ARISTA (U.K.) LIMITED
🌳Matureactive
01147853 · ltd · incorporated 1973-11-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 49.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Wholesale of textiles
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 67/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 49.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 49.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
119 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
65
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | — | £9.99M |
| Gross profit | — | £4.53M |
| Profit before tax | — | £-730.0k |
| Average employees | 3800 | 3200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-24➖BANK, Stephen Raoul resigneddirector
- 2024-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-13📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-06🔓Charge satisfied #5
- 2024-08-06🔓Charge satisfied #3
- 2024-08-06🔓Charge satisfied #1
- 2023-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-26📄accounts-with-accounts-type-fullaccounts · AA
- 2021-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-02-08🔒Charge registered #6Lender: Barclays Bank PLC
- 2020-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2019-10-29📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2019-10-03📄accounts-with-accounts-type-audited-abridgedaccounts · AA
- 2019-01-23📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2009-05-27🔒Charge registered #5Lender: John Stephen Bank and Sheila Ann Bank and Robert Edward Bank and Stephen Raoul Bank and John Jason Bank and Organon Pension Trustees Limited as Trustees of the Bank Family Pension Fund
- 2008-06-06➕BANK, Robert Edward appointedsecretary
- 2008-06-06➖BANK, Stephen Raoul resignedsecretary
- 2000-03-31➕BANK, John Jason appointeddirector
- 1999-03-31➖BANK, John Jason resigneddirector
- 1999-03-31➖BANK, John Stephen resigneddirector
- 1996-07-01➕BANK, Robert Edward appointeddirector
- 1996-07-01➖BANK, Sheila Ann resignedsecretary
- 1996-07-01➕BANK, Stephen Raoul appointedsecretary
- 1996-07-01➕BANK, John Jason appointeddirector
- 1996-07-01➖BANK, Sheila Ann resigneddirector
- 1996-07-01➕BANK, Stephen Raoul appointeddirector
- 1995-06-16🔒Charge registered #4Lender: Barclays Bank PLC
- 1990-07-04🔓Charge satisfied #2
- 1987-09-28🔒Charge registered #3Lender: Barclays Bank PLC
- 1985-05-30🔒Charge registered #2Lender: Barclays Bank PLC
- 1976-09-06🔒Charge registered #1Lender: Barclays Bank PLC
- 1973-11-27🏢Company incorporatedAs ARISTA (U.K.) LIMITED
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-28
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Jason Bank Individual · British · DOB 10/1969 · age 57 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Robert Edward Bank Individual · British · DOB 04/1975 · age 51 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABN CORPORATE LTD→ 13665395 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACENTA GROUP LIMITED→ 13468498 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AHMU LTD→ 15750752 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALNES LIFE LTD→ 16923200 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASHBURN STOVES LIMITED→ 08382637 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ASTRO.JEWELLERY. LTD→ 15862185 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ATTENT AMBAS LIMITED→ 11005705 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ATTIRAAZ LIMITED→ 16789742 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AVER CORPORATE CLOTHING LTD→ 11658681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AWAAN WHOLESALE MARKET LTD→ 16389994 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AYE KAY LTD→ 12719745 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AYRAMEHMOOD LIMITED→ 16918052 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1973-11-27
Jurisdictionengland-wales
Primary SIC46410 — Wholesale of textiles
Registered office
Unit 3 Bank House
Greenfield Road
Colne
Lancs
BB8 9NL
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-28OVERDUE
Last: 2025-05-14
Officers (3 active · 6 resigned)
BANK, Robert Edward→
Activesecretary · appointed 2008-06-06
View their other companies + combined net worth →
BANK, John Jason→
Activedirector · ~57y · appointed 2000-03-31
View their other companies + combined net worth →
BANK, Robert Edward→
Activedirector · ~51y · appointed 1996-07-01
View their other companies + combined net worth →
BANK, Sheila Ann→
Resignedsecretary · resigned 1996-07-01
BANK, Stephen Raoul→
Resignedsecretary · appointed 1996-07-01 · resigned 2008-06-06
BANK, John Jason→
Resigneddirector · ~57y · appointed 1996-07-01 · resigned 1999-03-31
BANK, John Stephen→
Resigneddirector · ~80y · resigned 1999-03-31
BANK, Sheila Ann→
Resigneddirector · ~80y · resigned 1996-07-01
BANK, Stephen Raoul→
Resigneddirector · ~55y · appointed 1996-07-01 · resigned 2025-03-24
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 08/02/2021 | — | |
| satisfied | John Stephen Bank and Sheila Ann Bank and Robert Edward Bank and Stephen Raoul Bank and John Jason Bank and Organon Pension Trustees as Trustees of the Bank Family Pension Fund John Stephen Bank and Sheila Ann Bank and Robert Edward Bank and Stephen Raoul Bank and John Jason Bank and Organon Pension Trustees Limited as Trustees of the Bank Family Pension Fund | Legal charge | 1 property | 27/05/2009 | 06/08/2024 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/06/1995 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/09/1987 | 06/08/2024 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/05/1985 | 04/07/1990 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 06/09/1976 | 06/08/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (119 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-12
termination-director-company-with-name-termination-date
officers · TM01
2025-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-03
accounts-with-accounts-type-full
accounts · AA
2024-09-26
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-09-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-20
accounts-with-accounts-type-full
accounts · AA
2023-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-16
change-person-director-company-with-change-date
officers · CH01
2023-05-16
change-person-director-company-with-change-date
officers · CH01
2023-05-15
accounts-with-accounts-type-full
accounts · AA
2022-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-21