AFC SUDBURY LIMITED
🌳Matureactive
00500191 · ltd · incorporated 1951-10-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£1.53M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of sport clubs
Sector: Arts, entertainment & recreation
Investor take
PursueAsset-holding vehicle with a 60-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 5 lenders · oldest 45.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 45.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
59 officers (5 active, 59 linked, 49 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
215 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,529,759
Net assets shrinking
Down £5,276 YoY
Cash YoY
+32%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£128k
↑ 32% YoY
Net Worth
£1.5m
~ YoY
Current Assets
£279k
↑ 40% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £1.94M | £1.83M |
| Current assets | £278.9k | £199.1k |
| Cash | £127.7k | £96.7k |
| Debtors | £148.6k | £102.2k |
| Net assets | £1.53M | £1.54M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
7
filings
- • 5 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (141 events)Click to expand
- 2026-04-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-10➖GOODWIN, Adrian Thomas resigneddirector
- 2026-01-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-25➕HARVISON, Andy appointedsecretary
- 2025-11-25➖LONG, Andrew George resignedsecretary
- 2025-11-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-11-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-11-11➖LONG, Andrew George resigneddirector
- 2025-11-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-10-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-16📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2025-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-18🔓Charge satisfied #6
- 2025-05-12➖EGAN, Veronica resigneddirector
- 2025-05-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-16➕HOLLAND, Alicja appointeddirector
- 2025-04-16➕GOODWIN, Adrian Thomas appointeddirector
- 2025-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-01➖BELL, Patrick Charles resigneddirector
- 2024-12-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-17➕HARVISON, Andrew appointeddirector
- 2024-08-04📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-07-29➕LONG, Andrew George appointedsecretary
- 2024-06-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-28📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-06-25➖JOHNSON, Nigel resignedsecretary
- 2024-06-25➖JOHNSON, Nigel resigneddirector
- 2024-05-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-08➕MESSAGE, Andrew John appointeddirector
- 2024-05-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-15➖SMITH, Richard Michael, Professor resigneddirector
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-11-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-11-28➕JOHNSON, Nigel appointedsecretary
- 2023-11-28➖LONG, Andrew George resignedsecretary
- 2023-07-14➕EGAN, Veronica appointeddirector
- 2023-07-14➖TURNER, Philip Wakefield resigneddirector
- 2022-12-31➕BELL, Patrick Charles appointeddirector
- 2022-12-31➕SMITH, Richard Michael, Professor appointeddirector
- 2022-08-03➖PECK, Roger Charles resigneddirector
- 2022-02-01➕JOHNSON, Nigel appointeddirector
- 2021-11-15🔓Charge satisfied #5
- 2021-07-01➖LAWS, Daniel Charles resigneddirector
- 2021-07-01➖THEOBALD, Darren resigneddirector
- 2020-11-11🔒Charge registered #6Lender: Hsbc UK Bank PLC
Showing most recent 50 of 141 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
2 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: LONG, Andrew George resigned 2025-11-25; EGAN, Veronica resigned 2025-05-12; GOODWIN, Adrian Thomas resigned 2026-04-10
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Terry Brendan Bagness Individual · British · DOB 03/1963 · age 63 | 25–50% | — | 25-50% shares | 30/09/2025 |
1 historic (ceased) PSC
- Mr Brian Roy Tatumceased 01/07/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Leisure & entertainment · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 37 SPORT MANAGEMENT LTD→ 11724258 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3WISHES THEATRE CIC→ 15630803 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 45163 LIMITED→ 02633225 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| ACT DRAMA LIMITED→ 16608280 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFRM COACHING LTD→ 14584589 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AJ PHOTOS AND DESIGNS LTD→ 10295046 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AJ WELLNESS CLUB LIMITED→ 14181872 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBANE COURTOIS LTD→ 10980039 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALRESFORD ANGLING ASSOCIATION→ 14838929 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTITUDE TRAMPOLINE CLUB LTD→ 16399991 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMB.HIPERFORMANCE LTD→ 17028567 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AMBER ROAD HOTELS LIMITED→ 01535923 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1951-10-09
Jurisdictionengland-wales
Primary SIC93120 — Activities of sport clubs
Registered office
Kingsmarsh Stadium
Brundon Lane
Sudbury
Suffolk
CO10 1XR
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (5 active · 54 resigned)
Active
Active
HARVISON, Andrew→
Activedirector · ~60y · appointed 2024-12-17
View their other companies + combined net worth →
HOLLAND, Alicja→
Activedirector · ~36y · appointed 2025-04-16
View their other companies + combined net worth →
MESSAGE, Andrew John→
Activedirector · ~50y · appointed 2024-05-08
View their other companies + combined net worth →
BURGE, Richard→
Resignedsecretary · appointed 2011-01-03 · resigned 2013-07-31
BURGE, Richard→
Resignedsecretary · appointed 1997-05-07 · resigned 2002-06-01
FOSTER, Andrew Gerard→
Resignedsecretary · resigned 1992-02-20
GARDEN, Graeme Edmund→
Resignedsecretary · appointed 1992-02-20 · resigned 1997-04-27
JOHNSON, Nigel→
Resignedsecretary · appointed 2023-11-28 · resigned 2024-06-25
LONG, Andrew George→
Resignedsecretary · appointed 2024-07-29 · resigned 2025-11-25
LONG, Andrew George→
Resignedsecretary · appointed 2018-07-02 · resigned 2023-11-28
TATUM, Brian Roy→
Resignedsecretary · appointed 2001-04-24 · resigned 2018-07-02
TURNER, Philip Wakefield→
Resignedsecretary · appointed 1996-09-23 · resigned 1997-03-05
BELL, Patrick Charles→
Resigneddirector · ~64y · appointed 2022-12-31 · resigned 2025-01-01
BROWN, Ian Douglas→
Resigneddirector · ~77y · appointed 2019-01-21 · resigned 2019-12-31
BURGE, Richard→
Resigneddirector · ~91y · appointed 2014-12-31 · resigned 2017-11-02
BURGE, Richard→
Resigneddirector · ~91y · appointed 1996-07-12 · resigned 2002-06-01
CLAYDON, Trevor John→
Resigneddirector · ~71y · appointed 1997-11-03 · resigned 2000-05-02
CRIMMIN, David Frederick→
Resigneddirector · ~74y · resigned 1993-05-06
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/11/2020 | 18/07/2025 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 23/09/2020 | 15/11/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC, | Mortgage | 1 property | 07/03/1995 | 25/11/2004 | |
| satisfied | Greene King Greene King PLC | Legal charge | 1 property | 07/10/1991 | 25/11/2004 | |
| satisfied | Greene King & Sons Greene King & Sons PLC | Legal charge | 1 property | 13/07/1983 | 25/11/2004 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 19/09/1980 | 25/11/2004 |
Recent filings (215 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-20
change-person-director-company-with-change-date
officers · CH01
2026-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-11
termination-director-company-with-name-termination-date
officers · TM01
2025-11-25
appoint-person-secretary-company-with-name-date
officers · AP03
2025-11-25
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-11-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-16
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-10-16
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-18
termination-director-company-with-name-termination-date
officers · TM01
2025-05-12
appoint-person-director-company-with-name-date
officers · AP01
2025-04-16
appoint-person-director-company-with-name-date
officers · AP01
2025-04-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-01
termination-director-company-with-name-termination-date
officers · TM01
2025-01-06