ALLIED WESSEX WESTINSURE LIMITED

🌳Matureactive
04489781 · ltd · incorporated 2002-07-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£86.3k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 23.1y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 23.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 4 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £86,269
Net assets shrinking
Down £5,243 YoY
Cash YoY
+44%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£86k
↑ 44% YoY
Net Worth
£86k
↓ 5.7% YoY
Current Assets
£145k
↑ 24% YoY
Current Liabilities
—
£0£29k£58k£87k£116k£145kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Total assets£87.0k£92.2k
Current assets£145.0k£117.0k
Cash£85.6k£59.5k
Debtors£59.4k£57.5k
Net assets£86.3k£91.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 officers
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-01-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-01-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-01-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-01-18
    ➕
    HILL, Samantha Rachel appointed
    director
  7. 2023-11-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-07-21
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  9. 2023-05-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2023-05-12
    🔓
    Charge satisfied #1
  11. 2023-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-01-24
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  13. 2023-01-24
    📄
    capital-name-of-class-of-shares
    capital · SH08
  14. 2022-11-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2022-05-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-11-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-12-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-05-29
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  20. 2005-02-28
    ➖
    WESTINSURE ANADA PLC resigned
    corporate-director
  21. 2003-05-15
    ➕
    HILL, Samantha appointed
    secretary
  22. 2003-05-15
    ➕
    HILL, Andrew appointed
    director
  23. 2003-05-15
    ➖
    FERRIS, David Basil resigned
    secretary
  24. 2003-05-15
    ➖
    FERRIS, David Basil resigned
    director
  25. 2003-05-15
    ➖
    FERRIS, Renata Marie resigned
    director
  26. 2003-05-14
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  27. 2002-10-15
    ➕
    WESTINSURE ANADA PLC appointed
    corporate-director
  28. 2002-07-23
    ➕
    FERRIS, David Basil appointed
    secretary
  29. 2002-07-23
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  30. 2002-07-23
    ➕
    FERRIS, David Basil appointed
    director
  31. 2002-07-23
    ➕
    FERRIS, Renata Marie appointed
    director
  32. 2002-07-23
    ➖
    WATERLOW NOMINEES LIMITED resigned
    corporate-nominee-director
  33. 2002-07-18
    🏢
    Company incorporated
    As ALLIED WESSEX WESTINSURE LIMITED
  34. 2002-07-18
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  35. 2002-07-18
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

16/100
No succession signal

No meaningful acquirability indicators from public data.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — HILL, Samantha Rachel (same surname) appointed 2024-01-18. Pattern consistent with intra-family handover.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew James Hill
Individual · British · DOB 10/1970 · age 56
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016
Mrs Samanatha Rachel Hill
Individual · British · DOB 01/1972 · age 54
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-07-18
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

9 Collett Place
Latton
Swindon
SN6 6EH
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-07-06
Last: 2025-06-22

Officers (3 active · 6 resigned)

HILL, Samantha→
secretary · appointed 2003-05-15
View their other companies + combined net worth →
Active
HILL, Andrew→
director · ~56y · appointed 2003-05-15
View their other companies + combined net worth →
Active
HILL, Samantha Rachel→
director · ~54y · appointed 2024-01-18
View their other companies + combined net worth →
Active
FERRIS, David Basil→
secretary · appointed 2002-07-23 · resigned 2003-05-15
Resigned
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2002-07-18 · resigned 2002-07-23
Resigned
FERRIS, David Basil→
director · ~79y · appointed 2002-07-23 · resigned 2003-05-15
Resigned
FERRIS, Renata Marie→
director · ~73y · appointed 2002-07-23 · resigned 2003-05-15
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 2002-07-18 · resigned 2002-07-23
Resigned
WESTINSURE ANADA PLC→
corporate-director · appointed 2002-10-15 · resigned 2005-02-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC
Debenture1 property14/05/200312/05/2023

Recent filings (90 total)

change-person-director-company-with-change-date
officers · CH01
2026-01-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-27
appoint-person-director-company-with-name-date
officers · AP01
2024-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-03
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-07-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-22
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-01-24
capital-name-of-class-of-shares
capital · SH08
2023-01-24