ANDERSON HOUSE LIMITED
🌳Matureactive
01255915 · ltd · incorporated 1976-04-26
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 44.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 44.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 44.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
123 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-10-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-10-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-03-30🔓Charge satisfied #1
- 2010-09-07➕WOODFORD, Karen Louise appointeddirector
- 1998-08-31➕WOODFORD, Karen Louise appointedsecretary
- 1998-08-31➖FLETCHER, James Anderson resignedsecretary
- 1998-08-31➖FLETCHER, James Anderson resigneddirector
- 1990-07-20🔓Charge satisfied #4
- 1990-07-20🔓Charge satisfied #3
- 1990-07-05🔓Charge satisfied #2
- 1988-11-16🔒Charge registered #4Lender: National Westminster Bank PLC
- 1988-07-15🔒Charge registered #3Lender: National Westminster Bank PLC
- 1981-07-30🔒Charge registered #2Lender: H.Sichel & Sons Limited
- 1981-06-26🔒Charge registered #1Lender: National Westminster Bank PLC
- 1976-04-26🏢Company incorporatedAs ANDERSON HOUSE LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 50 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rosalyn Fletcher Individual · British · DOB 06/1957 · age 69 | 25–50% | — | 25-50% shares | 01/09/2016 |
1 historic (ceased) PSC
- Mr James Anderson Fletcherceased 13/06/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AMCAT(UK) LTD→ 08683790 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
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| ANNEDERSKY PROPERTIES LTD→ 01134160 · est 1973 · no financials extracted | — | — | — | — | 52y | — | — |
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| ARC PROPERTY GROUP LTD→ 16990492 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1976-04-26
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Hawthorne Cottage
Dubwath
Bassernthwaite Lake Cockermouth
Cumbria
CA13 9YD
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-05-21
Last: 2026-05-07
Officers (3 active · 2 resigned)
WOODFORD, Karen Louise→
Activesecretary · appointed 1998-08-31
View their other companies + combined net worth →
Active
WOODFORD, Karen Louise→
Activedirector · ~47y · appointed 2010-09-07
View their other companies + combined net worth →
FLETCHER, James Anderson→
Resignedsecretary · resigned 1998-08-31
FLETCHER, James Anderson→
Resigneddirector · ~82y · resigned 1998-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/11/1988 | 20/07/1990 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 15/07/1988 | 20/07/1990 | |
| satisfied | H.Sichel & Sons H.Sichel & Sons Limited | Legal charge | 1 property | 30/07/1981 | 05/07/1990 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 26/06/1981 | 30/03/2012 |
Recent filings (123 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-10