A.H.C.(CAMBERLEY)LIMITED
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
8 live charges · 6 lenders · oldest 37.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 37.3 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £297.2k | £174.3k |
| Current assets | £336.5k | £105.7k |
| Net assets | £295.4k | £93.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2025-11-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-14➖OLIVER, David James resigneddirector
- 2021-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-08-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-02-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-03-13🔒Charge registered #8Lender: David James Oliver, Patricia Ann Oliver, Raimundo Oro Campos, Karen Marie Oro Campos and Mw Trustees Limited
- 2012-01-26🔒Charge registered #7Lender: David Oliver Patricia Oliver Raimundo Oro Campos Karen Marie Oro Camposand Mw Trustees Limited
- 2012-01-10🔒Charge registered #6Lender: Mw Trustees Limited
- 2006-04-26🔓Charge satisfied #3
- 2006-04-24🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2006-04-24🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1998-09-23🔓Charge satisfied #1
- 1995-03-09🔓Charge satisfied #2
- 1994-01-20🔒Charge registered #3Lender: Midland Bank PLC
- 1989-02-09🔒Charge registered #2Lender: Albert Henry Colwill
- 1989-02-02🔒Charge registered #1Lender: Midland Bank PLC
- 1961-04-11🏢Company incorporatedAs A.H.C.(CAMBERLEY)LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 65 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Patricia Ann Oliver Individual · British · DOB 10/1942 · age 84 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr David James Oliverceased 01/04/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | David James Oliver, Patricia Ann Oliver, Raimundo Oro Campos, Karen Marie Oro Campos and Mw Trustees David James Oliver, Patricia Ann Oliver, Raimundo Oro Campos, Karen Marie Oro Campos and Mw Trustees Limited | Debenture | 1 property | 13/03/2012 | — | |
| outstanding | David Oliver Patricia Oliver Raimundo Oro Campos Karen Marie Oro Camposand Mw Trustees David Oliver Patricia Oliver Raimundo Oro Campos Karen Marie Oro Camposand Mw Trustees Limited | Debenture | 1 property | 26/01/2012 | — | |
| outstanding | Mw Trustees / Karen Marie Oro Campos / Raimundo Oro Campos / Patricia Oliver / David Oliver Mw Trustees Limited / Karen Marie Oro Campos / Raimundo Oro Campos / Patricia Oliver / David Oliver | Debenture | 2 properties | 10/01/2012 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 24/04/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 24/04/2006 | — | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 20/01/1994 | 26/04/2006 | |
| satisfied | Albert Henry Colwill | Debenture | 1 property | 09/02/1989 | 09/03/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 02/02/1989 | 23/09/1998 |