A.J.L. LIMITED
🌳Matureactive
00638654 · ltd · incorporated 1959-10-02
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£3.80M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower with a 66-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -83% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 66.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 66.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 6 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,802,315
Net assets shrinking
Down £566,309 YoY
Cash draining
Cash down 83% YoY
Cash YoY
-83%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£81k
↓ 83% YoY
Net Worth
£3.8m
↓ 13% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Cash | £81.1k | £485.3k |
| Net assets | £3.80M | £4.37M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-05-30📄capital-allotment-sharescapital · SH01
- 2023-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-08-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-10➕LUXON, Jacqueline appointeddirector
- 2021-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-07-27➕LUXON, Jon-Claude appointeddirector
- 2018-07-27➖SHRIVELL, Elizabeth Ann resigneddirector
- 2014-02-05➖LUXON, John Cory resigneddirector
- 2001-02-14➕LUXON, Christopher John appointedsecretary
- 2001-01-31➖LUXON, William James resignedsecretary
- 2001-01-31➖LUXON, William James resigneddirector
- 2000-02-15➕LUXON, Christopher John appointeddirector
- 1999-12-20🔓Charge satisfied #2
- 1964-12-18🔒Charge registered #2Lender: Barclays Bank PLC
- 1959-11-12🔒Charge registered #1Lender: Barclays Bank PLC
- 1959-10-02🏢Company incorporatedAs A.J.L. LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jon-Claude Luxon Individual · British · DOB 08/1994 · age 32 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/05/2023 |
Mr Christopher John Luxon Individual · British · DOB 04/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 29/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · TR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-3 TREVENA MANAGEMENT COMPANY LIMITED→ 15299027 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1-5 THE HAVEN (TRURO) MANAGEMENT COMPANY LIMITED→ 10227579 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 120 EAST ROW LTD→ 17023264 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 121 PROPERTY LTD→ 15543219 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2 BRIGHTON TERRACE LIMITED→ 13964199 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 2 MOUNTS VIEW LIMITED→ 16398296 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 BELMONT TERRACE LTD→ 06371002 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 8 MARKET STREET LTD→ 11725570 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 85 TOWER ROAD MANAGEMENT COMPANY LIMITED→ 12125951 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A H&B INVESTMENTS LIMITED→ 16078520 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A.E. STOKES PROPERTIES LIMITED→ 01392080 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| A&J NICHOLLS PROPERTY LIMITED→ 15510032 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1959-10-02
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
16 Grosvenor Avenue
Newquay
Cornwall
TR7 1BQ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (4 active · 4 resigned)
LUXON, Christopher John→
Activesecretary · appointed 2001-02-14
View their other companies + combined net worth →
LUXON, Christopher John→
Activedirector · ~66y · appointed 2000-02-15
View their other companies + combined net worth →
LUXON, Jacqueline→
Activedirector · ~64y · appointed 2022-06-10
View their other companies + combined net worth →
LUXON, Jon-Claude→
Activedirector · ~32y · appointed 2018-07-27
View their other companies + combined net worth →
LUXON, William James→
Resignedsecretary · resigned 2001-01-31
LUXON, John Cory→
Resigneddirector · ~95y · resigned 2014-02-05
LUXON, William James→
Resigneddirector · ~98y · resigned 2001-01-31
SHRIVELL, Elizabeth Ann→
Resigneddirector · ~90y · resigned 2018-07-27
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Charge | 1 property | 18/12/1964 | 20/12/1999 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/11/1959 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-05-30
capital-allotment-shares
capital · SH01
2023-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-12
change-person-director-company-with-change-date
officers · CH01
2022-08-18
change-person-director-company-with-change-date
officers · CH01
2022-08-18
change-person-secretary-company-with-change-date
officers · CH03
2022-08-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-18