ALBERT HARRISON & CO.LIMITED
- · Thesis: well-run, low negotiation leverage
- 46900Non-specialised wholesale trade
Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 47.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 47.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 33 | 3200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (39 events)Click to expand
- 2025-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-06📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-10-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-30➖HARRISON, Graham Coupe resigneddirector
- 2022-09-29🔒Charge registered #4Lender: Rbs Invoice Finance LTD
- 2022-08-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-04-05➖HARRISON, Gerald Richard resigneddirector
- 2019-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2019-02-06📄change-person-director-company-with-change-dateofficers · CH01
- 2018-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-01-01➕MCKENNA, Cara Lea appointeddirector
- 2015-03-27➖SANDERSON, Alan Glen resigneddirector
- 2013-04-01➖HARRISON, Cyril Coupe resigneddirector
- 2011-04-04🔒Charge registered #3Lender: National Westminster Bank PLC
- 2010-01-21➕SANDERSON, Paul Harold appointeddirector
- 2009-04-30➖HARDY, Janet Elaine resignedsecretary
- 2009-04-30➖HARDY, Janet Elaine resigneddirector
- 2007-07-24🔓Charge satisfied #2
- 2007-07-24🔓Charge satisfied #1
- 2006-07-07➖BURROWS, Frank Mallinson resigneddirector
- 2002-01-01➕BURROWS, Frank Mallinson appointeddirector
- 2002-01-01➕HARRISON, Gerald Richard appointeddirector
- 2002-01-01➕SANDERSON, Alan Glen appointeddirector
- 2001-11-27➕HARDY, Janet Elaine appointeddirector
- 2001-11-27➕HARRISON, Graham Coupe appointeddirector
- 1996-08-02➖HARRISON, Margaret Jessie resignedsecretary
- 1995-11-10➕HARDY, Janet Elaine appointedsecretary
- 1981-08-17🔒Charge registered #2Lender: Williams & Glyn's Bank Limited
- 1978-11-03🔒Charge registered #1Lender: Williams & Glyn's Bank Limited
- 1940-05-20🏢Company incorporatedAs ALBERT HARRISON & CO.LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 86 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Ah & Co Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ah & Co Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
3 historic (ceased) PSCs
- Mrs Janet Elaine Hardyceased 06/04/2016· 25-50% shares · 25-50% voting
- Mr Graham Coupe Harrisonceased 06/04/2016· 25-50% shares · 25-50% voting
- Ms Rebecca Louise Harrisonceased 06/04/2016· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ABN CORPORATE LTD→ 13665395 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACENTA GROUP LIMITED→ 13468498 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AHMU LTD→ 15750752 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALNES LIFE LTD→ 16923200 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMAAN PATEL TRADING LTD→ 16242808 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APEX BUILDING DISTRIBUTORS LTD→ 16230243 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AR ELECTRICAL WHOLESALE LTD→ 16904128 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AR PRODUCE LTD→ 16380428 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARIF150 MUBASHAR TRADING LIMITED→ 16969493 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARISTA (U.K.) LIMITED→ 01147853 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
| AROMATIZ LIMITED→ 13703268 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AROOJ CLOTHING LIMITED→ 11456673 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 29/09/2022 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 04/04/2011 | — | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank Limited | Deed | 1 property | 17/08/1981 | 24/07/2007 | |
| satisfied | Williams & Glyn's Bank Williams & Glyn's Bank Limited | Debenture | 1 property | 03/11/1978 | 24/07/2007 |