ABER-RHONDDA GARAGES LIMITED

🌳Matureactive
01050256 · ltd · incorporated 1972-04-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
£696.6k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 92-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 92). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

9 live charges · 3 lenders · oldest 52.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 52.4 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
6 officers (5 active, 6 linked, 4 with DOB)
83
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £696,602
Cash YoY
+248%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£288k
↑ 248% YoY
Net Worth
£697k
↑ 56% YoY
Current Assets
Current Liabilities
£0£139k£279k£418k£557k£697kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£752.4k£452.1k
Cash£287.6k£82.7k
Net assets£696.6k£447.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2025-11-17
    PORCH, Ruth Mary appointed
    director
  2. 2025-11-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-11-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-10-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2020-10-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-11-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-11-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-11-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-01-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-10-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-12-04
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2013-10-07
    PORCH, Ruth appointed
    secretary
  18. 2013-10-07
    PORCH, Maureen resigned
    secretary
  19. 2011-11-02
    🔓
    Charge satisfied #9
  20. 2011-11-02
    🔓
    Charge satisfied #8
  21. 2011-11-02
    🔓
    Charge satisfied #7
  22. 2011-11-02
    🔓
    Charge satisfied #6
  23. 2011-11-02
    🔓
    Charge satisfied #5
  24. 2011-11-02
    🔓
    Charge satisfied #4
  25. 2011-11-02
    🔓
    Charge satisfied #3
  26. 2011-11-02
    🔓
    Charge satisfied #1
  27. 1999-03-04
    🔒
    Charge registered #9
    Lender: Lloyds Bank PLC
  28. 1992-12-04
    🔒
    Charge registered #8
    Lender: Midland Bank PLC
  29. 1992-10-01
    🔓
    Charge satisfied #2
  30. 1992-09-28
    PORCH, Christopher Jesse appointed
    director
  31. 1992-04-16
    🔒
    Charge registered #7
    Lender: Midland Bank PLC
  32. 1992-04-16
    🔒
    Charge registered #6
    Lender: Midland Bank PLC
  33. 1992-04-01
    🔒
    Charge registered #5
    Lender: Midland Bank PLC
  34. 1990-10-22
    🔒
    Charge registered #4
    Lender: Midland Bank PLC
  35. 1990-06-01
    🔒
    Charge registered #3
    Lender: Midland Bank PLC
  36. 1989-01-05
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  37. 1974-01-18
    🔒
    Charge registered #1
    Lender: National Benzole Co. LTD
  38. 1972-04-17
    🏢
    Company incorporated
    As ABER-RHONDDA GARAGES LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 92 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 92 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Maureen Porch
Individual · British · DOB 01/1934 · age 92
2550%
25-50% shares06/04/2016
Mr Vivian Frederick Porch
Individual · British · DOB 01/1934 · age 92
2550%
25-50% shares06/04/2016
Mr Christopher Jesse Porch
Individual · British · DOB 09/1963 · age 63
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · CF postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A & DK PROPERTIES LIMITED
12271928 · est 2019 · no financials extracted
6y
A2 INVESTMENTS LIMITED
04905878 · est 2003 · no financials extracted
22y
AADAM IMANI MALAIKA INVESTMENTS LTD
16009877 · est 2024 · no financials extracted
1y
ABSOLUTE PROPERTY MANAGEMENT SOLUTIONS LTD
08062130 · est 2012 · no financials extracted
13y
ACCENTRIC LIMITED
04160771 · est 2001 · no financials extracted
25y
ACE ESSENTIAL SUPPLIES LIMITED
05554877 · est 2005 · no financials extracted
20y
ACJ PROPERTY LIMITED
04661322 · est 2003 · no financials extracted
23y
ACKERS HOLDINGS LTD
10497750 · est 2016 · no financials extracted
9y
ACORN PROPERTY (SOUTH WALES) LIMITED
08255817 · est 2012 · no financials extracted
13y
ACQUEST HOMES LTD
16269313 · est 2025 · no financials extracted
1y
ACTL LTD
05328012 · est 2005 · no financials extracted
21y
ACTORIS CLUBLAND LIMITED
07140324 · est 2010 · no financials extracted
16y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1972-04-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Swn Y Mynydd Heol Ffrwd Philip
Efail Isaf
Pontypridd
Mid Glamorgan
CF38 1AR

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22

Officers (5 active · 1 resigned)

PORCH, Ruth
secretary · appointed 2013-10-07
View their other companies + combined net worth →
Active
PORCH, Christopher Jesse
director · ~63y · appointed 1992-09-28
View their other companies + combined net worth →
Active
PORCH, Maureen
director · ~92y
View their other companies + combined net worth →
Active
PORCH, Ruth Mary
director · ~61y · appointed 2025-11-17
View their other companies + combined net worth →
Active
PORCH, Vivian Frederick
director · ~92y
View their other companies + combined net worth →
Active
PORCH, Maureen
secretary · resigned 2013-10-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
0
Outstanding
0
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property04/03/199902/11/2011
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property04/12/199202/11/2011
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property16/04/199202/11/2011
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property16/04/199202/11/2011
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property01/04/199202/11/2011
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property22/10/199002/11/2011
satisfied
Midland Bank
Midland Bank PLC
Fixed and floating charge1 property01/06/199002/11/2011
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property05/01/198901/10/1992
satisfied
National Benzole Co.
National Benzole Co. LTD
Charge1 property18/01/197402/11/2011

Recent filings (116 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-27
appoint-person-director-company-with-name-date
officers · AP01
2025-11-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2019-12-12