DAVID ROBERTS & PARTNERS (INSURANCE BROKERS) LIMITED
🌳Matureactive
01329408 · ltd · incorporated 1977-09-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
13 live charges · 10 lenders · oldest 41.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 41.9 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
18 officers (4 active, 18 linked, 13 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
179 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 officers
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2026-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-18➖BLAND, Simon Christopher resigneddirector
- 2026-02-28➖COSTER, Marc resigneddirector
- 2025-10-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-30📄legacyaccounts · PARENT_ACC
- 2025-10-30📄legacyother · AGREEMENT2
- 2025-10-30📄legacyother · GUARANTEE2
- 2025-10-13📄legacyother · GUARANTEE2
- 2025-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➕PEEL, Alistair Charles appointedsecretary
- 2025-07-31➖POWELL, Eliot James resigneddirector
- 2025-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-25🔒Charge registered #13Lender: Ares Management Limited as Security Agent
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-03-27🔒Charge registered #12Lender: Ares Management Limited (The “Security Agent”)
- 2023-08-18📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-25🔓Charge satisfied #9
- 2022-09-02📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-05📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2022-04-05🔒Charge registered #11Lender: Ares Management Limited (The “Security Agent”)
- 2021-12-10🔓Charge satisfied #8
- 2021-12-09🔒Charge registered #10Lender: Ares Management Limited (As Security Agent)
- 2021-02-26🔒Charge registered #9Lender: Inflexion Private Equity Limited Acting in Its Capacity as Security Trustee
- 2019-02-01➕BLAND, Simon Christopher appointeddirector
- 2018-11-01➕BROOKBANKS, Paul Robert appointeddirector
- 2018-11-01➕SEED, Craig Arthur appointeddirector
- 2018-10-31➖CHORLEY, David Brian resigneddirector
- 2018-01-02➖BENNETT, Stuart Thomas resigneddirector
- 2015-11-12🔓Charge satisfied #7
- 2015-11-04🔒Charge registered #8Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2011-05-04🔓Charge satisfied #6
- 2011-05-04🔓Charge satisfied #4
- 2011-03-30🔒Charge registered #7Lender: Macquarie Bank Limited
- 2009-08-01➕BENNETT, Stuart Thomas appointeddirector
- 2009-08-01➕CHORLEY, David Brian appointeddirector
- 2008-04-09🔓Charge satisfied #5
- 2008-04-05➕PAGE, John David appointedsecretary
- 2008-04-05➖FERNS, Jennifer Marie resignedsecretary
Showing most recent 50 of 71 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BLAND, Simon Christopher resigned 2026-03-18; COSTER, Marc resigned 2026-02-28; POWELL, Eliot James resigned 2025-07-31
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Dr & P Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dr & P Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
DAVID ROBERTS & PARTNERS (INSURANCE BROKERS) LIMITED
This company · 01329408
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr & P Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/12/2019 |
2 historic (ceased) PSCs
- Dr&P Holdings Ltdceased 20/12/2019· 75-100% shares
- Mr John David Pageceased 30/06/2016· board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ENTERPRISE VENTURES GROUP LIMITED→ 04161494 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EVERGREEN PENSION TRUSTEES LIMITED→ 12588921 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EXEL FINANCE LIMITED→ 12524957 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| F. BERRY (LEYLAND) LIMITED→ 01075421 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| FAIR MORTGAGE ADVICE LTD→ 15878115 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FINANCIAL GUARDIAN (UK) LTD→ 07906605 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| FINANCIAL HYGIENICS LIMITED→ 16640955 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FINANCIAL MINEFIELD LTD→ 05073455 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| FIRE ASSESSORS (NW) LTD→ 15123247 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FIRE INVESTMENTS LTD→ 14335614 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1977-09-09
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Chancery House
Slaidburn Crescent
Southport
Merseyside
PR9 9YF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (4 active · 14 resigned)
Active
PEEL, Alistair Charles→
Activesecretary · appointed 2025-07-31
View their other companies + combined net worth →
BROOKBANKS, Paul Robert→
Activedirector · ~54y · appointed 2018-11-01
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 1998-08-01
View their other companies + combined net worth →
CHORLEY, David Brian→
Resignedsecretary · resigned 2006-02-01
DEARY, Kenneth Edward→
Resignedsecretary · appointed 2006-02-01 · resigned 2008-04-03
FERNS, Jennifer Marie→
Resignedsecretary · appointed 2008-04-03 · resigned 2008-04-05
BENNETT, Stuart Thomas→
Resigneddirector · ~53y · appointed 2009-08-01 · resigned 2018-01-02
BLAND, Simon Christopher→
Resigneddirector · ~60y · appointed 2019-02-01 · resigned 2026-03-18
CARTER, Christopher Hartley→
Resigneddirector · ~74y · resigned 2006-02-01
CHORLEY, David Brian→
Resigneddirector · ~73y · appointed 2009-08-01 · resigned 2018-10-31
CHORLEY, David Brian→
Resigneddirector · ~73y · resigned 2006-02-01
COSTER, Marc→
Resigneddirector · ~48y · appointed 2025-03-04 · resigned 2026-02-28
DEARY, Kenneth Edward→
Resigneddirector · ~70y · appointed 2006-02-01 · resigned 2008-04-03
NEALE, John Peter→
Resigneddirector · ~78y · resigned 2003-01-31
POWELL, Eliot James→
Resigneddirector · ~55y · appointed 2024-12-20 · resigned 2025-07-31
ROBERTS, David Hugh→
Resigneddirector · ~88y · resigned 1998-07-31
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2018-11-01 · resigned 2025-03-04
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
4
Outstanding
3
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ares Management as Security Agent Ares Management Limited as Security Agent | A registered charge | 1 property | 25/04/2025 | — | |
| outstanding | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 27/03/2024 | — | |
| outstanding | Ares Management (The “Security Agent”) Ares Management Limited (The “Security Agent”) | A registered charge | 1 property | 05/04/2022 | — | |
| outstanding | Ares Management (As Security Agent) Ares Management Limited (As Security Agent) | A registered charge | 1 property | 09/12/2021 | — | |
| satisfied | Inflexion Private Equity Acting in Its Capacity as Security Trustee Inflexion Private Equity Limited Acting in Its Capacity as Security Trustee | A registered charge | — | 26/02/2021 | 25/07/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 04/11/2015 | 10/12/2021 | |
| satisfied | Macquarie Bank Macquarie Bank Limited | Debenture | 1 property | 30/03/2011 | 12/11/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 31/07/2007 | 04/05/2011 | |
| satisfied | David Chorley | Debenture | 1 property | 01/02/2006 | 09/04/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 01/02/2006 | 04/05/2011 | |
| satisfied | Britannia Building Society | Further advance and floating charge | 1 property | 02/12/1991 | 03/02/2006 | |
| satisfied | Britannia Building Society | Legal charge | 1 property | 28/02/1990 | 21/09/1994 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/07/1984 | 30/03/1990 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (179 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-27
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-30
legacy
accounts · PARENT_ACC
2025-10-30
legacy
other · AGREEMENT2
2025-10-30
legacy
other · GUARANTEE2
2025-10-30
legacy
other · GUARANTEE2
2025-10-13
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15