CGNU LIFE ASSURANCE LIMITED
🌳Matureactive
00226742 · ltd · incorporated 1927-12-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: dormant / non-trading with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 5 lenders · oldest 23.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
56 officers (4 active, 56 linked, 50 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
22 connected companies via shared directors
90
Filing history
289 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (127 events)Click to expand
- 2026-01-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-08➖SIM, Rhona Helen resigneddirector
- 2025-09-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-09➕CALLAGHAN, Lee Patrick appointeddirector
- 2025-09-09➕MACINTYRE, Jamie appointeddirector
- 2025-09-09➕MORGAN, Alice Parker appointeddirector
- 2025-09-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-06➖POTTER, Helen resigneddirector
- 2024-09-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-19📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2023-10-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-08-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-07-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-12📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-02-18➖HAYNES, Alexander James William resigneddirector
- 2021-02-18➕SIM, Rhona Helen appointeddirector
- 2021-02-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-01-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-31➕POTTER, Helen appointeddirector
- 2020-12-31➖ROSE, David Rowley resigneddirector
- 2019-02-04➖HALL, Linda resigneddirector
- 2019-02-04➕HAYNES, Alexander James William appointeddirector
- 2018-11-20➖HAMPSON, Stephen Anthony resigneddirector
- 2018-11-20➕ROSE, David Rowley appointeddirector
- 2017-10-01➕AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2017-09-29➖MARSHALL, Clair Louise resigneddirector
- 2017-08-31➕HALL, Linda appointeddirector
- 2017-08-31➖RISAM, Monica resigneddirector
- 2017-05-26➕RISAM, Monica appointeddirector
- 2017-03-30🔒Charge registered #10Lender: Precis (2187) Limited
- 2015-08-31➖WILMAN, Jennifer Jane resignedsecretary
- 2015-08-31➖WILMAN, Jennifer Jane resigneddirector
- 2015-08-01➕MARSHALL, Clair Louise appointeddirector
- 2012-09-24➖BARRAL, David Barclay resigneddirector
- 2012-09-24➕HAMPSON, Stephen Anthony appointeddirector
- 2012-09-24➖LISTER, John Robert resigneddirector
- 2012-09-24➕WILMAN, Jennifer Jane appointeddirector
- 2011-05-23➖STRAUSS, Toby Emil resigneddirector
- 2010-04-30➖HODGES, Mark Steven resigneddirector
- 2009-04-27➖NICANDROU, Nicolaos resigneddirector
- 2009-03-26➕BARRAL, David Barclay appointeddirector
- 2009-02-11➕STRAUSS, Toby Emil appointeddirector
Showing most recent 50 of 127 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
1 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: POTTER, Helen resigned 2025-08-06; SIM, Rhona Helen resigned 2026-01-08
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Undershaft Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Undershaft Limited
Corporate parent · holds 75-100% shares · board control
⬇
CGNU LIFE ASSURANCE LIMITED
This company · 00226742
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Undershaft Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/09/2023 |
1 historic (ceased) PSC
- Aviva Life Holdings Uk Limitedceased 30/09/2023· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 ROYAL CRESCENT SCARBOROUGH MANAGEMENT LIMITED→ 13170188 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 11 CRESCENT AVENUE (WHITBY) LTD→ 11431088 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 11 ROYAL CRESCENT WHITBY MANAGEMENT LIMITED→ 03857502 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| 117 NORTH MARINE ROAD MANAGEMENT COMPANY LIMITED→ 12916734 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 12 LANGDALE TERRACE MANAGEMENT COMPANY LIMITED→ 02627474 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| 15 PD LTD→ 15327026 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 15 PRINCE OF WALES TERRACE LIMITED→ 11441488 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 15 WESTBOURNE GROVE MANAGEMENT COMPANY LIMITED→ 12235176 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 154 CASTLE ROAD LIMITED→ 04023565 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| 16 BELLE VUE LIMITED→ 10648253 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 17 SOUTH STREET LIMITED→ 13974537 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 17/18 HAGGERSGATE (WHITBY) LIMITED→ 09870735 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1927-12-20
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company
Registered office
Aviva
Wellington Row
York
North Yorkshire
YO90 1WR
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-15
Last: 2025-06-01
Officers (4 active · 52 resigned)
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2017-10-01
View their other companies + combined net worth →
CALLAGHAN, Lee Patrick→
Activedirector · ~62y · appointed 2025-09-09
View their other companies + combined net worth →
MACINTYRE, Jamie→
Activedirector · ~38y · appointed 2025-09-09
View their other companies + combined net worth →
MORGAN, Alice Parker→
Activedirector · ~43y · appointed 2025-09-09
View their other companies + combined net worth →
CHAMBERS, Ian Alexander→
Resignedsecretary · resigned 1993-07-31
GRAHAM, Alexander Donald→
Resignedsecretary · appointed 1993-08-01 · resigned 1996-03-13
WHITE, Philip Martin→
Resignedsecretary · appointed 1996-03-14 · resigned 2004-11-30
WILMAN, Jennifer Jane→
Resignedsecretary · appointed 2007-06-27 · resigned 2015-08-31
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2004-12-01 · resigned 2007-06-28
ABERCROMBY, Keith William→
Resigneddirector · ~62y · appointed 2005-11-28 · resigned 2006-09-14
AINLEY, John→
Resigneddirector · ~70y · appointed 2004-08-02 · resigned 2006-03-31
AIRLIE, David George Patrick Coke, The Rt Hon Earl→
Resigneddirector · ~100y · resigned 1997-03-19
ANDERSON, Charles Andrew→
Resigneddirector · ~71y · appointed 2000-09-01 · resigned 2001-09-27
BARRAL, David Barclay→
Resigneddirector · ~64y · appointed 2009-03-26 · resigned 2012-09-24
BARRAL, David Barclay→
Resigneddirector · ~64y · appointed 2005-09-01 · resigned 2006-05-22
BERVILLE, Graham Michael→
Resigneddirector · ~70y · appointed 1998-10-19 · resigned 2000-09-01
BOLTON, Lyndon→
Resigneddirector · ~89y · appointed 1995-09-28 · resigned 1998-05-11
COURTENAY-SMITH, Nicholas Andrew→
Resigneddirector · ~76y · appointed 2000-09-01 · resigned 2001-12-31
FARNHAM, Barry Owen Somerset, Lord→
Resigneddirector · ~95y · appointed 1996-01-01 · resigned 1997-12-31
HALES, Peter Robert→
Resigneddirector · ~80y · appointed 1998-10-19 · resigned 2005-09-01
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
8
Outstanding
3
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precis (2187) Precis (2187) Limited | A registered charge | 1 property | 30/03/2017 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC the Security Trustee | Supplemental investors security agreement | 1 property | 27/07/2006 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Supplemental investors security agreement | 1 property | 18/11/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Supplemental investors security agreement | 1 property | 18/11/2005 | — | |
| outstanding | Precis (2187) Precis (2187) Limited | Legal mortgage | 1 property | 09/01/2004 | — | |
| outstanding | Precis (2187) Precis (2187) Limited | Legal mortgage | 1 property | 09/01/2004 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland (Security Trustee) | Legal charge | 1 property | 28/08/2003 | — | |
| outstanding | Unigate Dairies Unigate Dairies Limited | Legal charge | 1 property | 17/10/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (289 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-21
accounts-with-accounts-type-dormant
accounts · AA
2025-09-23
termination-director-company-with-name-termination-date
officers · TM01
2025-09-11
appoint-person-director-company-with-name-date
officers · AP01
2025-09-09
appoint-person-director-company-with-name-date
officers · AP01
2025-09-09
appoint-person-director-company-with-name-date
officers · AP01
2025-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-dormant
accounts · AA
2024-09-20
change-corporate-secretary-company-with-change-date
officers · CH04
2024-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-10-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-10-23
accounts-with-accounts-type-dormant
accounts · AA
2023-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-01
accounts-with-accounts-type-dormant
accounts · AA
2022-07-19