ARVAL UK LIMITED

🌳Matureactive
01073098 · ltd · incorporated 1972-09-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 77110Renting and leasing of cars and light motor vehicles
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

68 live charges · 6 lenders · oldest 46.3y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 46.3 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 63/100 (high).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
68 charges (68/68 with lender, 68/68 with type)
90
Directors & officers
65 officers (8 active, 65 linked, 56 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
296 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 officers
Last 180 days
1
filing
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (203 events)Click to expand
  1. 2026-03-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-03-18
    GIROLAMI, Laetitia Paola Maria appointed
    director
  3. 2025-11-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-11-19
    CONLAN, Charlotte Mary Anne resigned
    director
  5. 2025-08-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2025-01-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-01-21
    SAPSED, Peter Robert appointed
    director
  8. 2025-01-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2024-12-31
    DE VISSCHER, Frank Luc Fritz resigned
    director
  10. 2024-11-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-11-26
    🔒
    Charge registered #68
    Lender: Bnp Paribas Trust Corporation UK Limited as Security Trustee
  12. 2024-08-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2023-09-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2023-09-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2023-08-22
    BARTON, Corrine Joanne appointed
    director
  16. 2023-07-11
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2023-07-11
    🔓
    Charge satisfied #67
  18. 2023-07-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2023-07-01
    LUND, Joel Thomas resigned
    director
  20. 2023-02-06
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  21. 2023-02-06
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  22. 2023-02-06
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  23. 2023-02-01
    BRIDGMAN, Susan Jean appointed
    secretary
  24. 2023-02-01
    PARSHALL, Amanda Jane resigned
    secretary
  25. 2022-10-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2022-10-06
    CASTILLE, François-Xavier Marie Charles appointed
    director
  27. 2022-09-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  28. 2022-05-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  29. 2022-05-09
    LUND, Joel Thomas appointed
    director
  30. 2022-04-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  31. 2022-04-11
    CHOVÉ, Francois-Gregoire Louis, Jacques Marie resigned
    director
  32. 2022-03-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  33. 2022-03-23
    CONLAN, Charlotte Mary Anne appointed
    director
  34. 2022-03-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  35. 2022-03-04
    HYNE, Paul Lawrence resigned
    director
  36. 2022-01-28
    📄
    memorandum-articles
    incorporation · MA
  37. 2021-04-25
    MOORTHY, Lakshmi Krishna appointed
    director
  38. 2021-03-01
    CABAÇA, Antonio Miguel Vieira Galvao resigned
    director
  39. 2020-03-02
    CHOVÉ, Francois-Gregoire Louis, Jacques Marie appointed
    director
  40. 2020-01-01
    WOODHEAD, Elliott John resigned
    director
  41. 2019-10-31
    DE VISSCHER, Frank Luc Fritz appointed
    director
  42. 2019-08-30
    HUNT, Stephen Andrew Robert appointed
    director
  43. 2019-04-25
    WOODHEAD, Elliott John appointed
    director
  44. 2018-12-13
    HYNE, Paul Lawrence resigned
    secretary
  45. 2018-12-13
    PARSHALL, Amanda Jane appointed
    secretary
  46. 2018-02-19
    BECKERS, Bart appointed
    director
  47. 2018-02-19
    HUTT, Katherine Jane resigned
    secretary
  48. 2018-02-19
    HYNE, Paul Lawrence appointed
    secretary
  49. 2018-02-19
    NOUBEL, Philippe resigned
    director
  50. 2017-11-30
    CABAÇA, Antonio Miguel Vieira Galvao appointed
    director
Showing most recent 50 of 203 events

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -7 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

63 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Arval Uk Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Arval Uk Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
ARVAL UK LIMITED
This company · 01073098

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Arval Uk Group Limited
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1972-09-22
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing

Registered office

Whitehill House
Windmill Hill
Swindon
Wiltshire
SN5 6PE

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10

Officers (8 active · 57 resigned)

BRIDGMAN, Susan Jean
secretary · appointed 2023-02-01
View their other companies + combined net worth →
Active
BARTON, Corrine Joanne
director · ~51y · appointed 2023-08-22
View their other companies + combined net worth →
Active
BECKERS, Bart
director · ~63y · appointed 2018-02-19
View their other companies + combined net worth →
Active
CASTILLE, François-Xavier Marie Charles
director · ~59y · appointed 2022-10-06
View their other companies + combined net worth →
Active
GIROLAMI, Laetitia Paola Maria
director · ~52y · appointed 2026-03-18
View their other companies + combined net worth →
Active
HUNT, Stephen Andrew Robert
director · ~59y · appointed 2019-08-30
View their other companies + combined net worth →
Active
MOORTHY, Lakshmi Krishna
director · ~53y · appointed 2021-04-25
View their other companies + combined net worth →
Active
SAPSED, Peter Robert
director · ~48y · appointed 2025-01-21
View their other companies + combined net worth →
Active
BRAND, Julian
secretary · appointed 2002-10-09 · resigned 2012-01-26
Resigned
CONROY, Kathleen
secretary · appointed 2012-01-26 · resigned 2014-09-24
Resigned
HUTT, Katherine Jane
secretary · appointed 2014-10-03 · resigned 2018-02-19
Resigned
HYNE, Paul Lawrence
secretary · appointed 2018-02-19 · resigned 2018-12-13
Resigned
LE GALL, Michel
secretary · appointed 2002-02-13 · resigned 2002-10-09
Resigned
MCKENNA, Mairead Maria
secretary · appointed 1998-01-09 · resigned 2001-09-25
Resigned
PARSHALL, Amanda Jane
secretary · appointed 2018-12-13 · resigned 2023-02-01
Resigned
ROBSON, Andrew John
secretary · resigned 1998-01-09
Resigned
BEADLE, Alison Elizabeth
director · ~69y · appointed 2000-08-16 · resigned 2002-12-31
Resigned
BECKERS, Bart
director · ~63y · appointed 2011-04-01 · resigned 2013-10-01
Resigned
BERRY, Anthony Willmott
director · ~76y · resigned 1996-04-12
Resigned
BIGGS, Anthony Mark
director · ~69y · appointed 2004-02-25 · resigned 2017-05-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

68
Total charges
63
Outstanding
2
Active lenders
Status:Lender:68 of 68 shown
TypeProperties
outstanding
Bnp Paribas Trust Corporation UK as Security Trustee
Bnp Paribas Trust Corporation UK Limited as Security Trustee
A registered charge26/11/2024
satisfied
Santander
Santander Asset Finance PLC
A registered charge1 property03/03/201411/07/2023
satisfied
Arval Phh Holdings
A composite guarantee and deed of charge1 property08/08/200012/05/2011
satisfied
Arval Phh Holdings
A declaration of trust (the "scottish declaration of trust")1 property08/08/200012/05/2011
satisfied
Chase Manhattan Trustees
Chase Manhattan Trustees Limited
A declaration of trust1 property30/06/199912/05/2011
satisfied
Chase Manhattan Trustees (As Trustee for Secured Creditors)
Chase Manhattan Trustees Limited (As Trustee for Secured Creditors)
A deed of charge1 property30/06/199915/08/2000
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property27/07/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property19/07/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property19/07/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property08/07/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property08/07/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property21/06/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property21/06/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property10/06/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property11/05/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property31/03/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property08/03/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property04/03/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property23/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property22/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property09/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property09/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property04/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property03/02/1982
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property11/11/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property29/10/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property14/10/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property24/09/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property10/09/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property03/09/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property27/08/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property10/08/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property10/08/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property26/06/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property22/06/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property02/06/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property21/05/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property21/05/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property21/05/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property19/05/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property11/05/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property20/02/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property29/01/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property19/01/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property15/01/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property15/01/1981
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property30/12/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property30/12/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property17/12/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
A registered charge1 property08/12/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property08/12/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property07/11/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property04/11/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property29/10/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Supplemental deed1 property25/09/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed of assignment1 property22/09/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property11/09/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed of assignment1 property18/08/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed of assignment1 property18/08/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property14/08/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property14/08/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property06/08/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed of assignment1 property14/07/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed of assignment1 property01/07/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property09/05/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property09/05/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property01/05/1980
outstanding
Kleinwort Benson
Kleinwort Benson Limited
Deed1 property05/02/1980
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (296 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-03-19
termination-director-company-with-name-termination-date
officers · TM01
2025-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-10
accounts-with-accounts-type-full
accounts · AA
2025-08-19
appoint-person-director-company-with-name-date
officers · AP01
2025-01-22
termination-director-company-with-name-termination-date
officers · TM01
2025-01-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-full
accounts · AA
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-full
accounts · AA
2023-09-23
appoint-person-director-company-with-name-date
officers · AP01
2023-09-04
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-11
termination-director-company-with-name-termination-date
officers · TM01
2023-07-04
change-person-secretary-company-with-change-date
officers · CH03
2023-02-06