BALFOUR BEATTY PENSION TRUST LIMITED

🌳Matureactive

00461687 · ltd · incorporated 1948-11-27

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window closing · medium confidence

Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.

· Hygiene score: 85 → 90

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 30.9y old — refinance window within 12 months

What changed my view

Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

↑Hygiene score: 85 → 90

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 30.9y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 30.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

55 officers (8 active, 55 linked, 49 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

13 connected companies via shared directors

Filing history

204 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (116 events)Click to expand

2025-09-03
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-07-08
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-04
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-24
➕
MCDONALD, Ross Edward appointed
director
2025-06-24
➖
GILDIE, Robert resigned
director
2024-08-29
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-05-05
📄
second-filing-of-director-appointment-with-name
officers · RP04AP01
2024-04-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-03-31
➕
OZANNE, Jonathan Paul appointed
director
2024-03-31
➖
DERVIN, Heather resigned
director
2024-02-26
📄
change-person-director-company-with-change-date
officers · CH01
2024-01-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-01-01
➕
BUCKLAND, Julia Elizabeth appointed
director
2023-11-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-21
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-11-20
➕
WILSON, David appointed
director
2023-11-20
➖
BROWN, Christina resigned
director
2023-09-18
📄
appoint-corporate-director-company-with-name-date
officers · AP02
2023-09-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-12
➕
BESTRUSTEES LIMITED appointed
corporate-director
2023-09-12
➖
BENSON, Stuart resigned
director
2023-09-06
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-06-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-05-17
➖
COMMONS, Cyril Graham resigned
director
2022-12-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-23
🔒
Charge registered #2
Lender: Scor SE, UK Branch
2022-07-27
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-05-09
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2022-05-09
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2022-05-01
➕
THOMSON, Kathryn Elizabeth appointed
secretary
2022-05-01
➖
BARTON, Katharine Jane resigned
secretary
2021-12-01
➕
COMMONS, Cyril Graham appointed
director
2021-11-30
➖
GILPIN, Andrew resigned
director
2021-06-01
➕
GILDIE, Robert appointed
director
2021-05-31
➖
TANSEY, John Alfred resigned
director
2020-06-01
➕
BENSON, Stuart appointed
director
2020-06-01
➖
MATHIAS, Adrian resigned
director
2018-11-01
➕
BROWN, Christina appointed
director
2018-06-30
➖
WIVELL, Alistair James resigned
director
2016-10-01
➕
WALKER, Adam Paul appointed
director
2016-09-16
➖
MILNER, Luke resigned
director
2015-09-01
➕
MILNER, Luke appointed
director
2015-06-30
➖
PERRIN, Barry Peter resigned
director
2012-07-01
➕
PERRIN, Barry Peter appointed
director
2012-06-30
➖
RABIN, Anthony Leon Philip resigned
director
2011-07-01
➕
MATHIAS, Adrian appointed
director
2010-11-24
➕
GILPIN, Andrew appointed
director

Showing most recent 50 of 116 events

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Balfour Beatty Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Balfour Beatty Plc

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

BALFOUR BEATTY PENSION TRUST LIMITED

This company · 00461687

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Balfour Beatty Plc Corporate entity	75–100%	75–100%	board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · L postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ASSURED COVER LTD→ 11162610 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
BFS MARINE FINANCE (UK) LIMITED→ 14546321 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BIBBY FACTORS LEICESTER LIMITED→ 02989348 · est 1994 · no financials extracted	—	—	—	—	31y	—	—
BIBBY FACTORS LIMITED→ 00584342 · est 1957 · no financials extracted	—	—	—	—	68y	—	—
BIBBY FACTORS SLOUGH LIMITED→ 02617760 · est 1991 · no financials extracted	—	—	—	—	34y	—	—
BIBBY FACTORS SUSSEX LIMITED→ 03847904 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
BIBBY INVOICE DISCOUNTING LIMITED→ 04105467 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
BIZ LOANS 4U LIMITED→ 10009648 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
BLYTHE CAPITAL→ 11591010 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BLYTHE INVESTMENTS→ 11582585 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BNY MELLON PERSHING TRUSTEES LIMITED→ 08324940 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
BOH INVESTMENTS LTD→ 17052687 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1948-11-27

Jurisdictionengland-wales

Primary SIC65300 — Pension funding

Registered office

Kings Business Park

Kings Drive

Prescot

Merseyside

L34 1PJ

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-09-11

Last: 2025-08-28