AMERSHAM (HOLDINGS) LTD.

🌳Matureactive
00266985 · ltd · incorporated 1932-06-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

24 live charges · 4 lenders · oldest 60.7y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 60.7 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 50/100 (high).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
10 officers (5 active, 10 linked, 8 with DOB)
86
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
162 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees5500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 address
Last 180 days
6
filings
  • 3 officers
  • 1 address
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
  1. 2026-02-26
    SMILLIE, Anne Patricia appointed
    secretary
  2. 2026-02-26
    KAPILA, Parveen resigned
    secretary
  3. 2026-02-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2026-02-26
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  5. 2026-02-26
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2026-01-27
    KAPILA, Parveen resigned
    director
  7. 2026-01-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2025-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2024-09-18
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  11. 2024-09-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2024-09-18
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  13. 2023-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2023-11-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2022-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-06-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2022-06-16
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  18. 2022-06-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2022-06-16
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2022-03-15
    SMILLIE, James resigned
    director
  21. 2021-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2017-09-25
    🔒
    Charge registered #24
    Lender: Ubs Ag London Branch
  23. 2017-03-20
    🔓
    Charge satisfied #22
  24. 2011-06-28
    🔓
    Charge satisfied #4
  25. 2011-06-28
    🔓
    Charge satisfied #2
  26. 2011-06-23
    🔓
    Charge satisfied #23
  27. 2011-06-23
    🔓
    Charge satisfied #21
  28. 2011-06-23
    🔓
    Charge satisfied #20
  29. 2011-06-23
    🔓
    Charge satisfied #19
  30. 2011-06-23
    🔓
    Charge satisfied #17
  31. 2011-06-23
    🔓
    Charge satisfied #16
  32. 2011-06-23
    🔓
    Charge satisfied #15
  33. 2011-06-23
    🔓
    Charge satisfied #13
  34. 2011-06-23
    🔓
    Charge satisfied #12
  35. 2011-06-23
    🔓
    Charge satisfied #6
  36. 2011-06-23
    🔓
    Charge satisfied #3
  37. 2011-06-23
    🔓
    Charge satisfied #1
  38. 2001-03-31
    SMILLIE, Chloe Ann resigned
    director
  39. 1998-10-01
    OWEN, Sheena Jane appointed
    director
  40. 1998-10-01
    SMILLIE, Anne Patricia appointed
    director
  41. 1998-10-01
    SMILLIE, Elizabeth Dawn appointed
    director
  42. 1998-10-01
    SMILLIE, Susan Carole appointed
    director
  43. 1998-10-01
    SMILLIE, Chloe Ann appointed
    director
  44. 1998-08-10
    🔒
    Charge registered #23
    Lender: Barclays Bank PLC
  45. 1995-10-01
    THE LORD CONSTANTINE, Th Rt Hon resigned
    director
  46. 1991-10-01
    KAPILA, Parveen appointed
    director
  47. 1991-04-04
    🔒
    Charge registered #22
    Lender: Barclays Bank PLC
  48. 1990-01-22
    🔒
    Charge registered #21
    Lender: Barclays Bank PLC
  49. 1989-05-25
    🔓
    Charge satisfied #18
  50. 1989-05-25
    🔓
    Charge satisfied #14
Showing most recent 50 of 74 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med · 1 low
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: KAPILA, Parveen resigned 2026-02-26; KAPILA, Parveen resigned 2026-01-27

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · IP postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
19TH HOLE INVESTMENTS LTD
16811939 · est 2025 · no financials extracted
1FX LTD
13333731 · est 2021 · no financials extracted
5y
24 MORTGAGE & FINANCIAL SERVICES LIMITED
16051755 · est 2024 · no financials extracted
1y
4P PROPERTIES LTD
14746896 · est 2023 · no financials extracted
3y
ACER MORTGAGE SOLUTIONS LTD
16084921 · est 2024 · no financials extracted
1y
AHP WEALTH MANAGEMENT LIMITED
05679346 · est 2006 · no financials extracted
20y
ALEX HOWARD FINANCIAL PLANNING LTD
16563761 · est 2025 · no financials extracted
ALL IN ONE FINANCE & PROPERTY LTD
16273521 · est 2025 · no financials extracted
1y
ALPHA INDEX LAB LIMITED
16081122 · est 2024 · no financials extracted
1y
ALPHABET CAPITAL LTD
09987840 · est 2016 · no financials extracted
10y
AMAZONICA GROUP LTD
16401464 · est 2025 · no financials extracted
AMOURA LIVING LTD
16805808 · est 2025 · no financials extracted
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1932-06-14
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies

Registered office

Connexions
159 Princes Street
Ipswich
Suffolk
IP1 1QJ
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-22
Last: 2025-11-08

Officers (5 active · 5 resigned)

SMILLIE, Anne Patricia
secretary · appointed 2026-02-26
View their other companies + combined net worth →
Active
OWEN, Sheena Jane
director · ~67y · appointed 1998-10-01
View their other companies + combined net worth →
Active
SMILLIE, Anne Patricia
director · ~68y · appointed 1998-10-01
View their other companies + combined net worth →
Active
SMILLIE, Elizabeth Dawn
director · ~63y · appointed 1998-10-01
View their other companies + combined net worth →
Active
SMILLIE, Susan Carole
director · ~61y · appointed 1998-10-01
View their other companies + combined net worth →
Active
KAPILA, Parveen
secretary · resigned 2026-02-26
Resigned
KAPILA, Parveen
director · ~75y · appointed 1991-10-01 · resigned 2026-01-27
Resigned
SMILLIE, Chloe Ann
director · ~85y · appointed 1998-10-01 · resigned 2001-03-31
Resigned
SMILLIE, James
director · ~97y · resigned 2022-03-15
Resigned
THE LORD CONSTANTINE, Th Rt Hon
director · ~116y · resigned 1995-10-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

24
Total charges
4
Outstanding
2
Active lenders
Status:Lender:24 of 24 shown
TypeProperties
outstanding
Ubs Ag London Branch
A registered charge25/09/2017
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property10/08/199823/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/04/199120/03/2017
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/01/199023/06/2011
satisfied
Barclays
Barclays Bank PLC
Debenture1 property28/10/198823/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198723/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198725/05/1989
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198723/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198723/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198723/06/2011
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property24/12/198725/05/1989
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property15/07/198723/06/2011
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property29/09/198623/06/2011
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property25/10/198425/05/1989
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property25/10/198425/05/1989
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property08/10/198425/05/1989
outstanding
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property21/10/1982
satisfied
Mercantile Credit Company
Mercantile Credit Company Limited
Legal charge1 property21/10/198223/06/2011
outstanding
Mercantile Credit Company
Mercantile Credit Company Limited
Mortgage1 property20/10/1982
outstanding
Mercantile Credit Company
Mercantile Credit Company Limited
Charge1 property20/10/1982
satisfied
The Law Debenture Corporation
The Law Debenture Corporation LTD
Trust deed1 property28/06/197423/06/2011
satisfied
The Law Debenture Corporation
The Law Debenture Corporation LTD
Trust deed1 property02/04/197428/06/2011
satisfied
The Law Debenture Corporation
The Law Debenture Corporation LTD
Trust deed1 property06/12/196528/06/2011
satisfied
The Law Debenture Corporation
The Law Debenture Corporation LTD
Equitable charge without instrument1 property16/08/196523/06/2011
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (162 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-26
appoint-person-secretary-company-with-name-date
officers · AP03
2026-02-26
termination-secretary-company-with-name-termination-date
officers · TM02
2026-02-26
termination-director-company-with-name-termination-date
officers · TM01
2026-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-21
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-28
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-09-18
change-person-director-company-with-change-date
officers · CH01
2024-09-18
change-sail-address-company-with-old-address-new-address
address · AD02
2024-09-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-23