HOLD INVESTMENT COMPANY LIMITED(THE)
🌳Matureactive
00709272 · ltd · incorporated 1961-11-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£3.71M
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 59.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 59.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
19 officers (4 active, 19 linked, 13 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
154 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,706,022
Net assets shrinking
Down £222,400 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£3.7m
↓ 5.7% YoY
Current Assets
£236k
↓ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Total assets | £3.71M | £3.93M |
| Current assets | £235.5k | £304.4k |
| Net assets | £3.71M | £3.93M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
- 2026-04-07📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-04-06➕SIMPSON, Andrew George appointedsecretary
- 2025-11-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-03➕HARRINGTON, Tania Karen appointeddirector
- 2020-09-16📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-09-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-09-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-12➕SIMPSON, Diane Mary appointedsecretary
- 2020-09-12➖PEDERSEN, Natasha resignedsecretary
- 2020-09-12➖PEDERSEN, Natasha resigneddirector
- 2020-05-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-22➖POWELL, Peter David resigneddirector
- 2020-01-17📄memorandum-articlesincorporation · MA
- 2020-01-17📄resolutionresolution · RESOLUTIONS
- 2019-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-08📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-04-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2019-04-06➕PEDERSEN, Natasha appointedsecretary
- 2019-04-06➖SIMPSON, Diane Mary resignedsecretary
- 2018-12-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-30➖HART, James Jeremy resigneddirector
- 2018-09-30➖STOW, Moyia Grace Emma, Mrs. resigneddirector
- 2016-08-05➖SIMPSON, Andrew George resignedsecretary
- 2016-08-05➕SIMPSON, Diane Mary appointedsecretary
- 2014-12-08➕POWELL, Peter David appointeddirector
- 2014-11-05➖WHYBROW, Roger Watson resigneddirector
- 2013-06-30➖HART, Erica Gijsbertha resigneddirector
- 2013-06-30➖SIMPSON, Andrew George resigneddirector
- 2011-12-10➖ALEXANDER, Woods resigneddirector
- 2011-12-10➕PEDERSEN, Natasha appointeddirector
- 2011-05-23🔒Charge registered #3Lender: Lloyds Tsb Bank PLC
- 2010-04-21➕SIMPSON, Andrew George appointedsecretary
- 2010-04-21➖STOW, Christopher Edward resignedsecretary
- 2010-04-21➖STOW, Christopher Edward resigneddirector
- 2006-06-21➕HART, Holly appointeddirector
- 2006-06-21➕ALEXANDER, Woods appointeddirector
- 2000-01-01➕SIMPSON, Andrew George appointeddirector
- 1999-12-31➖LOCKHART, Geoffrey John Charles resigneddirector
- 1995-10-05➕HART, James Jeremy appointeddirector
- 1995-10-05➕STOW, Christopher Edward appointeddirector
- 1995-02-14➖HILLS, Myrtle Emily Hilda resigneddirector
- 1994-07-27➕LOCKHART, Geoffrey John Charles appointeddirector
- 1973-04-03🔒Charge registered #2Lender: Lloyds Bank PLC
- 1967-03-20🔒Charge registered #1Lender: Trustees of the Legal Order of Ancient Shepherds (As Plain Unity) Friendly Society
Showing most recent 50 of 51 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs. Moyia Grace Emma Stow Individual · British · DOB 02/1937 · age 89 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & H PHILLIPS LTD→ 15184998 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & J ACQUISITION LTD→ 12858004 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A J O PROPERTY INVESTMENTS LIMITED→ 13449594 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A.J.T PROPERTY INVESTMENTS LIMITED→ 10770645 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A&G REALTY LTD→ 16816997 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACORN PARK HOMES MANAGEMENT LTD→ 09666837 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACORNGAIN PROPERTY MANAGEMENT COMPANY LIMITED→ 02626422 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| ACP (BILLERICAY) LIMITED→ 14014913 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACURA PROPERTIES LTD→ 11511227 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AD PRIME MANAGEMENT LTD→ 16613047 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD PRIME PROPERTY LTD→ 16561264 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADAM POVEY PROPERTIES LTD→ 11040217 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1961-11-29
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3 Worcester Road
Colchester
Essex
CO1 2RH
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2026-12-23
Last: 2025-12-09
Officers (4 active · 15 resigned)
SIMPSON, Andrew George→
Activesecretary · appointed 2026-04-06
View their other companies + combined net worth →
SIMPSON, Diane Mary→
Activesecretary · appointed 2020-09-12
View their other companies + combined net worth →
HARRINGTON, Tania Karen→
Activedirector · ~61y · appointed 2020-11-03
View their other companies + combined net worth →
Active
PEDERSEN, Natasha→
Resignedsecretary · appointed 2019-04-06 · resigned 2020-09-12
SIMPSON, Andrew George→
Resignedsecretary · appointed 2010-04-21 · resigned 2016-08-05
SIMPSON, Diane Mary→
Resignedsecretary · appointed 2016-08-05 · resigned 2019-04-06
STOW, Christopher Edward→
Resignedsecretary · resigned 2010-04-21
ALEXANDER, Woods→
Resigneddirector · ~59y · appointed 2006-06-21 · resigned 2011-12-10
HART, Erica Gijsbertha→
Resigneddirector · ~87y · resigned 2013-06-30
HART, James Jeremy→
Resigneddirector · ~86y · appointed 1995-10-05 · resigned 2018-09-30
HILLS, Myrtle Emily Hilda→
Resigneddirector · ~116y · resigned 1995-02-14
LOCKHART, Geoffrey John Charles→
Resigneddirector · ~100y · appointed 1994-07-27 · resigned 1999-12-31
PEDERSEN, Natasha→
Resigneddirector · ~63y · appointed 2011-12-10 · resigned 2020-09-12
POWELL, Peter David→
Resigneddirector · ~79y · appointed 2014-12-08 · resigned 2020-04-22
SIMPSON, Andrew George→
Resigneddirector · ~77y · appointed 2000-01-01 · resigned 2013-06-30
STOW, Christopher Edward→
Resigneddirector · ~97y · appointed 1995-10-05 · resigned 2010-04-21
STOW, Moyia Grace Emma, Mrs.→
Resigneddirector · ~89y · resigned 2018-09-30
WHYBROW, Roger Watson→
Resigneddirector · ~87y · resigned 2014-11-05
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 23/05/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 03/04/1973 | — | |
| outstanding | Trustees of the Legal Order of Ancient Shepherds (As Plain Unity) Friendly Society | Legal charge | 1 property | 20/03/1967 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (154 total)
appoint-person-secretary-company-with-name-date
officers · AP03
2026-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-03
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-09
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-23
appoint-person-director-company-with-name-date
officers · AP01
2020-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-09
appoint-person-secretary-company-with-name-date
officers · AP03
2020-09-16