A.& S.MANUEL LIMITED

🌳Matureactive
00605342 · ltd · incorporated 1958-05-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 18.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees12001100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-11-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-04-01
    MANUEL, Jane Lydia appointed
    director
  4. 2024-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-02-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-11-30
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  7. 2023-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-11-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2022-10-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2022-10-11
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2022-10-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2022-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-01-12
    MANUEL, Bernard Martin resigned
    director
  14. 2021-12-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  15. 2021-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-05-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2020-05-07
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  18. 2019-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-11-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2019-11-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2011-08-31
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  22. 2011-01-01
    MANUEL, Jane Lydia appointed
    secretary
  23. 2011-01-01
    MANUEL, Bernard Martin resigned
    secretary
  24. 2008-04-04
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  25. 2007-12-18
    MANUEL, Andrew Malcolm appointed
    director
  26. 2007-12-18
    MANUEL, Anthony Leon resigned
    director
  27. 1997-03-26
    MANUEL, Bernard Martin appointed
    secretary
  28. 1997-03-26
    MANUEL, Betty resigned
    secretary
  29. 1958-05-30
    🏢
    Company incorporated
    As A.& S.MANUEL LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MANUEL" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 75 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Jane Lydia Manuel
Individual · British · DOB 12/1951 · age 75
75100%
75–100%75-100% shares · 75-100% voting12/01/2022
1 historic (ceased) PSC
  • Mr Bernard Martin Manuelceased 12/01/2022· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1958-05-30
Jurisdictionengland-wales
Primary SIC46900 — Non-specialised wholesale trade

Registered office

144 Walter Road
Swansea
Glamorgan
SA1 5QQ

Filing status

Accounts
Next due: 2026-12-30
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-27
Last: 2025-11-13

Officers (3 active · 4 resigned)

MANUEL, Jane Lydia
secretary · appointed 2011-01-01
View their other companies + combined net worth →
Active
MANUEL, Andrew Malcolm
director · ~46y · appointed 2007-12-18
View their other companies + combined net worth →
Active
MANUEL, Jane Lydia
director · ~75y · appointed 2025-04-01
View their other companies + combined net worth →
Active
MANUEL, Bernard Martin
secretary · appointed 1997-03-26 · resigned 2011-01-01
Resigned
MANUEL, Betty
secretary · resigned 1997-03-26
Resigned
MANUEL, Anthony Leon
director · ~86y · resigned 2007-12-18
Resigned
MANUEL, Bernard Martin
director · ~81y · resigned 2022-01-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property31/08/2011
outstanding
Barclays
Barclays Bank PLC
Debenture1 property04/04/2008
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (110 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
appoint-person-director-company-with-name-date
officers · AP01
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-19
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-10-11
termination-director-company-with-name-termination-date
officers · TM01
2022-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-16