BB MERCHANT SERVICES LTD
🌳Matureactive
08476034 · ltd · incorporated 2013-04-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£746.4k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 72-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £746,403
Cash YoY
-7%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£418k
↓ 6.8% YoY
Net Worth
£746k
↑ 36% YoY
Current Assets
£1.9m
↑ 101% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £746.4k | £552.4k |
| Current assets | £1.87M | £932.5k |
| Cash | £417.6k | £448.2k |
| Debtors | £1.46M | £484.3k |
| Net assets | £746.4k | £550.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-03📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2025-09-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-05-16📄memorandum-articlesincorporation · MA
- 2025-05-16📄resolutionresolution · RESOLUTIONS
- 2025-05-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-03-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-10✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-06➕FLETCHER, Mark Daniel appointeddirector
- 2024-03-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-16➖TIDEMANN, Trond resigneddirector
- 2023-03-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-24📄change-person-director-company-with-change-dateofficers · CH01
- 2013-06-15➕TIDEMANN, Trond appointeddirector
- 2013-04-15➕FILLBROOK, Neil Richard appointeddirector
- 2013-04-05🏢Company incorporatedAs BB MERCHANT SERVICES LTD
- 2013-04-05➕BJOERGAAS, Per appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Bb Ms Holding As is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bb Ms Holding As
Corporate parent · holds 75-100% shares · board control
⬇
BB MERCHANT SERVICES LTD
This company · 08476034
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bb Ms Holding As Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 08/09/2025 |
3 historic (ceased) PSCs
- Bb Ms Shelf Company Asceased 08/09/2025· 75-100% shares · 75-100% voting · board control
- Mr Neil Richard Fillbrookceased 23/04/2025· 25-50% shares · 25-50% voting
- Bank Brokers Sweden Abceased 23/04/2025· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANGLO SCOTTISH EMPLOYEE BENEFITS LTD→ 05800828 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ARCTURUS ASSOCIATES LTD→ 10881996 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AVALON FINANCIAL SOLUTIONS LTD→ 11393825 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BALSCOTE TRUSTEES (NO1) LTD→ 14195002 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BALSCOTE TRUSTEES (NO2) LTD→ 14195048 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BAMBOO 2 LENDING LIMITED→ 13057853 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEACH VILLAS INVESTMENTS LIMITED→ 09206127 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BEAULIEU MORTGAGES LIMITED→ 10686587 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BERNARD MAITLAND LTD→ 09397947 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BISHOP & BISHOP ESTATES LTD→ 15940043 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK DOCK LTD→ 15717890 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLACK PROPERTY & INVESTMENTS LIMITED→ 15651819 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-04-05
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Bank Chambers
Brook Street
Bishops Waltham
Hampshire
SO32 1AX
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-30
Last: 2026-03-16
Officers (3 active · 1 resigned)
BJOERGAAS, Per→
Activedirector · ~72y · appointed 2013-04-05
View their other companies + combined net worth →
FILLBROOK, Neil Richard→
Activedirector · ~56y · appointed 2013-04-15
View their other companies + combined net worth →
FLETCHER, Mark Daniel→
Activedirector · ~50y · appointed 2024-04-06
View their other companies + combined net worth →
TIDEMANN, Trond→
Resigneddirector · ~61y · appointed 2013-06-15 · resigned 2023-11-16
Click a director name to see their full track record across all companies.
Recent filings (52 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-24
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-09-22
memorandum-articles
incorporation · MA
2025-05-16
resolution
resolution · RESOLUTIONS
2025-05-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-13
certificate-change-of-name-company
change-of-name · CERTNM
2024-04-10
appoint-person-director-company-with-name-date
officers · AP01
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25