A. BRATT & SON LIMITED
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 41.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 41.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £176.2k | — |
| Current assets | £274.3k | — |
| Cash | £20 | — |
| Debtors | £100.1k | — |
| Net assets | £165.9k | — |
| Average employees | — | -1600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (29 events)Click to expand
- 2026-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-07-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-02-02📄change-person-director-company-with-change-dateofficers · CH01
- 2017-05-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-01-08🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 2012-11-26🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2008-07-15🔓Charge satisfied #2
- 2008-06-16🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2003-07-31➕DAVENPORT, Deborah Collette appointedsecretary
- 2003-07-31➖BRATT, Peter David resignedsecretary
- 2003-07-31➖BRATT, Peter David resigneddirector
- 2003-07-14🔒Charge registered #3Lender: Yorkshire Bank PLC
- 2003-02-28➕BRATT, Stephen John appointeddirector
- 2003-02-28➖BRATT, John Alfred resigneddirector
- 1998-12-31🔓Charge satisfied #1
- 1998-11-11🔒Charge registered #2Lender: Yorkshire Bank PLC
- 1985-06-14🔒Charge registered #1Lender: National Westminster Bank PLC
- 1964-10-12🏢Company incorporatedAs A. BRATT & SON LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BRATT" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 62 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen John Bratt Individual · British · DOB 03/1968 · age 58 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mrs Mandy Marie Bratt Individual · British · DOB 06/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/02/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 11803074 LIMITED→ 11803074 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 17D LIMITED→ 11776389 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1ST CALL REFRIGERATION LTD→ 10155638 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST FABS LTD→ 14237521 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2 SURFACE LEATHER LTD→ 08254727 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 4D BDORMANT LTD→ 12409059 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 4D MEDICAL DEVICES LTD→ 14999593 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4D MEDICINE LTD→ 11598297 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 5 BOROUGHS LUBRICANTS LTD.→ 08931515 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 8 STAGE LIMITED→ 05955295 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| A.B. CONVEYORS LTD→ 09854541 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A1 GARDEN BUILDINGS LIMITED→ 04320360 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 08/01/2013 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 26/11/2012 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Legal mortgage | 1 property | 16/06/2008 | — | |
| outstanding | Virgin Money Yorkshire Bank PLC | Debenture | 1 property | 14/07/2003 | — | |
| satisfied | Virgin Money Yorkshire Bank PLC | Legal mortgage | 1 property | 11/11/1998 | 15/07/2008 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 14/06/1985 | 31/12/1998 |