A.CAIN(FUNERAL SERVICES)LIMITED

🌳Matureactive
00786212 · ltd · incorporated 1963-12-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 42.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Funeral and related activities
Sector: Other service activities
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 42.4y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 42.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
111 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees9900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-03
    📄
    capital-name-of-class-of-shares
    capital · SH08
  4. 2023-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-12-12
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  6. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-10-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2021-10-14
    MURRAY, Benjamin Andrew Cain appointed
    director
  10. 2021-09-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2020-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-11-16
    📄
    capital-return-purchase-own-shares
    capital · SH03
  13. 2020-11-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2020-11-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2020-11-02
    📄
    capital-cancellation-shares
    capital · SH06
  16. 2020-10-29
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2020-10-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2020-09-10
    MURRAY, Nigel Paul resigned
    director
  19. 2020-09-08
    MURRAY, Julie Anne appointed
    director
  20. 2020-08-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2020-08-14
    🔒
    Charge registered #4
    Lender: Lloyds Bank PLC
  22. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2011-03-31
    MURRAY, Julie Anne appointed
    secretary
  24. 2011-03-31
    MURRAY, Rosaline Jean resigned
    secretary
  25. 2011-03-31
    MURRAY, Michael James Cain resigned
    director
  26. 2011-03-31
    MURRAY, Rosaline Jean resigned
    director
  27. 2004-08-05
    🔒
    Charge registered #3
    Lender: Lloyds Tsb Bank PLC
  28. 1993-12-23
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  29. 1984-01-20
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  30. 1963-12-30
    🏢
    Company incorporated
    As A.CAIN(FUNERAL SERVICES)LIMITED

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — MURRAY, Benjamin Andrew Cain (same surname) appointed 2021-10-14. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryStable-but-static management: Company is 62 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Simon Andrew Cain Murray
Individual · British · DOB 09/1963 · age 63
75100%
75-100% shares06/04/2016
1 historic (ceased) PSC
  • Mr Nigel Paul Murrayceased 09/09/2020· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1963-12-30
Jurisdictionengland-wales
Primary SIC96030 — Funeral and related activities

Registered office

2 Lake End Court
Taplow Road, Taplow
Maidenhead
Berkshire
SL6 0JQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-01
Last: 2026-02-15

Officers (4 active · 4 resigned)

MURRAY, Julie Anne
secretary · appointed 2011-03-31
View their other companies + combined net worth →
Active
MURRAY, Benjamin Andrew Cain
director · ~40y · appointed 2021-10-14
View their other companies + combined net worth →
Active
MURRAY, Julie Anne
director · ~63y · appointed 2020-09-08
View their other companies + combined net worth →
Active
MURRAY, Simon Andrew Cain
director · ~63y
View their other companies + combined net worth →
Active
MURRAY, Rosaline Jean
secretary · resigned 2011-03-31
Resigned
MURRAY, Michael James Cain
director · ~94y · resigned 2011-03-31
Resigned
MURRAY, Nigel Paul
director · ~69y · resigned 2020-09-10
Resigned
MURRAY, Rosaline Jean
director · ~92y · resigned 2011-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property14/08/2020
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Mortgage1 property05/08/2004
outstanding
Lloyds Banking Group
Lloyds Bank PLC
Legal mortgage1 property23/12/1993
outstanding
Lloyds Banking Group
Lloyds Bank PLC
Legal charge1 property20/01/1984
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (111 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-06
capital-name-of-class-of-shares
capital · SH08
2024-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-24
appoint-person-director-company-with-name-date
officers · AP01
2021-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-16
appoint-person-director-company-with-name-date
officers · AP01
2021-09-16