ACR
🌳Matureactive
00985677 · private-unlimited · incorporated 1970-07-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
ALSO REGISTERED FOR
- 64999Financial intermediation not elsewhere classified
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (40/100).
🏦
Refinance opportunity
11 live charges · 7 lenders · oldest 55.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 55.2 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
38 officers (2 active, 38 linked, 29 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
228 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (108 events)Click to expand
- 2025-12-08📄accounts-amended-with-accounts-type-dormantaccounts · AAMD
- 2025-07-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-26➕FORREST, Stephanie Louise appointeddirector
- 2025-03-26➖SIDES, Lindsay Ginnette resigneddirector
- 2024-12-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-06-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-04-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-04-03➖BALINSKA-JUNDZILL, Catherine ('Kasia') Marie Madeleine resignedsecretary
- 2024-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01➕SIDES, Lindsay Ginnette appointeddirector
- 2024-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-29➖LINSTEAD, Sarah Jane resigneddirector
- 2023-07-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-07-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-07-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-06-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-04-26➕HASTINGS, Christopher Alan, Mr. appointeddirector
- 2019-04-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-04-05➖COOK, Stuart Donald resigneddirector
- 2016-11-02➕LINSTEAD, Sarah Jane appointeddirector
- 2016-07-14➖NIMMO, Mark Alexander resigneddirector
- 2012-07-14🔓Charge satisfied #5
- 2010-08-02➖DICKINSON, Paul Christian resigneddirector
- 2007-06-04➖BATAILLE, Alain resigneddirector
- 2007-06-04➖THIRIET, Arnaud resigneddirector
- 2006-01-12➖ALLEN, Keith resignedsecretary
- 2006-01-12➕BALINSKA-JUNDZILL, Catherine ('Kasia') Marie Madeleine appointedsecretary
- 2006-01-12➖ALLEN, Keith resigneddirector
- 2006-01-12➕BATAILLE, Alain appointeddirector
- 2006-01-12➕COOK, Stuart Donald appointeddirector
- 2006-01-12➕DICKINSON, Paul Christian appointeddirector
- 2006-01-12➖FLETCHER, Nigel Norman resigneddirector
- 2006-01-12➖LEFEVRE, Didier resigneddirector
- 2006-01-12➖MASTERSON, Michael John resigneddirector
- 2006-01-12➕NIMMO, Mark Alexander appointeddirector
- 2006-01-12➖RENAUD, Jean Claude resigneddirector
- 2006-01-12➖SERRES, Pascal resigneddirector
- 2006-01-12➕THIRIET, Arnaud appointeddirector
- 2003-02-28➕ALLEN, Keith appointedsecretary
- 2003-02-28➖MOODLIAR, Arula Nanthan resignedsecretary
- 2003-02-28➕ALLEN, Keith appointeddirector
- 2003-02-28➖BARRETT, Stephen John resigneddirector
- 2003-02-28➕FLETCHER, Nigel Norman appointeddirector
- 2003-02-28➕LEFEVRE, Didier appointeddirector
Showing most recent 50 of 108 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Société Générale Investments (U.K.) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Société Générale Investments (U.K.) Limited
Corporate parent · holds 75-100% shares
⬇
ACR
This company · 00985677
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Société Générale Investments (U.K.) Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A N EXPRESS LIMITED→ 04778768 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALDERSON DIGITAL LTD→ 11165336 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALDGATE HOTEL HOLDCO LIMITED→ 13390002 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALDGATE RETENTION FUNDING LIMITED→ 13709597 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALIAZAN INVESTMENTS UK LIMITED→ 15674188 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALIUM CONSULTANCY LTD→ 12262995 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALKOR CONSULTING LTD→ 12992235 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALL SEASON CLAIMS LIMITED→ 16716134 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPCAPS LTD→ 16149618 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHA B INVESTMENTS CORP LTD→ 16389634 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHORIZEN LTD→ 14851918 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALTER-NATIVE SOLUTIONS UK LTD→ 06933692 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-unlimited
Incorporated1970-07-29
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
One Bank Street
Canary Wharf
London
E14 4SG
England
Filing status
Accounts
Next due: —
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-14
Last: 2025-05-31
Officers (2 active · 36 resigned)
FORREST, Stephanie Louise→
Activedirector · ~51y · appointed 2025-03-26
View their other companies + combined net worth →
HASTINGS, Christopher Alan, Mr.→
Activedirector · ~57y · appointed 2019-04-26
View their other companies + combined net worth →
ALLEN, Keith→
Resignedsecretary · appointed 2003-02-28 · resigned 2006-01-12
BALINSKA-JUNDZILL, Catherine ('Kasia') Marie Madeleine→
Resignedsecretary · appointed 2006-01-12 · resigned 2024-04-03
BARRETT, Stephen John→
Resignedsecretary · appointed 1999-07-27 · resigned 2000-09-15
BENNETT, Michael Ronald→
Resignedsecretary · appointed 1995-10-02 · resigned 1998-09-03
HUGHES, Graham Paul→
Resignedsecretary · appointed 1998-09-03 · resigned 1999-08-10
KJOLHEDE, Katherine Marie→
Resignedsecretary · appointed 1998-09-03 · resigned 1999-08-10
MOODLIAR, Arula Nanthan→
Resignedsecretary · appointed 2000-09-15 · resigned 2003-02-28
PEARSON, Geoffrey Alan→
Resignedsecretary · resigned 1993-02-13
PORTER, Michael Bernard→
Resignedsecretary · appointed 1993-10-01 · resigned 1995-09-29
ALLEN, Keith→
Resigneddirector · ~63y · appointed 2003-02-28 · resigned 2006-01-12
ASTRAND, Jan Gunnar→
Resigneddirector · ~79y · appointed 1998-09-03 · resigned 1999-06-30
BARRETT, Stephen John→
Resigneddirector · ~77y · appointed 1999-07-27 · resigned 2003-02-28
BATAILLE, Alain→
Resigneddirector · ~81y · appointed 2006-01-12 · resigned 2007-06-04
BENNETT, Michael Ronald→
Resigneddirector · ~77y · appointed 1995-10-02 · resigned 1998-09-03
CLAYTON, Aleksandra Julanta→
Resigneddirector · ~84y · resigned 1998-09-03
CLAYTON, Henry→
Resigneddirector · ~117y · resigned 1993-01-10
COHEN, James Maurice→
Resigneddirector · ~70y · appointed 1998-08-18 · resigned 1999-07-23
COOK, Stuart Donald→
Resigneddirector · ~62y · appointed 2006-01-12 · resigned 2019-04-05
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
0
Outstanding
0
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 06/12/1996 | 17/09/1998 | |
| satisfied | Ford Motor Credit Company | Debenture | 1 property | 13/11/1987 | 15/08/1998 | |
| satisfied | Grindlays Industrial Finance Grindlays Industrial Finance LTD | Legal charge | 1 property | 27/08/1986 | 13/09/1997 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Charge | 1 property | 14/09/1984 | 20/04/1988 | |
| satisfied | Forward Trust Forward Trust Limited | Master agreement & charge | 1 property | 26/02/1981 | 23/01/1999 | |
| satisfied | Lloyd and Scottish (Leasing) Lloyd and Scottish (Leasing) LTD | Debenture | 1 property | 12/11/1976 | 13/09/1997 | |
| satisfied | Ford Motor Credit Co Ford Motor Credit Co LTD | Debenture | 1 property | 16/08/1976 | 14/07/2012 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 21/11/1975 | 24/05/1997 | |
| satisfied | Ford Motor Credit Co Ford Motor Credit Co LTD | Floating charge | 1 property | 08/08/1974 | 15/08/1998 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Memo of deposit | 1 property | 07/09/1971 | 24/05/1997 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Memo of deposit | 1 property | 05/04/1971 | 24/05/1997 |
Recent filings (228 total)
accounts-amended-with-accounts-type-dormant
accounts · AAMD
2025-12-08
accounts-with-accounts-type-dormant
accounts · AA
2025-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
termination-director-company-with-name-termination-date
officers · TM01
2025-03-27
accounts-with-accounts-type-dormant
accounts · AA
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-06-06
termination-secretary-company-with-name-termination-date
officers · TM02
2024-04-15
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
termination-director-company-with-name-termination-date
officers · TM01
2024-03-01
accounts-with-accounts-type-dormant
accounts · AA
2023-07-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-31
accounts-with-accounts-type-dormant
accounts · AA
2022-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01