F. BERRY (LEYLAND) LIMITED
🌳Matureactive
01075421 · ltd · incorporated 1972-10-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 49.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 49.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
14 officers (3 active, 14 linked, 11 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
134 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-28➖COSTER, Marc resigneddirector
- 2025-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-29📄legacyaccounts · PARENT_ACC
- 2025-10-29📄legacyother · GUARANTEE2
- 2025-10-29📄legacyother · AGREEMENT2
- 2025-10-13📄legacyother · GUARANTEE2
- 2025-08-21➕PEEL, Alistair Charles appointedsecretary
- 2025-08-21➖POWELL, Eliot James resigneddirector
- 2025-08-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-10-12📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-12📄legacyaccounts · PARENT_ACC
- 2024-10-12📄legacyother · AGREEMENT2
- 2024-10-12📄legacyother · GUARANTEE2
- 2024-06-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-05-18📄resolutionresolution · RESOLUTIONS
- 2023-05-18📄memorandum-articlesincorporation · MA
- 2023-05-11📄accounts-with-accounts-type-smallaccounts · AA
- 2023-04-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-20➕BLAND, Simon Christopher appointeddirector
- 2023-04-20➕PAGE, John David appointeddirector
- 2023-04-20➖MCCRONE, Nicola Louise resignedsecretary
- 2023-04-20➖MCCRONE, Nicola Louise resigneddirector
- 2023-04-20➕SEED, Craig Arthur appointeddirector
- 2023-04-20➖SINGLETON, Kevin Hamilton resigneddirector
- 2023-04-17🔓Charge satisfied #5
- 2021-11-02🔓Charge satisfied #4
- 2021-11-02🔓Charge satisfied #3
- 2021-11-02🔓Charge satisfied #2
- 2021-07-14➖WHITE, Anthony Robert resigneddirector
- 2015-06-23🔒Charge registered #5Lender: National Westminster Bank PLC
- 2008-03-25➖WHITE, Barbara resigneddirector
- 2007-01-17🔒Charge registered #4Lender: Barclays Bank PLC
- 2003-10-02🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1994-09-23➖BERRY, Olga resignedsecretary
- 1994-09-23➕MCCRONE, Nicola Louise appointedsecretary
- 1994-09-23➖BERRY, Fred resigneddirector
- 1994-09-23➖BERRY, Olga resigneddirector
- 1994-09-23➕MCCRONE, Nicola Louise appointeddirector
- 1994-09-23➕SINGLETON, Kevin Hamilton appointeddirector
- 1994-09-23➕WHITE, Barbara appointeddirector
- 1991-07-03🔓Charge satisfied #1
Showing most recent 50 of 53 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COSTER, Marc resigned 2026-02-28; POWELL, Eliot James resigned 2025-08-21
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mostload Trading Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mostload Trading Limited
Corporate parent · holds 75-100% shares
⬇
F. BERRY (LEYLAND) LIMITED
This company · 01075421
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mostload Trading Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ENTERPRISE VENTURES GROUP LIMITED→ 04161494 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| FOINAVEN ASSET MANAGEMENT LTD→ 05015645 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| FORE FINANCIAL PLANNING LTD→ 16024269 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| G S FINANCIAL PLANNING LIMITED→ 08574589 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GNC VENTURES LTD→ 16587517 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GOODINSON WEALTH MANAGEMENT LIMITED→ 08893088 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| GREENLANDS INVESTMENTS LIMITED→ 16866772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GREY BEARD INVESTMENT LTD→ 13888404 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| GRIFFITH AND SHARP MORTGAGE SERVICES LIMITED→ 06592339 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| GROSVENOR PARTNERS FINANCIAL SERVICES LIMITED→ 04438974 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1972-10-06
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Chancery House
Slaidburn Crescent
Southport
Merseyside
PR9 9YF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-28
Last: 2026-05-14
Officers (3 active · 11 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-08-21
View their other companies + combined net worth →
BLAND, Simon Christopher→
Activedirector · ~60y · appointed 2023-04-20
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 2023-04-20
View their other companies + combined net worth →
BERRY, Olga→
Resignedsecretary · resigned 1994-09-23
MCCRONE, Nicola Louise→
Resignedsecretary · appointed 1994-09-23 · resigned 2023-04-20
BERRY, Fred→
Resigneddirector · ~101y · resigned 1994-09-23
BERRY, Olga→
Resigneddirector · ~100y · resigned 1994-09-23
COSTER, Marc→
Resigneddirector · ~48y · appointed 2025-03-04 · resigned 2026-02-28
MCCRONE, Nicola Louise→
Resigneddirector · ~57y · appointed 1994-09-23 · resigned 2023-04-20
POWELL, Eliot James→
Resigneddirector · ~55y · appointed 2024-12-20 · resigned 2025-08-21
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2023-04-20 · resigned 2025-03-04
SINGLETON, Kevin Hamilton→
Resigneddirector · ~64y · appointed 1994-09-23 · resigned 2023-04-20
WHITE, Anthony Robert→
Resigneddirector · ~82y · resigned 2021-07-14
WHITE, Barbara→
Resigneddirector · ~82y · appointed 1994-09-23 · resigned 2008-03-25
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 23/06/2015 | 17/04/2023 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/01/2007 | 02/11/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 02/10/2003 | 02/11/2021 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/01/1991 | 02/11/2021 | |
| satisfied | F Berry (Leyland) F Berry (Leyland) Limited | Legal charge | 1 property | 20/04/1977 | 03/07/1991 |
Recent filings (134 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-21
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-29
legacy
accounts · PARENT_ACC
2025-10-29
legacy
other · GUARANTEE2
2025-10-29
legacy
other · AGREEMENT2
2025-10-29
legacy
other · GUARANTEE2
2025-10-13
termination-director-company-with-name-termination-date
officers · TM01
2025-08-21
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-01-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-12