CHURCH OF GOD IN CHRIST (CALVARY) LIMITED

🌳Matureactive

00962675 · private-limited-guarant-nsc · incorporated 1969-09-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Activities of religious organisations

Sector: Other service activities

Investor take

Pursue

Active trading company with a 91-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 91). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

15 live charges · 5 lenders · oldest 39.9y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 39.9 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 55/100 (high).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

15 charges (15/15 with lender, 15/15 with type)

Directors & officers

29 officers (13 active, 29 linked, 26 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

169 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30	2024-09-30
Average employees	—	100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filings

• 1 accounts
• 1 mortgage

Last 180 days

filings

• 6 mortgage
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (82 events)Click to expand

2026-06-30
📄
accounts-with-accounts-type-small
accounts · AA
2026-05-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-27
🔒
Charge registered #15
Lender: The Pentecostal Credit Union Limited Trading as Pentecostal Community Bank (Pcb)
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
🔓
Charge satisfied #14
2026-03-02
🔓
Charge satisfied #13
2026-03-02
🔓
Charge satisfied #12
2026-03-02
🔓
Charge satisfied #11
2026-03-02
🔓
Charge satisfied #8
2025-07-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-30
📄
accounts-with-accounts-type-small
accounts · AA
2025-03-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-28
➕
WALLACE, Douglas Oliver, Rev appointed
director
2024-06-21
📄
accounts-with-accounts-type-small
accounts · AA
2023-06-30
📄
accounts-with-accounts-type-small
accounts · AA
2022-06-28
📄
accounts-with-accounts-type-small
accounts · AA
2021-07-04
📄
accounts-with-accounts-type-small
accounts · AA
2020-09-01
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-01
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-01
🔓
Charge satisfied #9
2020-09-01
🔓
Charge satisfied #4
2020-07-22
📄
accounts-with-accounts-type-small
accounts · AA
2020-03-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-03-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-03-10
➕
NELSON, Stephen, Rev appointed
director
2020-03-10
➖
THOMPSON, Gladstone, Rev resigned
director
2019-10-30
🔒
Charge registered #14
Lender: National Westminster Bank PLC
2019-07-11
🔓
Charge satisfied #7
2019-07-11
🔓
Charge satisfied #6
2019-07-11
🔓
Charge satisfied #5
2019-07-11
🔓
Charge satisfied #3
2019-04-16
➖
WALLACE, Cleveland Theodore, Rev resigned
director
2019-04-16
➖
WILLIAMS, Michael Emanuel, Rev resigned
director
2016-02-27
➕
HENRY, David, Rev appointed
director
2016-02-27
➖
MARSHALL, Courtney, Rev resigned
director
2014-10-29
🔒
Charge registered #13
Lender: National Westminster Bank PLC
2012-12-15
➕
PATRICK, Elroy Calvert, Revd appointed
director
2012-11-07
➖
HUDSON, Austin, Rev resigned
director
2012-02-18
➕
ROBINSON, Dave, Revd appointed
director
2011-12-17
➕
SPENCER, Winston George appointed
director
2011-08-26
🔒
Charge registered #12
Lender: National Westminster Bank PLC
2011-08-16
🔒
Charge registered #11
Lender: National Westminster Bank PLC
2011-07-02
🔓
Charge satisfied #10
2011-03-31
➕
GRANT, Herald Horace appointed
director
2010-12-30
➕
FENTY, Clevere Athelstan appointed
secretary
2010-12-30
➕
FENTY, Clevere Athelstan appointed
secretary

Showing most recent 50 of 82 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-11 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 91 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Rev Alvin Blake Individual · British · DOB 05/1935 · age 91	—	—	board controlboard control · trust interest	30/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CHALTON HEIGHTS 1964 LIMITED→ 08857825 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
CHANTALA MORRIS DINGLE LIMITED→ 16963266 · est 2026 · no financials extracted	—	—	—	—	—	—	—
CHESTNUT MORGAN HOLDINGS LTD→ 11720208 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CHILLI PILATES INVESTMENTS LTD→ 09107814 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
CHILLSTONE SCIENTIFIC LIMITED→ 08365435 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
CHRISTIAN FAMILY FELLOWSHIP INTERNATIONAL→ 12161748 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHURCH ROAD PROPERTY (LINSLADE) LTD→ 15292322 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CLEANING BUSINESS GROWTH ACADEMY LTD→ 16087081 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
COGNITIOUS LTD→ 09471989 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
COLLECTIVE 3 GROUP LIMITED→ 10561799 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
COMMISSIONED GENERATION CIC→ 16281840 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
COMMUNITY OF CHRIST IN LONDON LTD→ 02856159 · est 1993 · no financials extracted	—	—	—	—	32y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1969-09-25

Jurisdictionengland-wales

Primary SIC94910 — Activities of religious organisations

Registered office

127 Dunstable Road

Luton

Bedfordshire

LU1 1BW

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-12-29

Last: 2025-12-15