BURCH CREDITS LIMITED

💤Zombieactive
00672792 · ltd · incorporated 1960-10-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (1 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-10-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-10-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-10-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2025-05-18
    ➖
    HEYNES, John Burch resigned
    secretary
  6. 2025-05-18
    ➖
    HEYNES, John Burch resigned
    director
  7. 2024-11-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-11-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2022-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-07-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2020-07-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2020-04-28
    ➖
    HEYNES, Beryl resigned
    director
  15. 2019-07-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-12-02
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2010-07-27
    ➖
    HEYNES, Simon John Burch resigned
    director
  20. 2004-10-01
    ➖
    HEYNES, Timothy Paul resigned
    director
  21. 1993-04-06
    ➕
    HEYNES, Mark Charles appointed
    director
  22. 1960-10-18
    🏢
    Company incorporated
    As BURCH CREDITS LIMITED

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 66 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Woolaston Garage Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Woolaston Garage Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
BURCH CREDITS LIMITED
This company · 00672792

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Woolaston Garage Limited
Corporate entity
75–100%
—75-100% shares06/04/2016
Mr Mark Charles Heynes
Individual · British · DOB 08/1961 · age 65
——sig. influencesignificant influence06/04/2016
2 historic (ceased) PSCs
  • Mr John Burch Heynesceased 18/05/2025· significant influence
  • Mrs Beryl Heynesceased 28/04/2020· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1960-10-18
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

Hextons Farm House
Arley
Bewdley
Worcestershire
DY12 1SW

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-07
Last: 2026-01-24

Officers (1 active · 5 resigned)

HEYNES, Mark Charles→
director · ~65y · appointed 1993-04-06
View their other companies + combined net worth →
Active
HEYNES, John Burch→
secretary · resigned 2025-05-18
Resigned
HEYNES, Beryl→
director · ~95y · resigned 2020-04-28
Resigned
HEYNES, John Burch→
director · ~97y · resigned 2025-05-18
Resigned
HEYNES, Simon John Burch→
director · ~71y · resigned 2010-07-27
Resigned
HEYNES, Timothy Paul→
director · ~68y · resigned 2004-10-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (94 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-14
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-03
termination-director-company-with-name-termination-date
officers · TM01
2025-10-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-18