SPENCE (INSURANCE SERVICES) LTD.

1. Company facts

Status

active

Lifecycle

🌳 Mature — Long-running with flat or slow growth. Steady cash, limited upside.

Jurisdiction

scotland

Registered office

Unit 2 Wester Inch Business Park, Old Well Court, Bathgate, EH48 2TQ

SIC codes

65120 — Non-life insurance

Accounts next due

2026-05-31

Confirmation statement next due

2027-04-30

2. Directors (3 active)

EDGELEY, Michael David Simon

director · appointed 2026-04-09 · born 10/1966 (age 60)

MONEY, Timothy John

director · appointed 2026-04-09 · born 1/1967 (age 59)

SPENCE, Stewart William

director · appointed 1997-01-01 · born 7/1973 (age 53)

3. Shareholders (1 active)

Clear Group (Holdings) Limited

75-100% shares · 75-100% voting · board control

4. Group structure

Clear Group (Holdings) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

Clear Group (Holdings) Limited

Corporate parent · 75-100%

5. Security

13 total charges (0 outstanding, 13 satisfied).

Headline verdict

Opportunity score

77/100 (Strong)

Owner dependency

critical — 83/100

Red flags

0 high · 2 medium · 0 low