AGEAS INSURANCE LIMITED

🌳Matureactive

00354568 · ltd · incorporated 1939-07-01

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 70). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 41.1y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 41.1 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 48/100 (high).

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

54 officers (10 active, 54 linked, 52 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

8 connected companies via shared directors

Filing history

272 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 3 officers
• 1 confirmation-statement

Last 180 days

filings

• 3 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (117 events)Click to expand

2026-04-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-15
➕
SMITH, Alistair Meyrick appointed
director
2026-04-15
➖
PRICE, Jonathan Stewart resigned
director
2026-04-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
➖
NAIDU, Nerissa resigned
director
2025-11-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-07
➖
MCCAIG, Malcolm Graham resigned
director
2025-08-22
📄
accounts-with-accounts-type-full
accounts · AA
2024-08-31
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-09
➕
COUMANS, Ben appointed
director
2024-07-09
➖
CANO, Antonio resigned
director
2024-05-23
📄
resolution
resolution · RESOLUTIONS
2024-03-11
📄
change-person-director-company-with-change-date
officers · CH01
2023-09-02
📄
accounts-with-accounts-type-full
accounts · AA
2023-04-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-31
➖
BALL, Gregor Frank resigned
director
2023-03-31
➕
NAIDU, Nerissa appointed
director
2022-10-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-30
➖
WINLOW, Mark resigned
director
2022-08-25
📄
accounts-with-accounts-type-full
accounts · AA
2022-06-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-01
➕
PLATT, Alison Elizabeth appointed
director
2021-10-12
📄
auditors-resignation-company
auditors · AUD
2021-10-11
📄
change-person-director-company-with-change-date
officers · CH01
2021-10-07
📄
auditors-resignation-company
auditors · AUD
2021-08-24
📄
accounts-with-accounts-type-full
accounts · AA
2021-07-15
➕
JACKSON, Richard David appointed
director
2021-05-04
➕
CUYPER, Hans De appointed
director
2021-05-04
➕
DE SMET, Bart Karel August appointed
director
2020-10-22
➖
DE MEY, Jozef Germain resigned
director
2020-06-17
➖
WATSON, Andrew Stuart resigned
director
2019-11-01
➕
MARSH, Claire Catherine appointed
secretary
2019-11-01
➖
SMITH, Rosemary Anne resigned
secretary
2019-05-10
➕
PRICE, Jonathan Stewart appointed
director
2019-04-23
➕
MIDDLE, Anthony Edward appointed
director
2019-03-22
➕
HAYNES, Jeremy William appointed
director
2019-03-11
➕
WAITE, Tara Jane appointed
director
2018-12-31
➖
BOISSEAU, Francois-Xavier Bernard resigned
director
2018-12-31
➖
DYSON, Fernley Keith resigned
director
2018-12-31
➖
FURSE, James Richard John resigned
director
2017-10-19
➕
MCCAIG, Malcolm Graham appointed
director
2017-10-19
➖
WATSON, David Kenneth resigned
director
2017-08-31
➖
MIDDLE, Anthony Edward resigned
director
2017-08-31
➖
URMSTON, Michael Norris resigned
director
2017-08-04
➖
BOIZARD, Christophe Alexandre Henri resigned
director
2017-08-04
➕
DE MEY, Jozef Germain appointed
director

Showing most recent 50 of 117 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-9 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MCCAIG, Malcolm Graham resigned 2025-11-07; NAIDU, Nerissa resigned 2026-03-31; PRICE, Jonathan Stewart resigned 2026-04-15

Group structure

Ageas (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Ageas (Uk) Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AGEAS INSURANCE LIMITED

This company · 00354568

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Ageas (Uk) Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SO postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A G CUNNINGHAM CONSULTING LTD→ 07337153 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
A.C. SOVEREIGN FINANCIAL SERVICES LIMITED→ 05058278 · est 2004 · no financials extracted	—	—	—	—	22y	—	—
A1PHA SECURITY SERVICES LTD→ 13753924 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ABS FINANCIAL PLANNING LIMITED→ 02658254 · est 1991 · no financials extracted	—	—	—	—	34y	—	—
AGALMIC LTD→ 12284096 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AGEAS INSURANCE STAFF PENSION SCHEME TRUSTEE LIMITED→ 16204722 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AGEAS RETAIL LIMITED→ 01324965 · est 1977 · no financials extracted	—	—	—	—	48y	—	—
AGEAS SERVICES (UK) LIMITED→ 00179136 · est 1922 · no financials extracted	—	—	—	—	104y	—	—
ALBION FOREST LTD→ 12714552 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ALEXANDER SOUTHWELL MORTGAGE SERVICES LIMITED→ 11772228 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ALPHA FUNDING SOLUTIONS LTD→ 16652286 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALPINE CAPITAL LTD→ 11357999 · est 2018 · no financials extracted	—	—	—	—	7y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1939-07-01

Jurisdictionengland-wales

Primary SIC65120 — Non-life insurance

Registered office

Ageas House Hampshire Corporate Park

Templars Way

Eastleigh

Hampshire

SO53 3YA

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-04-20

Last: 2026-04-06