WILFRED T FRY LIMITED
🌳Matureactive
00212927 · ltd · incorporated 1926-04-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 62/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 29.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 29.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
24 officers (2 active, 24 linked, 22 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
167 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 persons-with-significant-control
Last 90 days
1
filing
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 2 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (68 events)Click to expand
- 2026-04-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-11-14➕MCVEY, Catherine Theresa appointeddirector
- 2025-11-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-03➖GILLMAN, Timothy James resigneddirector
- 2025-10-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-14➕GILLMAN, Timothy James appointeddirector
- 2025-10-14➖THOMAS, Charlotte Emily resigneddirector
- 2025-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-07📄legacyaccounts · PARENT_ACC
- 2025-10-07📄legacyother · GUARANTEE2
- 2025-10-07📄legacyother · AGREEMENT2
- 2025-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕DICKSON, Graeme Grattan appointeddirector
- 2025-06-30➖SCOTT-SOMERS, Alistair Michael resigneddirector
- 2024-10-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-29➖MOLES, Neil Anthony resigneddirector
- 2024-07-29➕SCOTT-SOMERS, Alistair Michael appointeddirector
- 2024-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-26📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-05➖ALLEN, Steven Michael resigneddirector
- 2023-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-08-08🔓Charge satisfied #2
- 2023-05-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-05-05📄memorandum-articlesincorporation · MA
- 2023-05-05📄resolutionresolution · RESOLUTIONS
- 2023-04-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-21➖MAINE, Jeremy David resignedsecretary
- 2023-04-21➕ALLEN, Steven Michael appointeddirector
- 2023-04-21➖BAILEY, Aidan Patrick resigneddirector
- 2023-04-21➖BROOM, Julian Philip resigneddirector
- 2023-04-21➕MOLES, Neil Anthony appointeddirector
- 2023-04-21➖PUGH, David Owen resigneddirector
- 2023-04-21➕THOMAS, Charlotte Emily appointeddirector
- 2023-04-21➖WOODLEY, Jeremy James Thomas resigneddirector
- 2022-02-25🔒Charge registered #3Lender: Lloyds Bank PLC
- 2020-04-30➖BUTLER, Richard Duncan Lloyd resignedsecretary
- 2020-04-30➕MAINE, Jeremy David appointedsecretary
- 2020-04-30➖BUTLER, Richard Duncan Lloyd resigneddirector
- 2019-10-25➖JENNISON, Gary Antony resigneddirector
- 2019-09-24🔒Charge registered #2Lender: Investec Bank PLC
- 2019-05-07➕JENNISON, Gary Antony appointeddirector
- 2019-04-04➕BROOM, Julian Philip appointeddirector
- 2019-04-04➕PUGH, David Owen appointeddirector
- 2018-04-30➖TUCKER, Stephen James resigneddirector
Showing most recent 50 of 68 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GILLMAN, Timothy James resigned 2025-11-03; SCOTT-SOMERS, Alistair Michael resigned 2025-06-30; THOMAS, Charlotte Emily resigned 2025-10-14
Group structure
Fry Wealth Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Fry Wealth Limited
Corporate parent · holds 75-100% shares · board control
⬇
WILFRED T FRY LIMITED
This company · 00212927
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fry Wealth Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 2 PLAN WEALTH MANAGEMENT LIMITED→ 05998270 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 2410 TRADING LIMITED→ 16903740 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 260 DEGREES WEST→ 13495989 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2M FINANCIAL SERVICES LTD→ 07013894 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 2PM FINANCIAL SERVICES LIMITED→ 04544159 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A F COMMERCIAL LIMITED→ 06808171 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| A. BIANCHI FINANCIAL SOLUTIONS LIMITED→ 05673826 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| A1 CAPITAL LIMITED→ 06038834 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| AB FINANCE LIMITED→ 10033105 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AB21 CONSULTANCY LTD→ 14714905 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABDULLAH MANIK LTD→ 17028119 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABK1→ 10595646 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1926-04-01
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
1a Tower Square
Wellington Street
Leeds
LS1 4DL
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (2 active · 22 resigned)
DICKSON, Graeme Grattan→
Activedirector · ~49y · appointed 2025-06-30
View their other companies + combined net worth →
MCVEY, Catherine Theresa→
Activedirector · ~62y · appointed 2025-11-14
View their other companies + combined net worth →
BUTLER, Richard Duncan Lloyd→
Resignedsecretary · resigned 2020-04-30
MAINE, Jeremy David→
Resignedsecretary · appointed 2020-04-30 · resigned 2023-04-21
ALLEN, Steven Michael→
Resigneddirector · ~45y · appointed 2023-04-21 · resigned 2023-09-05
BAILEY, Aidan Patrick→
Resigneddirector · ~55y · appointed 2013-04-01 · resigned 2023-04-21
BARNES, Graham Edward→
Resigneddirector · ~76y · resigned 2012-03-30
BROOM, Julian Philip→
Resigneddirector · ~49y · appointed 2019-04-04 · resigned 2023-04-21
BUTLER, Richard Duncan Lloyd→
Resigneddirector · ~70y · appointed 1994-04-01 · resigned 2020-04-30
COLE, Peter John→
Resigneddirector · ~80y · resigned 2003-03-31
ELKIN, Donald William→
Resigneddirector · ~88y · resigned 1998-01-09
GILLMAN, Timothy James→
Resigneddirector · ~57y · appointed 2025-10-14 · resigned 2025-11-03
JACOBS, Graham Ronald→
Resigneddirector · ~78y · resigned 2008-06-06
JENNISON, Gary Antony→
Resigneddirector · ~69y · appointed 2019-05-07 · resigned 2019-10-25
MOLES, Neil Anthony→
Resigneddirector · ~47y · appointed 2023-04-21 · resigned 2024-07-29
PUGH, David Owen→
Resigneddirector · ~51y · appointed 2019-04-04 · resigned 2023-04-21
RENNISON, Roderic Henry Patrick→
Resigneddirector · ~71y · appointed 2014-01-01 · resigned 2017-04-04
ROGERS, Gordon Keith→
Resigneddirector · ~89y · resigned 1994-03-31
SCOTT-SOMERS, Alistair Michael→
Resigneddirector · ~54y · appointed 2024-07-29 · resigned 2025-06-30
THOMAS, Charlotte Emily→
Resigneddirector · ~54y · appointed 2023-04-21 · resigned 2025-10-14
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 25/02/2022 | — | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | — | 24/09/2019 | 08/08/2023 | |
| satisfied | Halogic (Gp) and Ge Capital Corporation (Properties) Halogic (Gp) Limited and Ge Capital Corporation (Properties) Limited | Deed of rental deposit | 1 property | 29/01/1997 | 28/01/1998 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (167 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-11-14
termination-director-company-with-name-termination-date
officers · TM01
2025-11-14
termination-director-company-with-name-termination-date
officers · TM01
2025-10-15
appoint-person-director-company-with-name-date
officers · AP01
2025-10-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-07
legacy
accounts · PARENT_ACC
2025-10-07
legacy
other · GUARANTEE2
2025-10-07
legacy
other · AGREEMENT2
2025-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
termination-director-company-with-name-termination-date
officers · TM01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
accounts-with-accounts-type-full
accounts · AA
2024-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
appoint-person-director-company-with-name-date
officers · AP01
2024-07-29