed 2014-11-12 · born 9/1975 (age 51)

3. Shareholders (3 active)

Mr Oliver Roylance-Smith
25-50% shares
Mrs Emma Susan Caldwell
25-50% shares
Mr James Alexander Caldwell
significant influence

Headline verdict

Opportunity score
79/100 (Strong)
Owner dependency
high — 71/100
Red flags
0 high · 0 medium · 0 low