CREDIT EXPERT LTD

1. Company facts

Status

active

Lifecycle

🌳 Mature — Long-running with flat or slow growth. Steady cash, limited upside.

Jurisdiction

england-wales

Registered office

Pacific House Fletcher Way, Parkhouse, Carlisle, CA3 0LJ, England

SIC codes

64999 — Financial intermediation not elsewhere classified; 99999 — SIC 99999

Accounts next due

2026-12-31

Confirmation statement next due

2027-04-07

2. Directors (2 active)

DOWDELLS, Stephen Morgan

director · appointed 2019-02-19 · born 4/1963 (age 63)

MURRAY, Craig William

director · appointed 2019-02-19 · born 5/1958 (age 68)

3. Shareholders (1 active)

Caledonian Consumer Finance Ltd

75-100% shares · 75-100% voting · board control · firm interest

4. Group structure

Caledonian Consumer Finance Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

Caledonian Consumer Finance Ltd

Corporate parent · 75-100%

Headline verdict

Opportunity score

79/100 (Strong)

Owner dependency

high — 73/100

Red flags

0 high · 0 medium · 0 low