HUMBERSTONE & PULFORD (ALDERSHOT) LIMITED
🌳Matureactive
00849656 · ltd · incorporated 1965-05-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 57.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£419.2k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueActive trading company with a 85-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 57.5y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 57.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (5 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £419,166
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£419k
↑ 2.1% YoY
Current Assets
£437k
↑ 2.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-01-28 | 2024-01-28 |
|---|---|---|
| Total assets | £419.2k | £410.5k |
| Current assets | £437.5k | £428.1k |
| Net assets | £419.2k | £410.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-26➖PULFORD, Peter Richard resigneddirector
- 2023-07-20➕HUMBERSTONE, Ian Philip appointeddirector
- 2023-07-20➕HUMBERSTONE, Miles Richard, Doctor appointeddirector
- 2023-07-19➕HUMBERSTONE, Kim Elizabeth appointeddirector
- 2022-11-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-10-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2000-02-01➕HUMBERSTONE, Janet Winifred appointedsecretary
- 2000-02-01➕PULFORD, Peter Richard appointeddirector
- 2000-01-31➖WEBSTER, Patricia Gertrude resignedsecretary
- 2000-01-31➖WEBSTER, Bernard Horace John resigneddirector
- 1994-05-10➖PULFORD, Albert Edward resigneddirector
- 1968-12-18🔒Charge registered #1Lender: Industrial and Commercial Finance Corporation, LTD
- 1965-05-21🏢Company incorporatedAs HUMBERSTONE & PULFORD (ALDERSHOT) LIMITED
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "HUMBERSTONE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 85 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Janet Winifred Humberstone Individual · British · DOB 06/1941 · age 85 | — | 75–100% | 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 8013B LIMITED→ 12245974 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALTERNATIVE COMMERCIAL FINANCE LIMITED→ 08547499 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AMELIO INVESTMENTS LIMITED→ 15980117 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLEAR COVER WARRANTIES LIMITED→ 16832103 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORALLINE HEALTH LIMITED→ 10687105 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CORNERSTONE GLOBAL LIMITED→ 16671528 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DEC FINANCIAL SERVICES LTD→ 07991898 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GRATITOOD LTD→ 16301214 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GREAT CENTRAL LAND LIMITED→ 03298078 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| GRUNDYS PROPERTY LTD→ 16394991 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HOWARD BELT WEALTH MANAGEMENT LIMITED→ 16257584 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HUTCHINSON PROPERTY INVESTMENT LIMITED→ 16990079 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1965-05-21
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
Highfield
22 Saint Marys Lane
Louth
Lincolnshire
LN11 0DT
Filing status
Accounts
Next due: 2026-10-28
Last made up to: 2025-01-28
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28
Officers (5 active · 4 resigned)
HUMBERSTONE, Janet Winifred→
Activesecretary · appointed 2000-02-01
View their other companies + combined net worth →
HUMBERSTONE, Ian Philip→
Activedirector · ~58y · appointed 2023-07-20
View their other companies + combined net worth →
Active
HUMBERSTONE, Kim Elizabeth→
Activedirector · ~63y · appointed 2023-07-19
View their other companies + combined net worth →
HUMBERSTONE, Miles Richard, Doctor→
Activedirector · ~60y · appointed 2023-07-20
View their other companies + combined net worth →
WEBSTER, Patricia Gertrude→
Resignedsecretary · resigned 2000-01-31
PULFORD, Albert Edward→
Resigneddirector · ~112y · resigned 1994-05-10
PULFORD, Peter Richard→
Resigneddirector · ~71y · appointed 2000-02-01 · resigned 2023-07-26
WEBSTER, Bernard Horace John→
Resigneddirector · ~97y · resigned 2000-01-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Industrial and Commercial Finance Corporation, Industrial and Commercial Finance Corporation, LTD | Collateral debenture | 1 property | 18/12/1968 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (120 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-28
appoint-person-director-company-with-name-date
officers · AP01
2023-07-28
appoint-person-director-company-with-name-date
officers · AP01
2023-07-28
appoint-person-director-company-with-name-date
officers · AP01
2023-07-28
termination-director-company-with-name-termination-date
officers · TM01
2023-07-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-05
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-10-21