AGEAS RETAIL LIMITED

🌳Matureactive

01324965 · ltd · incorporated 1977-08-10

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 14.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 14.4y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 14.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

59 officers (11 active, 59 linked, 54 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

7 connected companies via shared directors

Filing history

277 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 4 officers

Last 180 days

filings

• 4 officers

Counts from Companies House filing history.

Corporate timeline (126 events)Click to expand

2026-05-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-05-08
➕
ANDREWS, Annette Catherine appointed
director
2026-04-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-15
➕
SMITH, Alistair Meyrick appointed
director
2026-04-15
➖
PRICE, Jonathan Stewart resigned
director
2026-04-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
➖
NAIDU, Nerissa resigned
director
2025-11-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-07
➖
MCCAIG, Malcolm Graham resigned
director
2025-08-22
📄
accounts-with-accounts-type-full
accounts · AA
2024-08-28
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-09
➕
COUMANS, Ben appointed
director
2024-07-09
➖
CANO, Antonio resigned
director
2024-03-11
📄
change-person-director-company-with-change-date
officers · CH01
2023-08-30
📄
accounts-with-accounts-type-full
accounts · AA
2023-04-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-31
➖
BALL, Gregor Frank resigned
director
2023-03-31
➕
NAIDU, Nerissa appointed
director
2022-10-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-30
➖
WINLOW, Mark resigned
director
2022-08-30
📄
accounts-with-accounts-type-full
accounts · AA
2022-06-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-01
➕
PLATT, Alison Elizabeth appointed
director
2021-10-11
📄
change-person-director-company-with-change-date
officers · CH01
2021-08-24
📄
accounts-with-accounts-type-full
accounts · AA
2021-07-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-07-15
➕
JACKSON, Richard David appointed
director
2021-05-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-05-19
➖
PERL, Lionel resigned
director
2021-05-04
➕
CUYPER, Hans De appointed
director
2021-05-04
➕
DE SMET, Bart Karel August appointed
director
2020-06-17
➖
WATSON, Andrew Stuart resigned
director
2019-11-01
➕
MARSH, Claire Catherine appointed
secretary
2019-11-01
➖
SMITH, Rosemary Anne resigned
secretary
2019-05-10
➕
PRICE, Jonathan Stewart appointed
director
2019-03-22
➕
HAYNES, Jeremy William appointed
director
2019-03-11
➕
WAITE, Tara Jane appointed
director
2018-12-31
➖
DYSON, Fernley Keith resigned
director
2018-12-31
➖
FURSE, James Richard John resigned
director
2017-10-19
➕
MCCAIG, Malcolm Graham appointed
director
2017-10-19
➖
WATSON, David Kenneth resigned
director
2017-09-28
➕
PERL, Lionel appointed
director
2017-09-22
🔓
Charge satisfied #2
2017-08-31
➖
BOISSEAU, Francois-Xavier Bernard resigned
director
2017-08-31
➖
URMSTON, Michael Norris resigned
director
2017-08-04
➖
BOIZARD, Christophe Alexandre Henri resigned
director

Showing most recent 50 of 126 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MCCAIG, Malcolm Graham resigned 2025-11-07; NAIDU, Nerissa resigned 2026-03-31; PRICE, Jonathan Stewart resigned 2026-04-15

Group structure

Ageas (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Ageas (Uk) Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AGEAS RETAIL LIMITED

This company · 01324965

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Ageas (Uk) Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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ANGLO SCOTTISH EMPLOYEE BENEFITS LTD→ 05800828 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
ANGLO SCOTTISH EMPLOYER BENEFITS LTD.→ 08117822 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ARCTURUS ASSOCIATES LTD→ 10881996 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ASHBRIDGE PARTNERS LIMITED→ 08120644 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ASIFS AFRO CARIBBEAN GROOVE LTD→ 07843481 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ASSET GROWTH INVESTMENTS LIMITED→ 08437430 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
AVALON FINANCIAL SOLUTIONS LTD→ 11393825 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BALSCOTE TRUSTEES (NO1) LTD→ 14195002 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BALSCOTE TRUSTEES (NO2) LTD→ 14195048 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BAMBOO 2 LENDING LIMITED→ 13057853 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
BAMBOO LIMITED→ 05629336 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
BAMBOO TOPCO LIMITED→ 10516979 · est 2016 · no financials extracted	—	—	—	—	9y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1977-08-10

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Ageas House Hampshire Corporate Park

Templars Way

Eastleigh

Hampshire

SO53 3YA

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-11-07

Last: 2025-10-24