J3 DEBT SOLUTIONS LTD

1. Company facts

Status

active

Lifecycle

🏛️ Established — Profitable, stable, 5+ years of trading. Classic SME profile.

Jurisdiction

scotland

Registered office

No. 1 West Regent Street, Glasgow, G2 1RW, Scotland

SIC codes

64999 — Financial intermediation not elsewhere classified

Accounts next due

2026-12-31

Confirmation statement next due

2027-02-15

2. Directors (5 active)

CARMICHAEL, Jamie

director · appointed 2018-11-06 · born 2/1981 (age 45)

FARRAR, James Jonathan

director · appointed 2018-11-06 · born 1/1989 (age 37)

GRUNDY, Russell

director · appointed 2022-04-01 · born 1/1975 (age 51)

HACKING, Ben

director · appointed 2023-07-18 · born 10/1985 (age 41)

SPENCER, Ari Nicholas

director · appointed 2025-07-01 · born 12/1980 (age 46)

3. Shareholders (1 active)

Balbec Europe Sca Sicav Raif Sub-Fund Igcf V

75-100% shares · 75-100% voting

4. Group structure

Balbec Europe Sca Sicav Raif Sub-Fund Igcf V is the ultimate parent — holding 75%+ shares. This company sits inside their group.

Balbec Europe Sca Sicav Raif Sub-Fund Igcf V

Corporate parent · 75-100%

5. Security

7 total charges (7 outstanding, 0 satisfied).

Headline verdict

Opportunity score

69/100 (Strong)

Owner dependency

moderate — 40/100

Red flags

0 high · 0 medium · 1 low