BEDFORDSHIRE AND LUTON CHAMBER OF COMMERCE BUSINESS AND INDUSTRY LIMITED
🌳Matureactive
00153360 · private-limited-guarant-nsc-limited-exemption · incorporated 1919-02-24
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of business and employers membership organisations
Sector: Other service activities
Investor take
PursueActive trading company with a 83-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 72/100. Strong seller-intent signal (65/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 4 lenders · oldest 33.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 33.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
100 officers (11 active, 100 linked, 93 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
12 connected companies via shared directors
81
Filing history
285 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (205 events)Click to expand
- 2025-12-10📄accounts-with-accounts-type-smallaccounts · AA
- 2025-12-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-27➕HANIFFA, Mohamed Afzal appointeddirector
- 2025-11-27➕KOURSIS, Yiannis appointeddirector
- 2025-11-27➖MINETT, Donna resigneddirector
- 2024-12-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-16📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-06➕BRADFORD, Neil appointeddirector
- 2024-12-06➕LARKIN, Samantha Louise appointeddirector
- 2024-12-06➕MAROUDIAS, Justine appointeddirector
- 2024-12-06➕SORRELL, Grant appointeddirector
- 2024-12-06➖BARRETT, Nicholas Paul resigneddirector
- 2024-12-06➖COOPER, Richard Lewis resigneddirector
- 2024-12-06➖JAYCOCK, Oliver resigneddirector
- 2024-12-06➖PHILPOTT, Bronwen May resigneddirector
- 2023-12-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-19📄accounts-with-accounts-type-smallaccounts · AA
- 2022-12-09➕CALVERT, Rodney John appointeddirector
- 2022-12-09➕CHURCH, Andrew Philip appointeddirector
- 2022-12-09➕WARD, Jonathan Paul appointeddirector
- 2022-04-28➖FOORD, Helen resigneddirector
- 2022-04-28➖LANCASTER, Nicholas, Dr resigneddirector
- 2022-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-11➖CALVERT, Rodney John resigneddirector
- 2021-12-10➖BURTON, Peter James resigneddirector
- 2021-12-10➕FOORD, Helen appointeddirector
- 2020-12-14➖BROCKIS, Jeremy Neil resigneddirector
- 2020-12-14➕LANCASTER, Nicholas, Dr appointeddirector
- 2019-12-05➖OLIVER, Judy resigneddirector
- 2018-12-14➕RICHARDSON, Justin Roger appointeddirector
- 2018-08-24➕DEVINE, Paula Jane appointedsecretary
- 2018-08-24➖RICHARDSON, Justin Roger resignedsecretary
- 2017-12-07➖ELLINOR, David Robert resigneddirector
- 2017-12-07➕MINETT, Donna appointeddirector
- 2015-12-10➕BURTON, Peter James appointeddirector
- 2015-12-10➖WEST, Mark resigneddirector
- 2015-12-10➖WILKINS, Keren resigneddirector
Showing most recent 50 of 205 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 83 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · LU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHALTON HEIGHTS 1964 LIMITED→ 08857825 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CHANTALA MORRIS DINGLE LIMITED→ 16963266 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHESTNUT MORGAN HOLDINGS LTD→ 11720208 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHILLI PILATES INVESTMENTS LTD→ 09107814 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CHILLSTONE SCIENTIFIC LIMITED→ 08365435 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CHURCH ROAD PROPERTY (LINSLADE) LTD→ 15292322 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CLEANING BUSINESS GROWTH ACADEMY LTD→ 16087081 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COGNITIOUS LTD→ 09471989 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| COLLECTIVE 3 GROUP LIMITED→ 10561799 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| COMMISSIONED GENERATION CIC→ 16281840 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| COMMUNITY OF CHRIST IN LONDON LTD→ 02856159 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| COMPTON LAND DEVELOPMENTS LLP→ OC376844 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1919-02-24
Jurisdictionengland-wales
Primary SIC94110 — Activities of business and employers membership organisations
Registered office
Hart House Business Centre
Kimpton Road
Luton
LU2 0LB
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-09
Last: 2026-04-25
Officers (11 active · 89 resigned)
DEVINE, Paula Jane→
Activesecretary · appointed 2018-08-24
View their other companies + combined net worth →
BRADFORD, Neil→
Activedirector · ~49y · appointed 2024-12-06
View their other companies + combined net worth →
CALVERT, Rodney John→
Activedirector · ~83y · appointed 2022-12-09
View their other companies + combined net worth →
CHURCH, Andrew Philip→
Activedirector · ~66y · appointed 2022-12-09
View their other companies + combined net worth →
HANIFFA, Mohamed Afzal→
Activedirector · ~33y · appointed 2025-11-27
View their other companies + combined net worth →
KOURSIS, Yiannis→
Activedirector · ~51y · appointed 2025-11-27
View their other companies + combined net worth →
LARKIN, Samantha Louise→
Activedirector · ~40y · appointed 2024-12-06
View their other companies + combined net worth →
MAROUDIAS, Justine→
Activedirector · ~56y · appointed 2024-12-06
View their other companies + combined net worth →
RICHARDSON, Justin Roger→
Activedirector · ~52y · appointed 2018-12-14
View their other companies + combined net worth →
SORRELL, Grant→
Activedirector · ~59y · appointed 2024-12-06
View their other companies + combined net worth →
WARD, Jonathan Paul→
Activedirector · ~44y · appointed 2022-12-09
View their other companies + combined net worth →
HOSKINS, Philip A→
Resignedsecretary · resigned 1993-01-27
MULVANERTY, Noel Vincent→
Resignedsecretary · appointed 1993-01-27 · resigned 1999-10-29
RICHARDSON, Justin Roger→
Resignedsecretary · appointed 2004-09-30 · resigned 2018-08-24
SMYTHE, Joanne→
Resignedsecretary · appointed 2002-07-22 · resigned 2004-09-29
WEE, Stephen→
Resignedsecretary · appointed 2001-03-23 · resigned 2001-11-01
WHITE, Nicholas John→
Resignedsecretary · appointed 1999-10-15 · resigned 2001-03-23
ANDERSON, Gordon Mcdonald→
Resigneddirector · ~78y · appointed 1996-04-24 · resigned 1998-07-24
ARNOLD, Thomas Edward→
Resigneddirector · ~88y · appointed 1999-09-10 · resigned 2006-09-29
ASHDOWN, Nigel Stanley→
Resigneddirector · ~72y · resigned 1993-04-28
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/10/2011 | 14/01/2015 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 19/02/2002 | 19/07/2011 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 19/02/2002 | 19/07/2011 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of charge | 1 property | 12/05/1994 | 27/04/2001 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 28/09/1993 | 27/04/2001 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 23/08/1993 | 27/04/2001 | |
| satisfied | Vauxhall Motors Vauxhall Motors Limited | Legal charge | 1 property | 05/07/1993 | 27/04/2001 | |
| satisfied | Vauxhall Motors Vauxhall Motors Limited | Legal charge | 1 property | 29/01/1993 | 07/10/1993 |
Recent filings (285 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-07
accounts-with-accounts-type-small
accounts · AA
2025-12-10
appoint-person-director-company-with-name-date
officers · AP01
2025-12-05
appoint-person-director-company-with-name-date
officers · AP01
2025-12-02
termination-director-company-with-name-termination-date
officers · TM01
2025-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-25
appoint-person-director-company-with-name-date
officers · AP01
2024-12-20
appoint-person-director-company-with-name-date
officers · AP01
2024-12-18
appoint-person-director-company-with-name-date
officers · AP01
2024-12-17
appoint-person-director-company-with-name-date
officers · AP01
2024-12-17
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
accounts-with-accounts-type-small
accounts · AA
2024-12-16