AA FINANCIAL SERVICES LIMITED
🌳Matureactive
00912211 · ltd · incorporated 1967-08-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 38.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 38.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 38.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
63 officers (3 active, 63 linked, 45 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
294 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (143 events)Click to expand
- 2025-07-24📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-11➕PARPIA, Alia Hermione Manu appointeddirector
- 2024-11-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-01➖HORVATH, Briony Jennifer resigneddirector
- 2024-11-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-08📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-26📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-01➕HORVATH, Briony Jennifer appointeddirector
- 2022-12-31➖FAIRCLOUGH, James Edward resigneddirector
- 2022-10-31📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-01➕PARK, Joseph Augustus appointeddirector
- 2022-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-15➖COUGHLAN, David Patrick resigneddirector
- 2022-03-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-10-12📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-01➕COX, James Edward appointedsecretary
- 2021-06-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-05-31➖HOOSEN, Nadia resignedsecretary
- 2020-09-01📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-08-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-17➖BREAKWELL, Simon John resigneddirector
- 2020-07-17➕COUGHLAN, David Patrick appointeddirector
- 2020-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-14➖MILES, Lewis David resigneddirector
- 2019-08-01➖SEARLE, David Richard resigneddirector
- 2019-07-19➕FAIRCLOUGH, James Edward appointeddirector
- 2019-06-27➕BREAKWELL, Simon John appointeddirector
- 2019-01-30➖FREE, Catherine Marie resignedsecretary
- 2019-01-30➕HOOSEN, Nadia appointedsecretary
- 2018-08-31➖PRICE, Gregory Laurence resigneddirector
- 2018-07-20➕MILES, Lewis David appointeddirector
- 2018-06-08➖LLOYD, Michael Samuel resigneddirector
- 2018-06-08➕SEARLE, David Richard appointeddirector
- 2018-04-17➕FREE, Catherine Marie appointedsecretary
- 2018-04-17➖MILLAR, Mark Falcon resignedsecretary
- 2017-06-30➖JOHNSON, Michael resigneddirector
- 2017-06-30➕PRICE, Gregory Laurence appointeddirector
- 2016-05-24➖PRITCHARD, Gillian Rosemary resigneddirector
- 2016-04-30➕PRITCHARD, Gillian Rosemary appointeddirector
- 2016-04-30➖SCOTT, Robert James resigneddirector
- 2015-12-14➖CLARKE, Martin Andrew, Dr resigneddirector
- 2015-12-14➕JOHNSON, Michael appointeddirector
- 2015-12-14➕LLOYD, Michael Samuel appointeddirector
Showing most recent 50 of 143 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Automobile Association Insurance Services Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Automobile Association Insurance Services Holdings Limited
Corporate parent · holds 75-100% shares
⬇
AA FINANCIAL SERVICES LIMITED
This company · 00912211
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Automobile Association Insurance Services Holdings Limited Corporate entity | 75–100% | — | 75-100% shares · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| AFRIKMONEY LTD→ 12724375 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AGENTIS TECHNOLOGIES LTD→ 17021335 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1967-08-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Level 3, Plant
Basing View
Basingstoke
Hampshire
RG21 4HG
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-07-05
Last: 2025-06-21
Officers (3 active · 60 resigned)
Active
PARK, Joseph Augustus→
Activedirector · ~56y · appointed 2022-04-01
View their other companies + combined net worth →
PARPIA, Alia Hermione Manu→
Activedirector · ~43y · appointed 2025-02-11
View their other companies + combined net worth →
DAVIES, John→
Resignedsecretary · appointed 2007-09-18 · resigned 2012-08-17
FREE, Catherine Marie→
Resignedsecretary · appointed 2018-04-17 · resigned 2019-01-30
HARRISON, Maxine Louise→
Resignedsecretary · appointed 2000-12-29 · resigned 2002-03-14
HARRISON, Maxine Louise→
Resignedsecretary · appointed 1997-01-14 · resigned 1999-09-23
HAYNES, Victoria→
Resignedsecretary · appointed 2013-07-31 · resigned 2014-04-22
HOOSEN, Nadia→
Resignedsecretary · appointed 2019-01-30 · resigned 2021-05-31
MILLAR, Mark Falcon→
Resignedsecretary · appointed 2014-09-08 · resigned 2018-04-17
RITCHIE, Ian→
Resignedsecretary · appointed 1999-09-23 · resigned 2000-09-01
SCOTT, Robert James→
Resignedsecretary · appointed 2014-04-22 · resigned 2014-09-08
SKEEN, Colin Jeffrey→
Resignedsecretary · resigned 1998-01-14
STRINGER, Andrew Paul→
Resignedsecretary · appointed 2012-08-17 · resigned 2013-07-31
TOUSDALE, Carolyn→
Resignedsecretary · appointed 2005-06-01 · resigned 2007-09-18
CENTRICA SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2002-03-14 · resigned 2004-09-30
CENTRICA SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2000-09-01 · resigned 2000-12-29
CLIFFORD CHANCE SECRETARIES (CCA) LIMITED→
Resignedcorporate-secretary · appointed 2004-09-30 · resigned 2005-06-01
ASHTON, Stephen David→
Resigneddirector · ~63y · appointed 2009-08-28 · resigned 2011-06-30
BOLAND, Andrew Kenneth→
Resigneddirector · ~57y · appointed 2013-01-31 · resigned 2014-12-19
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Deutsche Trustee Company (The Obligor Security Trustee) Deutsche Trustee Company Limited (The Obligor Security Trustee) | A registered charge | 1 property | 02/07/2013 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Security and trust deed | 1 property | 17/07/1989 | 23/09/2004 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Turst deed. | 1 property | 15/12/1987 | 19/11/1989 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (294 total)
accounts-with-accounts-type-full
accounts · AA
2025-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-05
change-person-director-company-with-change-date
officers · CH01
2025-07-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-06-23
appoint-person-director-company-with-name-date
officers · AP01
2025-02-18
termination-director-company-with-name-termination-date
officers · TM01
2024-11-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-01
accounts-with-accounts-type-full
accounts · AA
2024-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-02
accounts-with-accounts-type-full
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-21
appoint-person-director-company-with-name-date
officers · AP01
2023-01-09
termination-director-company-with-name-termination-date
officers · TM01
2023-01-09
accounts-with-accounts-type-full
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-21