ASPIRE CARE CUMBRIA LIMITED
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 0.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £84.9k | £-73.4k |
| Current assets | £75.9k | £3.1k |
| Net assets | £36.2k | £-77.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 1 mortgage
- • 1 confirmation-statement
- • 3 persons-with-significant-control
- • 1 mortgage
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2026-04-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-17🔒Charge registered #1Lender: National Westminster Bank PLC
- 2026-04-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-04-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-06📄resolutionresolution · RESOLUTIONS
- 2025-12-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-03-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-03🏢Company incorporatedAs ASPIRE CARE CUMBRIA LIMITED
- 2019-10-03➕DOUGLASS, Denise Ann appointeddirector
- 2019-10-03➕DOUGLASS, Michael Robert appointeddirector
- 2019-10-03➕NEEDHAM, Lucy Ann Stokoe appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanGroup structure
Aspire Care Cumbria Developments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aspire Care Cumbria Developments Limited Corporate entity | 75–100% | — | 75-100% shares | 06/03/2026 |
1 historic (ceased) PSC
- Mrs Lucy Ann Stokoe Needhamceased 06/03/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 17/04/2026 | — |