THE LAKE DISTRICT CALVERT TRUST
🌳Matureactive
01240160 · private-limited-guarant-nsc · incorporated 1976-01-12
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 16.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 16.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
73 officers (11 active, 73 linked, 69 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
3 connected companies via shared directors
54
Filing history
236 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
7
filings
- • 5 officers
- • 1 accounts
- • 1 mortgage
Last 180 days
7
filings
- • 5 officers
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (145 events)Click to expand
- 2026-05-30📄accounts-with-accounts-type-smallaccounts · AA
- 2026-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2026-04-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-09🔓Charge satisfied #1
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-13➖MOORE, Antony James resigneddirector
- 2025-11-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-24➖GATE, Judith resigneddirector
- 2025-07-21📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-16📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-25➕HUBBARD, Charlotte Elizabeth appointeddirector
- 2025-04-25➕MOORE, Antony James appointeddirector
- 2025-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-08➖BROWN, David Gordon resigneddirector
- 2024-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-24➖BATEY, Heather Anne resigneddirector
- 2024-05-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-26➕THOMPSON, Myles appointeddirector
- 2024-04-26➖FRYER-SPEDDING, James Walter resigneddirector
- 2023-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-02📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-21➕MADIPALLI, Srinivas appointeddirector
- 2023-07-21➕PONSONBY, William John appointeddirector
- 2023-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-23➖HANDY, Julian John resigneddirector
- 2023-04-23➖MOUNSEY-HEYSHAM, Giles Herchard resigneddirector
- 2023-02-27➕RICHARDSON, Hannah appointeddirector
- 2022-11-25➖BRAITHWAITE, QC, William Thomas Scatchard, Mr. resigneddirector
- 2022-11-25➕BROWN, David Gordon appointeddirector
- 2022-08-30🔓Charge satisfied #3
- 2022-04-29➖BELL, William Richard resigneddirector
- 2022-04-29➖HENSMAN, Claire Theresa resigneddirector
- 2022-04-29➖NOTMAN, Victoria Helen Dixon resigneddirector
- 2022-02-27➖SHELDON, Christine resigneddirector
- 2021-11-27➕DUNN, Anne Louise appointeddirector
- 2021-11-27➕FLYNN, Emily Jane appointeddirector
- 2021-11-27➕GATE, Judith appointeddirector
- 2021-11-27➕NOTMAN, Victoria Helen Dixon appointeddirector
- 2021-08-26➖SAXON, Jane Elizabeth resigneddirector
- 2021-05-04➖CARTWRIGHT, Corinna, Mrs. resigneddirector
- 2020-12-31➕GLYNN, Anthony David appointedsecretary
Showing most recent 50 of 145 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GATE, Judith resigned 2025-08-24; MOORE, Antony James resigned 2026-02-13
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 121 CARE AGENCY LIMITED→ 15657669 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&C STANLEY LTD→ 13002990 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACTIVE MEDICAL LIMITED→ 04432916 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ACTIVELIFE MEDIC-CARE UK LTD→ 14071631 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADSTAPHIMED LIMITED→ 14024628 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADVANCED AESTHETICS DR EWELINA EMILIANOWICZ LTD→ 15562826 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMS ST HELENS LIMITED→ 11761082 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ARK FORENSICS LIMITED→ 07740937 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ASPATRIA DREAMSCHEME LIMITED→ 07247238 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ASPIRE 17 LIMITED→ 10774255 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ASPIRE CARE CUMBRIA LIMITED→ 12241771 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASUSIAN LIMITED→ 16580001 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1976-01-12
Jurisdictionengland-wales
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
Little Crosthwaite
Underskiddaw
Keswick Cumbria
CA12 4QD
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-08-04
Last: 2025-07-21
Officers (11 active · 62 resigned)
GLYNN, Anthony David→
Activesecretary · appointed 2020-12-31
View their other companies + combined net worth →
DUNN, Anne Louise→
Activedirector · ~56y · appointed 2021-11-27
View their other companies + combined net worth →
FLYNN, Emily Jane→
Activedirector · ~47y · appointed 2021-11-27
View their other companies + combined net worth →
GLYNN, Anthony David→
Activedirector · ~62y · appointed 2020-11-30
View their other companies + combined net worth →
HUBBARD, Charlotte Elizabeth→
Activedirector · ~30y · appointed 2025-04-25
View their other companies + combined net worth →
LOWTHIAN, Ian Stuart→
Activedirector · ~67y · appointed 2018-07-22
View their other companies + combined net worth →
MADIPALLI, Srinivas→
Activedirector · ~40y · appointed 2023-07-21
View their other companies + combined net worth →
MULLIN, Martin Gerard→
Activedirector · ~60y · appointed 2016-11-26
View their other companies + combined net worth →
PONSONBY, William John→
Activedirector · ~63y · appointed 2023-07-21
View their other companies + combined net worth →
RICHARDSON, Hannah→
Activedirector · ~48y · appointed 2023-02-27
View their other companies + combined net worth →
THOMPSON, Myles→
Activedirector · ~64y · appointed 2024-04-26
View their other companies + combined net worth →
FRYER-SPEDDING, James Walter→
Resignedsecretary · appointed 2004-04-17 · resigned 2019-07-28
LILEY, Jill→
Resignedsecretary · appointed 2019-09-16 · resigned 2020-12-31
WOOD, John Anthony→
Resignedsecretary · resigned 2004-04-17
BATEY, Heather Anne→
Resigneddirector · ~60y · appointed 2019-07-21 · resigned 2024-10-24
BELL, William Richard→
Resigneddirector · ~80y · appointed 2012-10-13 · resigned 2022-04-29
BIRNEY, John David→
Resigneddirector · ~82y · appointed 2005-07-11 · resigned 2012-04-21
BONINGTON, Christian John Storey, Sir→
Resigneddirector · ~92y · resigned 2002-11-30
BRAITHWAITE, QC, William Thomas Scatchard, Mr.→
Resigneddirector · ~78y · appointed 2019-04-26 · resigned 2022-11-25
BREWIS, Robert Alistair Livingston, Dr.→
Resigneddirector · ~89y · appointed 2010-03-01 · resigned 2014-07-25
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | The Charity Bank The Charity Bank Limited | Legal charge | 1 property | 13/12/2011 | 30/08/2022 | |
| outstanding | The English Sports Council | Legal charge | 1 property | 29/03/2010 | — | |
| satisfied | North West Development Agency | Legal charge | 3 properties | 29/03/2010 | 09/04/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (236 total)
accounts-with-accounts-type-small
accounts · AA
2026-05-30
change-person-director-company-with-change-date
officers · CH01
2026-04-29
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-09
change-person-director-company-with-change-date
officers · CH01
2026-03-16
change-person-director-company-with-change-date
officers · CH01
2026-03-16
change-person-director-company-with-change-date
officers · CH01
2026-03-16
termination-director-company-with-name-termination-date
officers · TM01
2026-03-04
termination-director-company-with-name-termination-date
officers · TM01
2025-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
change-person-director-company-with-change-date
officers · CH01
2025-07-21
accounts-with-accounts-type-full
accounts · AA
2025-05-16
appoint-person-director-company-with-name-date
officers · AP01
2025-05-12
appoint-person-director-company-with-name-date
officers · AP01
2025-05-12
termination-director-company-with-name-termination-date
officers · TM01
2025-02-16
termination-director-company-with-name-termination-date
officers · TM01
2024-12-02