J SAINSBURY PLC
🌳Matureactive
00185647 · plc · incorporated 1922-11-10
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and structurally messy structure.
Opportunity 73/100 (strong), bankability 52/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 23 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
32 live charges · 22 lenders · oldest 56.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 56.8 years old — likely at or near maturity.
- · 22 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
32 charges (32/32 with lender, 32/32 with type)
90
Directors & officers
67 officers (11 active, 67 linked, 64 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
16 connected companies via shared directors
90
Filing history
2417 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 capital
Last 90 days
9
filings
- • 8 capital
- • 1 officers
Last 180 days
25
filings
- • 24 capital
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (181 events)Click to expand
- 2026-04-29📄capital-allotment-sharescapital · SH01
- 2026-04-08📄capital-return-purchase-own-sharescapital · SH03
- 2026-04-08📄capital-return-purchase-own-sharescapital · SH03
- 2026-04-01📄capital-allotment-sharescapital · SH01
- 2026-03-18📄capital-return-purchase-own-sharescapital · SH03
- 2026-03-18📄capital-return-purchase-own-sharescapital · SH03
- 2026-03-18📄capital-return-purchase-own-sharescapital · SH03
- 2026-03-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-04📄capital-allotment-sharescapital · SH01
- 2026-02-04📄capital-allotment-sharescapital · SH01
- 2026-02-04📄capital-cancellation-sharescapital · SH06
- 2026-02-04📄capital-cancellation-sharescapital · SH06
- 2026-02-04📄capital-cancellation-sharescapital · SH06
- 2026-02-04📄capital-cancellation-sharescapital · SH06
- 2026-02-04📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-04📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2026-01-23📄capital-cancellation-sharescapital · SH06
- 2025-07-03➕BICKERSTAFFE, Kate appointeddirector
- 2025-07-03➕HARE, Stephen appointeddirector
- 2025-07-03➖CASSIN, Brian Jude resigneddirector
- 2024-07-05➕GRANT, Nicolas appointedsecretary
- 2024-07-05➖FALLOWFIELD, Timothy resignedsecretary
- 2023-03-21🔓Charge satisfied #32
- 2023-03-05➕BERGIN, Blathnaid appointeddirector
- 2023-03-04➖O'BYRNE, Kevin resigneddirector
- 2022-07-07➕BERTRAM, Joanna appointeddirector
- 2022-07-07➖RICE, Susan Ilene, Lady resigneddirector
- 2021-07-09➖KEENS, David Wilson resigneddirector
- 2021-04-01➕HENNAH, Adrian appointeddirector
- 2020-07-02➖BRITTIN, Matthew John resigneddirector
- 2020-07-02➖COUPE, Michael Andrew resigneddirector
- 2020-07-02➖TOMLIN, Jean resigneddirector
- 2020-07-01➕KAPILASHRAMI, Tanuj appointeddirector
- 2020-07-01➕WEED, Keith Charles Frederick appointeddirector
- 2020-06-01➕ROBERTS, Simon John appointeddirector
- 2019-10-31➖ROGERS, John Terence resigneddirector
- 2019-03-09➖TYLER, David Alan resigneddirector
- 2018-11-01➕SCICLUNA, Martin Anthony appointeddirector
- 2018-04-20🔓Charge satisfied #29
- 2017-09-11➕HARLOW, Jo Nell appointeddirector
- 2017-07-05➖HARRIS, Mary Elaine resigneddirector
- 2017-01-09➕O'BYRNE, Kevin appointeddirector
Showing most recent 50 of 181 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
14 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1606STUDIOS LTD→ 17011528 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 16240546 LTD→ 16240546 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1833 SKIN LTD→ 12823586 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 193 MARKETING LTD→ 17091940 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1FIGURES LIMITED→ 09331617 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 1XMART LTD→ 17016762 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 2 CUBS LTD→ 13894848 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 2&4 PETS UK LTD→ 16354028 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 211 LTD→ 15166616 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 21HOBNAILS LTD→ 12331314 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 24 THREADS LTD→ 15734714 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 24BIZHUB LTD→ 16859158 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1922-11-10
Jurisdictionengland-wales
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
33 Charterhouse Street
London
EC1M 6HA
England
Filing status
Accounts
Next due: 2026-09-06
Last made up to: 2025-03-01
Confirmation statement
Next due: 2026-08-08
Last: 2025-07-25
Officers (11 active · 56 resigned)
Active
BERGIN, Blathnaid→
Activedirector · ~51y · appointed 2023-03-05
View their other companies + combined net worth →
BERTRAM, Joanna→
Activedirector · ~45y · appointed 2022-07-07
View their other companies + combined net worth →
BICKERSTAFFE, Kate→
Activedirector · ~59y · appointed 2025-07-03
View their other companies + combined net worth →
HARE, Stephen→
Activedirector · ~65y · appointed 2025-07-03
View their other companies + combined net worth →
HARLOW, Jo Nell→
Activedirector · ~64y · appointed 2017-09-11
View their other companies + combined net worth →
HENNAH, Adrian→
Activedirector · ~69y · appointed 2021-04-01
View their other companies + combined net worth →
KAPILASHRAMI, Tanuj→
Activedirector · ~49y · appointed 2020-07-01
View their other companies + combined net worth →
ROBERTS, Simon John→
Activedirector · ~55y · appointed 2020-06-01
View their other companies + combined net worth →
SCICLUNA, Martin Anthony→
Activedirector · ~76y · appointed 2018-11-01
View their other companies + combined net worth →
WEED, Keith Charles Frederick→
Activedirector · ~65y · appointed 2020-07-01
View their other companies + combined net worth →
FALLOWFIELD, Timothy→
Resignedsecretary · appointed 2001-11-21 · resigned 2024-07-05
MATTHEWS, Nigel Frederick→
Resignedsecretary · resigned 2001-11-21
ADRIANO, Dino Baia→
Resigneddirector · ~83y · resigned 2000-05-26
ADSHEAD, John Edwin→
Resigneddirector · ~81y · resigned 2004-03-27
ASHWORTH, John Michael, Sir→
Resigneddirector · ~88y · appointed 1993-03-15 · resigned 1997-07-09
BARNES, Joseph Harry George→
Resigneddirector · ~96y · resigned 1993-07-07
BREMNER, David Murray→
Resigneddirector · ~69y · appointed 1996-08-19 · resigned 2000-03-09
BRITTIN, Matthew John→
Resigneddirector · ~58y · appointed 2011-01-27 · resigned 2020-07-02
BULL, George Jeffrey, Sir→
Resigneddirector · ~90y · appointed 1998-04-20 · resigned 2004-03-27
Click a director name to see their full track record across all companies.
Mortgages & charges
32
Total charges
14
Outstanding
8
Active lenders
Status:Lender:32 of 32 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Law Debenture Corporate Services for Itself and on Behalf of the Bond Guarantor Secured Creditors Law Debenture Corporate Services Limited for Itself and on Behalf of the Bond Guarantor Secured Creditors | Security over shares deed | 1 property | 30/03/2006 | 21/03/2023 | |
| outstanding | Law Debenture Corporate Services for Itself and on Behalf of the Bond Guarantor Secured Creditors Law Debenture Corporate Services Limited for Itself and on Behalf of the Bond Guarantor Secured Creditors | Security over shares deed | 1 property | 30/03/2006 | — | |
| outstanding | The Bank of New York (For Itself and on Behalf of the Other Borrower Secured Creditors) | Security over shares deed | 1 property | 24/03/2006 | — | |
| satisfied | The Bank of New York (For Itself and on Behalf of the Other Borrower Secured Creditors) | Security over shares deed | 1 property | 24/03/2006 | 20/04/2018 | |
| outstanding | Bass Holdings Bass Holdings Limited | Legal charge | 1 property | 06/09/1993 | — | |
| satisfied | Gec Avery Gec Avery Limited | Legal charge | 1 property | 31/03/1993 | 15/04/2005 | |
| satisfied | The Secretary of State for Health | First legal charge | 1 property | 26/08/1992 | 29/05/1993 | |
| satisfied | Secretary of State for Health | Legal charge | 1 property | 20/08/1992 | 15/04/2005 | |
| satisfied | Alliance Assurance Company as Trustees for Holders of the Stock Alliance Assurance Company Limited as Trustees for Holders of the Stock | Deed of substitution | 1 property | 13/03/1992 | 09/03/1995 | |
| outstanding | Alliance Assurance Company as Trustees for Holders of the Stock Alliance Assurance Company Limited as Trustees for Holders of the Stock | Deed of substitution | 1 property | 13/03/1992 | — | |
| satisfied | Walter Llewellyn & Sons Walter Llewellyn & Sons Limited | Legal mortgage | 1 property | 27/11/1991 | 19/10/1994 | |
| satisfied | Balmpower . Balmpower Limited. | Equitable charge. | 1 property | 27/09/1991 | 15/04/2005 | |
| satisfied | Wimpley Homes (Holdings) / R. Green (Brighton) . Wimpley Homes (Holdings) Limited / R. Green (Brighton) Limited. | Legal charge | 1 property | 30/11/1990 | 19/11/1991 | |
| outstanding | Alliance Assurance Company Alliance Assurance Company Limited | Deed of substitution | 1 property | 05/10/1990 | — | |
| satisfied | The Secretary of State for Health | Legal charge | 1 property | 12/07/1989 | 17/10/1991 | |
| satisfied | Wimpey Homes Holdings / R. Green (Brighton) . Wimpey Homes Holdings Limited / R. Green (Brighton) Limited. | Legal charge | 1 property | 06/07/1989 | 19/11/1991 | |
| satisfied | Bovis Homes Bovis Homes Limited | First legal charge | 1 property | 30/06/1989 | 18/10/1991 | |
| satisfied | Harris Distribution . Harris Distribution Limited. | First legal charge | 1 property | 26/05/1989 | 04/10/1991 | |
| outstanding | Alliance Assurance Company . Alliance Assurance Company Limited. | Deed of substitution | 1 property | 10/05/1989 | — | |
| outstanding | Alliance Assurance Company . Alliance Assurance Company Limited. | Deed of substitution | 1 property | 10/05/1989 | — | |
| satisfied | Alliance Assurance Company . Alliance Assurance Company Limited. | Deed of substitution | 1 property | 13/02/1989 | 09/03/1995 | |
| satisfied | Haywards Heath Market Haywards Heath Market PLC | Legal charge | 1 property | 25/01/1989 | 23/10/1990 | |
| satisfied | E Ward (Wellingborough) E Ward (Wellingborough) Limited | Legal charge | 1 property | 10/11/1988 | 02/03/1990 | |
| satisfied | Jerric Properties. | Legal charge | 1 property | 01/11/1988 | 15/04/2005 | |
| outstanding | Alliance Assurance Company Alliance Assurance Company Limited | Deed of substitution | 1 property | 26/07/1985 | — | |
| satisfied | Christiana Bank Luxembourg Sa. | Mortgage | 1 property | 01/12/1982 | 19/02/1992 | |
| outstanding | Alliance Assurance Company Alliance Assurance Company LTD | Deed of substitution | 1 property | 05/03/1976 | — | |
| outstanding | Alliance Assurance Co. Alliance Assurance Co. LTD | Deed of substitution | 1 property | 09/04/1975 | — | |
| outstanding | Alliance Assurance Co. Alliance Assurance Co. LTD | Deed of substitution | 1 property | 04/04/1975 | — | |
| outstanding | Alliance Assurance Co. Alliance Assurance Co. LTD | Series of debentures | — | 08/02/1974 | — | |
| outstanding | Alliance Assurance Co Alliance Assurance Co LTD | Series of debentures | — | 08/02/1974 | — | |
| outstanding | Alliance Assurance Co Alliance Assurance Co LTD | Supplemental trust deed | 1 property | 30/07/1969 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (2417 total)
capital-allotment-shares
capital · SH01
2026-04-29
capital-return-purchase-own-shares
capital · SH03
2026-04-08
capital-return-purchase-own-shares
capital · SH03
2026-04-08
capital-allotment-shares
capital · SH01
2026-04-01
capital-return-purchase-own-shares
capital · SH03
2026-03-18
capital-return-purchase-own-shares
capital · SH03
2026-03-18
capital-return-purchase-own-shares
capital · SH03
2026-03-18
change-person-director-company-with-change-date
officers · CH01
2026-03-12
capital-allotment-shares
capital · SH01
2026-03-04
capital-allotment-shares
capital · SH01
2026-02-04
capital-cancellation-shares
capital · SH06
2026-02-04
capital-cancellation-shares
capital · SH06
2026-02-04
capital-cancellation-shares
capital · SH06
2026-02-04
capital-cancellation-shares
capital · SH06
2026-02-04
capital-return-purchase-own-shares
capital · SH03
2026-02-04