AGERCON LIMITED

🌳Matureactive
01048973 · ltd · incorporated 1972-04-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 74/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: family or management succession (50/100).

🏦

Refinance opportunity

108 live charges · 13 lenders · oldest 38.4y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 38.4 years old — likely at or near maturity.
  • · 13 lenders named — inter-creditor friction likely.
  • · Legal-friction score 50/100 (high).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
108 charges (108/108 with lender, 108/108 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
298 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
2
filings
  • 2 mortgage
Last 90 days
25
filings
  • 23 mortgage
  • 2 officers
Last 180 days
25
filings
  • 23 mortgage
  • 2 officers
Counts from Companies House filing history.
Corporate timeline (232 events)Click to expand
  1. 2026-06-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-06-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-06-10
    🔒
    Charge registered #108
    Lender: Paragon Bank PLC
  4. 2026-06-10
    🔒
    Charge registered #107
    Lender: Paragon Bank PLC
  5. 2026-05-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-05-11
    TAYLOR, Norah Marie Louise appointed
    director
  7. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2026-04-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2026-04-17
    🔓
    Charge satisfied #97
  18. 2026-04-17
    🔓
    Charge satisfied #93
  19. 2026-04-17
    🔓
    Charge satisfied #92
  20. 2026-04-17
    🔓
    Charge satisfied #91
  21. 2026-04-17
    🔓
    Charge satisfied #90
  22. 2026-04-17
    🔓
    Charge satisfied #89
  23. 2026-04-17
    🔓
    Charge satisfied #68
  24. 2026-04-17
    🔓
    Charge satisfied #67
  25. 2026-04-17
    🔓
    Charge satisfied #64
  26. 2026-04-17
    🔓
    Charge satisfied #59
  27. 2026-04-16
    TAYLOR, Norah Marie Louise resigned
    director
  28. 2026-04-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  29. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  30. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  31. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  32. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  33. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  34. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  35. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  36. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  37. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  38. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  39. 2026-04-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  40. 2026-04-16
    🔓
    Charge satisfied #101
  41. 2026-04-16
    🔓
    Charge satisfied #98
  42. 2026-04-16
    🔓
    Charge satisfied #88
  43. 2026-04-16
    🔓
    Charge satisfied #87
  44. 2026-04-16
    🔓
    Charge satisfied #86
  45. 2026-04-16
    🔓
    Charge satisfied #85
  46. 2026-04-16
    🔓
    Charge satisfied #84
  47. 2026-04-16
    🔓
    Charge satisfied #83
  48. 2026-04-16
    🔓
    Charge satisfied #82
  49. 2026-04-16
    🔓
    Charge satisfied #81
  50. 2026-04-16
    🔓
    Charge satisfied #70
Showing most recent 50 of 232 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

20/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — CHAPLIN, Ross Anthony (same surname) appointed 2024-04-25. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

21 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Agercon Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Agercon Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
AGERCON LIMITED
This company · 01048973

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Agercon Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control18/04/2024
1 historic (ceased) PSC
  • Mr Peter Anthony Chaplinceased 18/04/2024· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1972-04-07
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

The Gables
Molescroft Road
Beverley
North Humberside
HU17 7DU

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-29
Last: 2025-10-15

Officers (4 active · 5 resigned)

TAYLOR, Norah Marie Louise
secretary · appointed 2001-10-23
View their other companies + combined net worth →
Active
CHAPLIN, Peter Anthony
director · ~70y
View their other companies + combined net worth →
Active
CHAPLIN, Ross Anthony
director · ~42y · appointed 2024-04-25
View their other companies + combined net worth →
Active
TAYLOR, Norah Marie Louise
director · ~67y · appointed 2026-05-11
View their other companies + combined net worth →
Active
CHAPLIN, Gillian Kim
secretary · resigned 1999-09-30
Resigned
CHAPLIN, Gillian Kim
director · ~67y · resigned 1999-09-30
Resigned
CHAPLIN, Jack Alexander
director · ~36y · appointed 2019-04-05 · resigned 2019-07-09
Resigned
CHAPLIN, Ross Anthony
director · ~42y · appointed 2019-04-05 · resigned 2019-07-09
Resigned
TAYLOR, Norah Marie Louise
director · ~67y · appointed 2025-11-05 · resigned 2026-04-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

108
Total charges
21
Outstanding
5
Active lenders
Status:Lender:108 of 108 shown
TypeProperties
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property10/06/2026
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property10/06/2026
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property15/07/2022
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge3 properties29/03/2022
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property07/04/2021
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property30/06/2020
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property30/06/2020
satisfied
Santander
Santander UK PLC (As Security Trustee)
A registered charge1 property05/08/201616/04/2026
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property08/06/2015
satisfied
Santander
Santander UK PLC as Security Trustee for Itself and Each Group Member
Legal charge1 property02/04/201317/11/2021
satisfied
Santander
Santander UK PLC as Security Trustee for Itself and Each Group Member
Debenture1 property02/04/201316/04/2026
satisfied
Santander
Santander UK PLC (As Security Trustee)
Legal charge1 property20/12/201117/04/2026
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
Mortgage1 property27/05/2011
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
Mortgage1 property27/05/2011
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
Mortgage1 property27/05/2011
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201117/04/2026
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201117/04/2026
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201117/04/2026
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201117/04/2026
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201117/04/2026
satisfied
Santander
Santander UK PLC
Legal charge1 property04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Debenture1 property04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
satisfied
Santander
Santander UK PLC
Legal charge2 properties04/03/201116/04/2026
outstanding
Mortgage Express
Mortgage1 property07/11/2007
outstanding
Mortgage Express
Mortgage1 property07/11/2007
outstanding
Mortgage Express
Mortgage1 property07/11/2007
outstanding
Mortgage Express
Mortgage1 property07/11/2007
outstanding
Mortgage Express
Mortgage1 property07/11/2007
outstanding
Mortgage Express
Mortgage deed1 property07/11/2007
outstanding
Mortgage Express
Mortgage deed1 property07/11/2007
outstanding
Mortgage Express
Mortgage deed1 property07/11/2007
outstanding
Mortgage Express
Mortgage deed1 property07/11/2007
outstanding
Mortgage Trust
Mortgage Trust Limited
Legal charge1 property25/04/2006
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/09/199916/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/09/199916/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property15/07/199917/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property15/07/199917/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property01/03/199909/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property01/03/199909/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property01/03/199917/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property01/03/199909/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge4 properties22/01/199901/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge2 properties21/01/199917/06/2015
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property08/01/199917/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property08/01/199901/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge08/01/199901/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property22/12/199801/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property19/11/199809/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property19/11/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property19/11/199809/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property05/10/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property01/10/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property18/09/199801/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge2 properties01/09/199809/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property24/07/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property24/07/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property08/06/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property23/04/199809/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property20/03/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property13/03/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property06/03/199801/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property06/03/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property02/03/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property25/02/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property27/01/199816/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property23/12/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property19/12/199701/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/12/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/12/199716/04/2026
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property10/12/199709/03/2011
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property05/12/199701/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property05/12/199701/11/2007
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/11/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property17/11/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property03/11/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Legal charge1 property19/06/199716/04/2026
satisfied
Nationwide
Nationwide Building Society
Debenture1 property19/06/199709/03/2011
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property16/06/199709/03/2011
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property06/11/199616/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property31/03/199516/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property13/03/199517/06/2015
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property30/09/199416/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property23/09/199416/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Deed of legal charge1 property28/02/199416/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property14/01/199416/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property08/01/199316/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property04/09/199109/03/2011
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property21/06/199116/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property14/06/199116/04/2026
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property15/05/199116/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property17/04/199116/04/2026
satisfied
Co-operative Bank
Co-Operative Bank
Legal charge1 property12/03/199116/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property29/08/198916/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property18/04/198916/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property18/04/198916/04/2026
satisfied
Co-operative Bank
The Co-Operative Bank PLC
Legal charge1 property22/02/198916/04/2026
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property06/12/198801/11/2007
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property06/12/198812/03/2011
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property06/12/198816/04/2026
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property06/12/198801/11/2007
satisfied
Co-operative Bank
Co-Operative Bank PLC.
Legal charge1 property06/12/198827/04/1999
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property10/05/198819/04/1989
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property21/01/198819/04/1989
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (298 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-10
appoint-person-director-company-with-name-date
officers · AP01
2026-05-18
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-17
termination-director-company-with-name-termination-date
officers · TM01
2026-04-16
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16