A & I FRASER LIMITED
🌳Matureactive
01093145 · ltd · incorporated 1973-01-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£7.23M
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
Special-situation opportunityDistressed agriculture with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 27.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £7,230,190
Cash YoY
+6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.3m
↑ 5.5% YoY
Net Worth
£7.2m
↑ 1.2% YoY
Current Assets
£1.8m
↑ 6.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £7.29M | £7.20M |
| Current assets | £1.77M | £1.67M |
| Cash | £1.29M | £1.22M |
| Debtors | £196.9k | £259.9k |
| Net assets | £7.23M | £7.15M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-05-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-03🔒Charge registered #4Lender: Barclays Bank PLC
- 2018-05-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-31🔓Charge satisfied #2
- 2018-04-13🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2018-04-13🔒Charge registered #2Lender: Barclays Bank PLC
- 2017-10-18➕FRASER, Alice appointedsecretary
- 2017-10-18➖FRASER, Irene resignedsecretary
- 2017-09-14➕FRASER, Ryan William appointeddirector
- 1999-06-16➖FRASER, Irene resigneddirector
- 1999-03-31🔒Charge registered #1Lender: Barclays Bank PLC
- 1992-06-04➖FRASER, Alexander resigneddirector
- 1973-01-30🏢Company incorporatedAs A & I FRASER LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FRASER" — strong identity link between founder and business.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 53 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-08
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Alice Victoria Fraser Individual · English · DOB 05/1990 · age 36 | 25–50% | — | 25-50% shares | 17/07/2020 |
Mr Ryan William Fraser Individual · British · DOB 04/1988 · age 38 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr John Fraserceased 17/07/2020· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARBSCAPE TREE SURGEONS LTD→ 14005093 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ASTWELL CASTLE FARM LIMITED→ 00562808 · est 1956 · no financials extracted | — | — | — | — | 70y | — | — |
| B H A TREES LTD→ 06765546 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BEAR VALLEY TIMBER LTD→ 11579981 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BERNWOOD FARM LIMITED→ 15534323 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BERRYFIELDS FARMS LIMITED→ 00760016 · est 1963 · no financials extracted | — | — | — | — | 62y | — | — |
| BIRCHFIELD SPRINGS LIMITED→ 07386046 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BLETSOE - BROWN LIMITED→ 00950777 · est 1969 · no financials extracted | — | — | — | — | 57y | — | — |
| BLUEVO LIMITED→ 15229054 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BOUJEE BARKERS LTD→ 16946342 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BRADDEN ESTATES MANAGEMENT LTD→ 06921010 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BRAMPTON VALLEY GROUP LTD→ 08279057 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1973-01-30
Jurisdictionengland-wales
Primary SIC01500 — SIC 01500
Registered office
7 Billing Road
Northampton
NN1 5AN
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-05-08OVERDUE
Last: 2025-04-24
Officers (3 active · 3 resigned)
Active
Active
FRASER, Ryan William→
Activedirector · ~38y · appointed 2017-09-14
View their other companies + combined net worth →
FRASER, Irene→
Resignedsecretary · resigned 2017-10-18
FRASER, Alexander→
Resigneddirector · ~106y · resigned 1992-06-04
FRASER, Irene→
Resigneddirector · ~98y · resigned 1999-06-16
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 03/09/2018 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 13/04/2018 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 13/04/2018 | 31/05/2018 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 31/03/1999 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-11-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-11-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-07