A.C. LLOYD HOLDINGS LIMITED
🌳Matureactive
00459351 · ltd · incorporated 1948-09-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 72). Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
26 live charges · 7 lenders · oldest 54.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 54.5 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
18 officers (4 active, 18 linked, 15 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
176 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 capital
- • 1 confirmation-statement
- • 1 insolvency
Counts from Companies House filing history.
Corporate timeline (96 events)Click to expand
- 2026-02-17📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2026-02-17📄legacycapital · SH20
- 2026-02-17⚠️legacyinsolvency · CAP-SS
- 2026-02-17📄resolutionresolution · RESOLUTIONS
- 2025-07-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-19📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-01➕SKEAT, Hans Peter appointedsecretary
- 2025-03-01➕SKEAT, Hans Peter appointeddirector
- 2025-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-01-31➖SKEAT, Hans Peter resignedsecretary
- 2025-01-31➖SKEAT, Hans Peter resigneddirector
- 2025-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-31➖CLARK, Robert Alistair resigneddirector
- 2024-12-31➖LANGHAM, Glen Matthew, Mr. resigneddirector
- 2024-11-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-26🔓Charge satisfied #25
- 2024-03-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-25📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-30➖WYNNE, Desmond Patrick resigneddirector
- 2023-09-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-20🔒Charge registered #26Lender: Barclays Bank PLC
- 2023-06-01📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-18➕LANGHAM, Glen Matthew, Mr. appointeddirector
- 2020-10-20🔒Charge registered #25Lender: Boveton Estates Limited
- 2020-06-26🔓Charge satisfied #24
- 2020-05-13🔓Charge satisfied #3
- 2019-06-24🔒Charge registered #24Lender: Midlands Land Portfolio Limited
- 2018-01-01➕EDWARDS, Mark Royston appointeddirector
- 2013-10-15➖READING, Michael Richard resignedsecretary
- 2013-10-15➕SKEAT, Hans Peter appointedsecretary
- 2013-10-15➖READING, Michael Richard resigneddirector
- 2013-09-04➖NICHOLLS, Gordon Thomas resigneddirector
- 2013-03-14🔓Charge satisfied #23
- 2013-03-14🔓Charge satisfied #22
- 2013-03-14🔓Charge satisfied #15
- 2013-03-08🔓Charge satisfied #21
- 2013-03-08🔓Charge satisfied #20
- 2013-03-08🔓Charge satisfied #19
- 2013-03-08🔓Charge satisfied #17
- 2013-03-08🔓Charge satisfied #16
- 2013-03-08🔓Charge satisfied #14
- 2013-03-08🔓Charge satisfied #13
- 2013-03-08🔓Charge satisfied #8
Showing most recent 50 of 96 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 16 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-02-17: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ac Lloyd (Asset Management) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ac Lloyd (Asset Management) Limited
Corporate parent · holds 75-100% shares · board control
⬇
A.C. LLOYD HOLDINGS LIMITED
This company · 00459351
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ac Lloyd (Asset Management) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & B SERVICES (LEICS) LTD→ 08371008 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| A C LLOYD HOMES LIMITED→ 00784694 · est 1963 · no financials extracted | — | — | — | — | 62y | — | — |
| A. BEST ELECTRICAL LIMITED→ 04593730 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A.B.L BUILDING LIMITED→ 05742074 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| A.C. CONNECTION LIMITED→ 05613969 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| A1 GAS FORCE LIMITED→ 06767122 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| A1 GAS SOLUTIONS LIMITED→ 07509597 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AA CC SS LTD→ 16946816 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AAP. CLERK OF WORKS SERVICES LIMITED→ 10335581 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AARON FORTUNE TM LTD→ 16069142 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABACUS OFFGRID LTD→ 08714860 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ABBEY END BUILDERS LTD→ 16176888 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1948-09-30
Jurisdictionengland-wales
Primary SIC41201 — Construction of commercial buildings
Registered office
5a Tournament Court
Edgehill Drive
Warwick
CV34 6LG
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (4 active · 14 resigned)
Active
BEDDOES, Peter Charles→
Activedirector · ~72y · appointed 2010-04-22
View their other companies + combined net worth →
EDWARDS, Mark Royston→
Activedirector · ~58y · appointed 2018-01-01
View their other companies + combined net worth →
SKEAT, Hans Peter→
Activedirector · ~63y · appointed 2025-03-01
View their other companies + combined net worth →
READING, Michael Richard→
Resignedsecretary · resigned 2013-10-15
SKEAT, Hans Peter→
Resignedsecretary · appointed 2013-10-15 · resigned 2025-01-31
CLARK, Robert Alistair→
Resigneddirector · ~65y · appointed 2011-09-27 · resigned 2024-12-31
COX, Emily May→
Resigneddirector · ~113y · resigned 2007-09-27
LANGHAM, Glen Matthew, Mr.→
Resigneddirector · ~49y · appointed 2022-01-18 · resigned 2024-12-31
LLOYD, Mildred Alice→
Resigneddirector · ~107y · resigned 1998-04-30
MITCHELL, Bernard Brian→
Resigneddirector · ~72y · resigned 2004-03-05
NICHOLLS, Gordon Thomas→
Resigneddirector · ~95y · resigned 2013-09-04
READING, Michael Richard→
Resigneddirector · ~88y · appointed 1991-10-01 · resigned 2013-10-15
RICHARDSON, Ann Cecelia→
Resigneddirector · ~71y · resigned 1998-04-30
SKEAT, Hans Peter→
Resigneddirector · ~63y · appointed 2010-04-22 · resigned 2025-01-31
STALLARD, Janet Elizabeth→
Resigneddirector · ~78y · resigned 1998-04-30
STALLARD, Michael John→
Resigneddirector · ~82y · resigned 1998-04-30
WYNNE, Desmond Patrick→
Resigneddirector · ~69y · appointed 2009-07-16 · resigned 2023-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
26
Total charges
1
Outstanding
1
Active lenders
Status:Lender:26 of 26 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 20/09/2023 | — | |
| satisfied | Boveton Estates Boveton Estates Limited | A registered charge | 1 property | 20/10/2020 | 26/11/2024 | |
| satisfied | Midlands Land Portfolio Midlands Land Portfolio Limited | A registered charge | 1 property | 24/06/2019 | 26/06/2020 | |
| satisfied | Highwayone Corporation Highwayone Corporation Limited | Rent deposit deed | 1 property | 01/11/2000 | 14/03/2013 | |
| satisfied | Bovis Homes Bovis Homes Limited | Legal charge | 1 property | 25/03/1996 | 14/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 14/04/1993 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 03/03/1993 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 09/11/1992 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 26/10/1989 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 26/10/1989 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 02/08/1989 | 08/03/2013 | |
| satisfied | Replexeule Replexeule Limited | Equitable charge legal charge | 1 property | 24/05/1989 | 14/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit under seal | 1 property | 26/01/1989 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit under seal | 1 property | 26/01/1989 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit under seal | 1 property | 18/09/1986 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit under seal | 1 property | 18/09/1986 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge | 1 property | 30/06/1986 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 21/01/1983 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 13/07/1982 | 08/03/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 19/03/1981 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 19/03/1981 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 19/03/1981 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 19/03/1981 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 19/03/1981 | 13/05/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 24/02/1972 | 26/01/1993 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 21/12/1971 | 26/01/1993 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (176 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-02-17
legacy
capital · SH20
2026-02-17
legacy
insolvency · CAP-SS
2026-02-17
resolution
resolution · RESOLUTIONS
2026-02-17
change-person-director-company-with-change-date
officers · CH01
2025-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-01
accounts-with-accounts-type-small
accounts · AA
2025-03-19
appoint-person-secretary-company-with-name-date
officers · AP03
2025-03-03
appoint-person-director-company-with-name-date
officers · AP01
2025-03-03
termination-director-company-with-name-termination-date
officers · TM01
2025-02-02
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-02
termination-director-company-with-name-termination-date
officers · TM01
2025-01-02
termination-director-company-with-name-termination-date
officers · TM01
2025-01-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-26