EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE)

🌳Matureactive

00294940 · ltd · incorporated 1934-12-12

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

17 officers (6 active, 17 linked, 11 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

20 connected companies via shared directors

Filing history

179 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 1 accounts
• 1 confirmation-statement

Last 90 days

filings

• 1 accounts
• 1 confirmation-statement

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (41 events)Click to expand

2026-07-06
📄
accounts-with-accounts-type-full
accounts · AA
2025-07-02
📄
accounts-with-accounts-type-full
accounts · AA
2025-06-02
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-02
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-17
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-27
📄
accounts-with-accounts-type-full
accounts · AA
2024-03-08
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-03-08
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-06
📄
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-07-04
📄
accounts-with-accounts-type-full
accounts · AA
2022-06-22
📄
accounts-with-accounts-type-full
accounts · AA
2021-06-20
📄
accounts-with-accounts-type-full
accounts · AA
2021-06-09
📄
change-person-director-company-with-change-date
officers · CH01
2020-05-19
📄
accounts-with-accounts-type-full
accounts · AA
2019-10-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-10-17
📄
capital-allotment-shares
capital · SH01
2019-10-09
➖
MARTIN, Amy Katherine resigned
director
2019-06-05
📄
accounts-with-accounts-type-full
accounts · AA
2018-09-11
➕
SHAW, Jane Helen appointed
secretary
2018-09-11
➖
HALL, Christopher James resigned
secretary
2017-09-15
➕
WALKER, Elisabeth Mary appointed
director
2017-08-07
➕
MYERS, Peter Edward appointed
director
2015-11-04
➖
MARTIN, Brian Richard resigned
director
2015-11-04
➖
MARTIN, Elizabeth resigned
director
2015-11-02
➕
MARTIN, Brian Richard appointed
director
2015-11-02
➖
MARTIN, Brian Richard resigned
director
2015-11-02
➕
MARTIN, Elizabeth appointed
director
2015-11-02
➖
MARTIN, Elizabeth resigned
director
2014-01-31
➕
HALL, Christopher James appointed
director
2014-01-31
➖
GRIFFIN, Christopher Alan resigned
director
2010-10-21
➕
HALL, Christopher James appointed
secretary
2010-10-01
➖
BOUSTEAD, Kay Julia resigned
secretary
2010-01-08
➕
MARTIN, Amy Katherine appointed
director
2002-05-01
➕
HOWELLS-LEE, Karen Elizabeth appointed
director
2002-05-01
➕
BOUSTEAD, Kay Julia appointed
secretary
2002-05-01
➖
NEWCOMBE, Richard Stuart resigned
secretary
2000-10-27
➖
DYSON, Nicholas Ralph resigned
secretary
2000-10-27
➕
NEWCOMBE, Richard Stuart appointed
secretary
1995-07-01
➕
DYSON, Nicholas Ralph appointed
secretary
1995-07-01
➖
GRIFFIN, Christopher Alan resigned
secretary
1934-12-12
🏢
Company incorporated
As EQUINE AND LIVESTOCK INSURANCE COMPANY LIMITED (THE)

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 92 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Audrey Ramirez Individual · French · DOB 10/1978 · age 48	—	—	sig. influencesignificant influence · trust interest	31/03/2025
Mr Brian Richard Martin Individual · British · DOB 09/1949 · age 77	—	—	sig. influencesignificant influence	06/04/2016

1 historic (ceased) PSC

Equiom S.A.Mceased 31/03/2025· 75-100% shares · trust interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CRYPTO FLOW LIMITED→ 10808935 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
DBAZ TRADING LTD→ 16337161 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DVAM LTD→ 15951379 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
FINANCE IT ANGELS LTD→ 11118400 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
FINANCE OPTIONS LTD→ 13377676 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
FINANCIAL FIONA LTD→ 09278824 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
FINANCIAL OPTIONS (SELBY) LIMITED→ 04206803 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
FINANCIAL WEALTH SOLUTIONS LIMITED→ 09688906 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
FIRST SOVEREIGN PROJECTS LIMITED→ 12591799 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
FIVE POINT CONSULTING LIMITED→ 07808602 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
FLAXTON FINANCE LIMITED→ 01876041 · est 1985 · no financials extracted	—	—	—	—	41y	—	—
FLOBEL MORTGAGES LTD→ 14983401 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive

Typeltd

Incorporated1934-12-12

Jurisdictionengland-wales

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Thorpe Underwood Hall

Ouseburn

York

North Yorkshire

YO26 9SS

United Kingdom

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2027-07-01

Last: 2026-06-17