UPM RAFLATAC LIMITED
- · Oldest live charge 42.1y old — refinance window within 12 months
Opportunity 54/100 (worth a look), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (50/100). Current lenders should be on monthly review.
Refinance opportunity
1 live charge · oldest 42.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 42.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (62 events)Click to expand
- 2014-02-26⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2014-02-26🏁Company dissolved
- 2013-11-26⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · 4.71
- 2013-05-03⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · 4.70
- 2013-05-03⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2013-05-03📄resolutionresolution · RESOLUTIONS
- 2012-11-26📄legacycapital · SH20
- 2012-11-26📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2012-11-26⚠️legacyinsolvency · CAP-SS
- 2012-11-26📄resolutionresolution · RESOLUTIONS
- 2012-05-30📄accounts-with-accounts-type-fullaccounts · AA
- 2012-04-24📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-06-02📄accounts-with-accounts-type-fullaccounts · AA
- 2011-04-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-12-09📄termination-director-company-with-nameofficers · TM01
- 2010-12-09📄appoint-person-director-company-with-nameofficers · AP01
- 2010-12-03➕KIVELA, Juuli Anniina appointeddirector
- 2010-12-03➖MEURMAN, Petri Jaakko Antero resigneddirector
- 2010-11-04📄capital-name-of-class-of-sharescapital · SH08
- 2010-11-04📄resolutionresolution · RESOLUTIONS
- 2010-07-01📄accounts-with-accounts-type-fullaccounts · AA
- 2010-05-06📄change-person-director-company-with-change-dateofficers · CH01
- 2010-05-06📄change-person-secretary-company-with-change-dateofficers · CH03
- 2010-02-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-02-18📄change-person-director-company-with-change-dateofficers · CH01
- 2010-02-18📄change-person-director-company-with-change-dateofficers · CH01
- 2010-02-18📄change-person-director-company-with-change-dateofficers · CH01
- 2009-07-08📄legacyofficers · 288b
- 2009-07-01➕CHALMERS, David Graeme appointedsecretary
- 2009-07-01➕WRIGHT, Alan appointeddirector
- 2009-07-01➖MARSDEN, Kenneth resignedsecretary
- 2009-07-01➖HOFFMAN, Duncan resigneddirector
- 2009-07-01➕MEURMAN, Petri Jaakko Antero appointeddirector
- 2009-07-01➖VIRMAVIRTA, Juha resigneddirector
- 2008-02-15➕CHALMERS, David Graeme appointeddirector
- 2008-02-15➖FORSSTROM, Jan Erik resigneddirector
- 2008-02-15➖JOHNSON, Shaun Patrick resigneddirector
- 2008-02-15➖KAENNIEMI, Heikki Juhani resigneddirector
- 2008-02-15➖KARI, Mikko Tapio resigneddirector
- 2008-02-15➖KONKARIKOSKI, Jani Matti resigneddirector
- 2006-08-01➕KARI, Mikko Tapio appointeddirector
- 2005-10-31➖ROHWEDER, Thomas resigneddirector
- 2005-08-31➖WORMALD, David Alan, Dr resigneddirector
- 2005-05-01➕KONKARIKOSKI, Jani Matti appointeddirector
- 2005-04-01➕JOHNSON, Shaun Patrick appointeddirector
- 2004-01-21➕FORSSTROM, Jan Erik appointeddirector
- 2004-01-21➕ROHWEDER, Thomas appointeddirector
- 2004-01-21➕VIRMAVIRTA, Juha appointeddirector
- 2003-12-31➖STROMBERG, Erkka Yrjoe Juhani resigneddirector
- 1999-03-05➖ALDERSON, Kenneth resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 63 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-02-26
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-02-26: gazette-dissolved-liquidation; 2013-11-26: liquidation-voluntary-members-return-of-final-meeting
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10SQUARED LIMITED→ 05174578 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 1863 MOUNTAINEER LOCOMOTIVE LTD→ 11888664 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1ST DEFENCE FABRICATIONS LIMITED→ 06493738 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| 2B PRINT LIMITED→ 09180754 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 2MOTOUK LTD→ 12869229 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 7STREET LIMITED→ 06804221 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| A & G CARAVANS LIMITED→ 06480292 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A1 MICROWAVE LIMITED→ 04937851 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A19 GARDEN MACHINERY LTD→ 08212342 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| A2Z ELECTRICAL (YORK) LTD→ 16564662 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAZTEC ASSOCIATES LIMITED→ 02728934 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| ABBEY JET LTD→ 10260569 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 17 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 04/04/1984 | 23/01/1987 |