BAMBOO TOPCO LIMITED
🏛️Establishedactive
10516979 · ltd · incorporated 2016-12-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
- • 2 capital
- • 2 officers
- • 1 insolvency
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-12-31📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-12-31📄legacycapital · SH20
- 2025-12-31⚠️legacyinsolvency · CAP-SS
- 2025-12-31📄resolutionresolution · RESOLUTIONS
- 2025-12-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-23➕KRAMER, Jonathan Igor Davis appointeddirector
- 2025-12-23➖JONES, Scott Christopher resigneddirector
- 2025-09-22📄accounts-with-accounts-type-groupaccounts · AA
- 2025-06-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-10📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2024-02-07📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-01-30📄memorandum-articlesincorporation · MA
- 2024-01-21📄accounts-with-accounts-type-groupaccounts · AA
- 2024-01-09📄resolutionresolution · RESOLUTIONS
- 2024-01-09📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-09-22📄accounts-with-accounts-type-fullaccounts · AA
- 2022-02-23📄resolutionresolution · RESOLUTIONS
- 2022-02-23📄memorandum-articlesincorporation · MA
- 2022-02-21📄capital-allotment-sharescapital · SH01
- 2021-08-13🔒Charge registered #2Lender: Fb Nominees Limited
- 2021-02-15🔓Charge satisfied #1
- 2020-02-21🔒Charge registered #1Lender: National Westminster Bank PLC
- 2016-12-08🏢Company incorporatedAs BAMBOO TOPCO LIMITED
- 2016-12-08➕ASPINALL, Nicholas appointedsecretary
- 2016-12-08➕ASPINALL, Nicholas appointeddirector
- 2016-12-08➕JONES, Scott Christopher appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-12-31: legacy
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brett Allen Hildebrand Individual · American · DOB 01/1962 · age 64 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 08/12/2016 |
Scott Christopher Jones Individual · American · DOB 06/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/01/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANGLO SCOTTISH EMPLOYEE BENEFITS LTD→ 05800828 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ARCTURUS ASSOCIATES LTD→ 10881996 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AVALON FINANCIAL SOLUTIONS LTD→ 11393825 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BALSCOTE TRUSTEES (NO1) LTD→ 14195002 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BALSCOTE TRUSTEES (NO2) LTD→ 14195048 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BAMBOO 2 LENDING LIMITED→ 13057853 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BB MERCHANT SERVICES LTD→ 08476034 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BEACH VILLAS INVESTMENTS LIMITED→ 09206127 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BEATDALE CONSULTING LTD→ 09540400 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BEAULIEU MORTGAGES LIMITED→ 10686587 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BENSON CONSULTANTS LIMITED→ 09614523 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BERNARD MAITLAND (2020) LIMITED→ 12445937 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-12-08
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
1st Floor Grenville House
Nelson Gate
Southampton
SO15 1GX
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-21
Last: 2025-12-07
Officers (3 active · 1 resigned)
ASPINALL, Nicholas→
Activesecretary · appointed 2016-12-08
View their other companies + combined net worth →
ASPINALL, Nicholas→
Activedirector · ~62y · appointed 2016-12-08
View their other companies + combined net worth →
KRAMER, Jonathan Igor Davis→
Activedirector · ~52y · appointed 2025-12-23
View their other companies + combined net worth →
JONES, Scott Christopher→
Resigneddirector · ~66y · appointed 2016-12-08 · resigned 2025-12-23
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fb Nominees Fb Nominees Limited | A registered charge | — | 13/08/2021 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 21/02/2020 | 15/02/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-12-31
legacy
capital · SH20
2025-12-31
legacy
insolvency · CAP-SS
2025-12-31
resolution
resolution · RESOLUTIONS
2025-12-31
appoint-person-director-company-with-name-date
officers · AP01
2025-12-31
termination-director-company-with-name-termination-date
officers · TM01
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
accounts-with-accounts-type-group
accounts · AA
2025-09-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-10
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-03-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-14
accounts-with-accounts-type-group
accounts · AA
2024-09-30
second-filing-capital-allotment-shares
capital · RP04SH01
2024-02-07